Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. Landlord insurance is a policy designed to protect unit owners from the risks of renting out their properties.

Building

Distinguished

OCTOBER 15, 2024

One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. The answer lies in both parties’ financial interest in the property and how that impacts the insurance policy’s structure. Property owners may also choose to add Premises Liability coverage to the policy.

Policy

Distinguished

JANUARY 10, 2025

Follow the steps below to bind your policy: Step 1: Log into the new portal Access the Broker Connect portal here. Step 6: Check the box to review and confirm Step 7: Review Terms and provide signature Review the Terms and sign in the Agent Name box. Step 9: Bind your policy Click Bind to finalize your policy.

Broker

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. We offer 3-, 6-, 9-, or 12-month policies, with extensions available upon review.

Commercial

Distinguished

DECEMBER 16, 2024

Unlike competitors retreating from the market due to aggregation risks, our Fine Art and Collectibles insurance program brings fresh capacity and a willingness to underwrite policies tailored to Californias unique challenges. Many carriers encourage clients to insure their collections with specific Fine Art and Collectibles policies.

Protection

Distinguished

DECEMBER 2, 2024

Public art insurance is a specialized insurance policy designed to provide coverage to all artwork or valuable collectibles owned or loaned to a public institution.  For instance, a city could take out a public art insurance policy that would cover any artwork, historical artifacts, or even outdoor sculptures owned by that city.

Deductible

Distinguished

SEPTEMBER 25, 2024

Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Typically speaking, Builder’s Risk policies will cost anywhere from 1-5% of the total project cost. Who Should be Named in a Builder’s Risk Policy? Naturally, they must be named on the policy.

Risk

Distinguished

AUGUST 26, 2024

However, a general rule of thumb for Builder’s Risk is to expect a policy to cost anywhere from 1-5% of the total project cost. Who Needs to be Insured by a Builder’s Risk Policy? Developers : In larger commercial projects, developers need to be included on the policy. Access our online Broker Portal.

Risk

Distinguished

JULY 29, 2024

Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis. If it’s a piece that increases in value, as with contemporary art and any high-value fine art collection, the agreed value in the policy could fall significantly short of its market value. Think Warhol, Banksy, and Haring.

Broker-Agent

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

Insurer

Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

Broker

Frankenmuth Insurance

JULY 3, 2024

A marine radio and fully charged cell phone. Talk to a local, independent agent about a policy today. Contact your local, independent insurance agent for coverage advice and policy services. Signaling and sound devices, like a horn, bell, and/or whistle. A first-aid kit , including motion sickness medication.

License

Distinguished

OCTOBER 9, 2024

The precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Property and Liability products are distributed through a national network of agents and brokers. Berkley Corporation. Not all products and services are available in every jurisdiction.

Crime

Distinguished

SEPTEMBER 17, 2024

For example, this has been ongoing since COVID but continues to have an impact – labor and product supply, and how that impacts whether we can extend a policy depending on the circumstances. Our max policy term is 24 months total, meaning the 24 months includes the initial policy term plus all extensions.

Risk

Distinguished

AUGUST 12, 2024

Our Builder’s Risk policies come standard with all of the most important coverages your clients will need to protect their under-construction properties.  Distinguished’s Builder’s Risk Insurance policies are customized based on the needs and situations of your clients. How Much Does Builder’s Risk Cost in Georgia?

Risk

Distinguished

SEPTEMBER 10, 2024

Who Needs to be Insured by a Builder’s Risk Policy in Alabama? For a Builder’s Risk policy anywhere in the United States, it’s important everyone with a financial stake in the project be named in the policy. Cost of the project : The larger the project’s TIV, the more expensive a policy will be.  

Risk

Distinguished

OCTOBER 31, 2024

Review Your Insurance Coverage – Take the time to examine your liability insurance policy to confirm that it includes volunteer coverage. Property and Liability products are distributed through a national network of agents and brokers. Consult your insurance broker for clarity on the specifics and potential additional coverage options.

Protection

Distinguished

JANUARY 7, 2025

We cover both owned and loaned exhibits, with adjustable policy terms to accommodate planned exhibitions. These collections require layered policies to address complex ownership structures and geographic distribution. Property and Liability products are distributed through a national network of agents and brokers.

Broker-Agent

Distinguished

JULY 8, 2024

Hear from industry experts as they discuss critical differences in Hotel Primary policies and key risks to consider. A: No, our policy does not exclude human trafficking. Property and Liability products are distributed through a national network of agents and brokers. Access the full recording now!

Insurance Broker

Maritime Insurance International

MARCH 3, 2020

A boat insurance policy could offer you coverage for the following: Property Damage. Does My Homeowner’s Policy Cover My Boat? There may also be size and horsepower restrictions on the watercraft covered under your homeowner’s policy. Boating Risks: The Need for Coverage There are many risks associated with owning a boat.

Insurer

Zywave

NOVEMBER 6, 2024

About Zywave Zywave leads the insurtech industry, powering the modern insurance lifecycle while fostering connections between innovative agents and brokers, insurers, and MGAs. For more information on Zywave, visit www.zywave.com.

Cyber

Distinguished

OCTOBER 1, 2024

A: We are currently available for commercial policies in California, but we do expect to have approval for personal collections very soon. Property and Liability products are distributed through a national network of agents and brokers. Q: What states are your products available in?

Broker

Distinguished

OCTOBER 1, 2024

Register your agency with us to get your clients access to our exclusive private collections policies (if you haven’t done so already). Property and Liability products are distributed through a national network of agents and brokers. Then, complete an application form and submit it through our online portal.  

Broker-Agent

Distinguished

NOVEMBER 7, 2024

The risk transfer is essentially from the insured to the insurer, with no expectation of reimbursement from the insured for claims paid out, except in cases of fraud or violation of policy terms. Insurance Products: In insurance, when a claim is filed, the insurer evaluates the claim based on the policy’s terms and conditions.

Claim

Majesco

FEBRUARY 15, 2024

Turnarounds of weeks or days to evaluate, quote, and bind policies are simply not acceptable in today’s hyper-competitive market. Whether it’s travel, aviation, marine, cyber, or any other specialized field, the ability to accurately assess and rate risk is paramount.

Policyholder

Majesco

JULY 11, 2024

Insurance Shopping Study, SM highlights that a notable increase in premiums combined with lackluster customer satisfaction scores is incentivizing insurance customers to go to market for a new policy more than ever before, with nearly half (49%) of U.S. auto insurance customers actively shopping. in 2022 following 28.8%

Insurer

Bankers Insurance

JULY 8, 2024

Companies with employees who travel for business may want to consider supplemental coverage from a travel insurance policy. Purchasing an international travel insurance policy may be the only way you can cover all your bases. Travel insurance is designed for problems that arise suddenly during a trip. Not a client of ours?

Insurer

Distinguished

OCTOBER 24, 2024

Commercial General Liability policies typically have specific exclusions for intellectual property violations, including copyright, trademark, and patent infringement, and the Umbrella policy follows suit. Property and Liability products are distributed through a national network of agents and brokers.

License

Distinguished

JANUARY 28, 2025

As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs. Management liability insurance is a product that agents and wholesale brokers should be offering all of their clients.

Liability Insurance