Bankers Insurance

MAY 16, 2024

Sustained losses inflicted by natural disasters spurred some insurance companies to pull out of the homeowners insurance market in high-risk areas, such as California and Florida, leaving residents with fewer options and higher prices. WHAT HAPPENED IN 2023? The inflation spike during 2022 reverberated throughout the U.S. billion each.

Home Insurance 52

Home Insurance Policyholder Insurer Insurance 52

TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. In order to make sure you have the right continuous coverage, always consult your insurance agent! Contact your insurance agent to review your medical payments and liability coverage limits before you get started.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Jackson & Jackson

APRIL 29, 2024

This means you will pay more out of pocket in case of a claim, but your monthly or annual insurance costs will be lower. Strategy: Implement a formal risk management plan that addresses potential liabilities and disaster preparedness. Strategy: Install modern fire alarms, sprinkler systems, and security systems.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

TGS

OCTOBER 3, 2024

So, not only do these add-ons keep you safe, but they can also keep more money in your pocket. Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in. While you might think it’s all about the size or value of your home, there’s a lot more at work beneath the surface.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

American Agents Alliance

OCTOBER 24, 2024

This alleged denial of coverage has impacted homeowners who suffered smoke damage from California’s increasingly frequent and severe wildfires, leaving them to cover cleanup and repair costs out-of-pocket.

Damage 40

Damage Claim Broker-Agent Policyholder 40

TGS

OCTOBER 30, 2024

What about your personal belongings or liability for accidents on your property? Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. So, how do you make sure you’re getting the coverage you need without paying for things you don’t?

Insurance Quotes 52

Insurance Quotes Home Insurance Deductible Out-Of-Pocket 52

Freeway Insurance

DECEMBER 24, 2024

Even with natural disaster coverage, your policy might not fully account for the increased value of your property, leaving you unprepared for costly out-of-pocket repair bills. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

Home Insurance 52

Home Insurance Insurance Policy Policy Insurer 52

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises. However, with great opportunities come great risks.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Property Insurance Centre

SEPTEMBER 25, 2024

This way you can avoid situations where you end up finding out what you are not being covered for. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation. – Ignoring exclusions. – Declaring inaccurately.

Building 52

Building Insurer Insurance Insured 52

Bankers Insurance

JULY 8, 2024

Employers with workers who travel internationally for business purposes should find out exactly what their health plans cover, in the event the employee needs medical treatment overseas. Companies with employees who travel for business may want to consider supplemental coverage from a travel insurance policy.

Insurer 52

Insurer Insurance Insured Workers Compensation 52

LexisNexis

SEPTEMBER 9, 2024

NY Court of Appeals Says Hospital Shooting Arose Out of Employment. Law § 21(1) that an injury arising in the course of employment is presumed to arise out of employment and be compensable, absent substantial evidence to the contrary. Illinois Workers’ Comp. Comm’n , 2024 IL App (1st) 230609WC, 2024 Ill. LEXIS 819, § 7.04

Workers Compensation 40

Workers Compensation Compensation Injury Workers Comp 40

PSM Brokerage

NOVEMBER 26, 2024

The proposed rule can be downloaded here: [link] Coverage of Anti-Obesity Medication Since the inception of the Part D program, CMS has interpreted the statutory exclusion of “agents when used for weight loss” to mean that a drug, when used for weight loss, is excluded from the definition of a covered Part D drug.

Policy 52

Policy Out-Of-Pocket Broker-Agent Agents 52

PSM Brokerage

APRIL 8, 2025

Below is a breakdown of the most impactful updates agents should be aware of when preparing for the 2026 plan year. Clarified financial liability enrollees cant be held responsible until the MA plan makes a final decision on a claim. Required provider notifications for coverage decisions when acting on behalf of enrollees.

Policy 52

Policy Out-Of-Pocket Agents Claim 52