Simply Insurance

JUNE 17, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Arkansas?

Home Insurance

Simply Insurance

JULY 17, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Massachusetts?

Home Insurance

Simply Insurance

JULY 18, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Minnesota?

Home Insurance

Simply Insurance

JULY 18, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Michigan?

Home Insurance

Simply Insurance

JUNE 17, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Colorado?

Home Insurance

Majesco

JUNE 12, 2025

Auto Insurance Study SM noted that when customers have a high level of trust in their insurer, customer satisfaction and brand advocacy increase considerably, even in the face of rate increases. [iii] Deductible shifts can seem innocuous, but can prove to be disastrous to those with a tight budget. Power’s 2024 U.S.

Insurance

Simply Insurance

JUNE 28, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Louisiana?

Home Insurance

Simply Insurance

JUNE 28, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Maine?

Home Insurance

Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Many insurers offer coverage to owners of high-end vehicles as well as those who own less expensive cars. Increasing your deductible is an easy way to lower costs.

Auto Insurance

Simply Insurance

JUNE 16, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Alaska?

Home Insurance

Simply Insurance

JUNE 24, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Iowa?

Home Insurance

Simply Insurance

JUNE 25, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Kansas?

Home Insurance

Simply Insurance

JUNE 23, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Idaho?

Home Insurance

Distinguished

APRIL 21, 2025

Optional Coverage Enhancements Landlords in Chicago can further customize their policies with additional coverage options: Flood & earthquake insurance: Protection against natural disasters. Hired and non-owned auto insurance: Covers vehicles used for property management.

Broker

Simply Insurance

JUNE 23, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Who has the best homeowners insurance in Indiana?

Home Insurance

TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you?

Deductible

Freeway Insurance

JANUARY 3, 2025

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. This latest change could disproportionately affect communities where insurance costs already strain household budgets.

Auto Insurance

Top Insurance Blogs

APRIL 17, 2025

We write sales copies for insurance […] The post 5 Ways to Get Lower Auto Insurance Costs in 2025 appeared first on My Top Insurance Blogs. Customers only do not want to have the best bargain but they secretly enjoy the feeling of knowing that they ripped you off. This is not contestable.

Auto Insurance

Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

Auto Insurance

TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

Auto Insurance

TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

Auto Insurance

Boyle Agency Insurance

DECEMBER 3, 2024

Auto insurance rates vary from person to person and vehicle to vehicle. That’s because several factors influence the cost of auto insurance premiums. Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance.

Premium

Freeway Insurance

OCTOBER 8, 2023

Car insurance claims are important because they help you feel more confident when unexpected and costly problems arise with your car. Immediate Costs of an Auto Insurance Claim When you have to deal with an auto insurance claim, it can be surprising how quickly the bills add up. Think of it as a participation fee.

Auto Insurance

TGS

NOVEMBER 15, 2024

For example, if your second car is a brand-new SUV, you may want to opt for comprehensive coverage with lower deductibles. On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Just be prepared for a higher bill compared to insuring only one vehicle.

Auto Insurance

Frankenmuth Insurance

JULY 25, 2024

What are the coverage limits and deductibles? What deductible do I have to meet before my coverage kicks in? Can I adjust my deductible down the road? If I use vehicles for my business, do I need commercial auto insurance? What additional riders and endorsements are available that could benefit my business?

Agents

Leadsurance

NOVEMBER 19, 2024

Just remember, when comparing apples with apples in terms of the level of coverage as well as deductibles, make sure you are actually doing so compared with other quotes. Up Your Deductive Your deductible is the cash amount you agree to pay when making a claim, whereas the insurance only kicks in thereafter.

Home Insurance

TGS

OCTOBER 30, 2024

Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. Some policies offer lower premiums with higher deductibles, but here’s the catch: If you have to file a claim, are you comfortable covering a $5,000 deductible before the insurance company pays a dime?

Insurance Quotes

TGS

NOVEMBER 18, 2024

Let TGS Insurance Agency Help You Navigate No-Fault Laws for Auto Insurance Understanding what it means to be in a no-fault state can be confusing, but the right insurance coverage can make all the difference.

Auto Insurance

Shield Insurance Agency

AUGUST 20, 2024

As a result, the insurance company may raise your premiums to offset the potential risk. Loss of Discounts: Deductibles Frequent claim filing can also lead to the loss of discounts you may have earned, such as claims-free discounts. Additionally, small claims often require you to pay a deductible.

Insurance Claim

TGS

NOVEMBER 20, 2024

Beyond Credit: Other Ways to Save on Home Insurance Improving your credit score is one strategy, but it’s not the only one. Here are a few additional ways to lower your premiums: Bundle Your Policies: Combine your home and auto insurance for a discount.

Home Insurance

Majesco

DECEMBER 5, 2024

Auto Insurance Study SM released June 2024, 76% of the younger generation have had to cut back and tighten their budget compared to 61% of the older generation. [i] i] The financial challenges are reshaping buying and decisions regarding insurance, particularly for the younger generation who are even more strapped.

Auto Insurance

Jackson & Jackson

MAY 23, 2024

Tips to Reduce Your Business Insurance Costs Shopping Around for the Best Rates One of the most effective ways to save money on small business insurance in California is by shopping around. Obtain quotes from multiple insurers, comparing their coverage options, limits, and deductibles.

Small Business Insurance

Triple-I: Homeowners Insurance

APRIL 5, 2024

Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy. How to Prepare for Hurricane Season How to File a Flood Insurance Claim Is Your Business Ready for Peak Hurricane Season?

Damage

Bankers Insurance

SEPTEMBER 12, 2023

In this scenario, you file a claim using your collision coverage and receive a check from your insurer to cover the repair costs, minus your deductible. After this, your carrier has the right to seek compensation from the insurance carrier of the at-fault party. HOW LONG DOES SUBROGATION TAKE?

Insurance Carrier

Triple-I: Workers Compensation

APRIL 20, 2021

The Small Business Tax Equity Act would provide an exception into the Internal Revenue Code to let cannabis operators – as long as they’re in compliance with state laws – make the same deductions as any other business. Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate.

Risk

Constant Contact

JANUARY 28, 2021

This infographic from the Doeren Mayhew Insurance Group demonstrates the power of visuals for blogs. Feel free to include these common questions: When should I update my life insurance coverage? Under what circumstances should I file an auto insurance claim? How do umbrella insurance policies work?

Insurance

Majesco

APRIL 11, 2024

Their standard coverage would go to customers that wish to cover their deductible. But some carriers are now thinking, “Even if our customers don’t want to buy that to offset the deductible, maybe we want to look at it as a form of reinsurance and helping to keep the package affordable for the insured.”

Commercial Property