Simply Insurance

JULY 18, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

Simply Insurance

JULY 18, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

Majesco

JUNE 12, 2025

and meat (up 7%) and dining out (up 3.9%), then place those common pressures on top of more complex insurance risk and rates — insurers have every reason to wake up and smell the coffee (up 20%). Rising risk and catastrophic events are placing extra pressure on insurance risk management, pricing and rating, and profitability.

Insurance

Simply Insurance

JUNE 17, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities.

Broker

Simply Insurance

JUNE 28, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

Simply Insurance

JUNE 28, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

Simply Insurance

JUNE 16, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

Simply Insurance

JUNE 24, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

Simply Insurance

JUNE 25, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

Simply Insurance

JUNE 23, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

Simply Insurance

JUNE 23, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. Floods from a high-risk area may even exceed the entire value of your home.

Home Insurance

TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you?

Deductible

Freeway Insurance

JANUARY 3, 2025

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. This latest change could disproportionately affect communities where insurance costs already strain household budgets.

Auto Insurance

Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

Auto Insurance

Boyle Agency Insurance

DECEMBER 3, 2024

Auto insurance rates vary from person to person and vehicle to vehicle. That’s because several factors influence the cost of auto insurance premiums. Understanding these can help you make informed decisions about your coverage and potentially save on your auto insurance.

Premium

Frankenmuth Insurance

JULY 25, 2024

Wondering what is the best type of insurance for a small business like yours? They’ll get to know you, your operations, and any areas of risk or need. Start a frank conversation by asking these key questions: What types of insurance do I need? Does my small business face any unique risks? Do you offer safety services?

Agents

Leadsurance

NOVEMBER 19, 2024

Shop for Quotes The best way to shop for quotations from different carriers ensures that you pay cheaper premiums for homeowners’ insurance. Because every company assesses risk differently, this leads to a difference in price over the same coverage. If you have other insurances, try to get all of them under one policy provider.

Home Insurance

TGS

NOVEMBER 15, 2024

For example, if your second car is a brand-new SUV, you may want to opt for comprehensive coverage with lower deductibles. On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Just be prepared for a higher bill compared to insuring only one vehicle.

Auto Insurance

Shield Insurance Agency

AUGUST 20, 2024

As a result, the insurance company may raise your premiums to offset the potential risk. Loss of Discounts: Deductibles Frequent claim filing can also lead to the loss of discounts you may have earned, such as claims-free discounts. Additionally, small claims often require you to pay a deductible.

Insurance Claim

TGS

NOVEMBER 18, 2024

Cons: Higher Insurance Costs: No-fault states tend to have higher insurance premiums, as insurers take on greater responsibility for covering claims. Fraud Risks: No-fault systems are sometimes criticized for being more vulnerable to fraudulent claims, which can drive up costs for everyone.

Auto Insurance

Triple-I: Workers Compensation

APRIL 20, 2021

Without legislative change, banks and insurers can’t do business with business without risking running afoul of federal drug laws. The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses.

Risk

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. When selecting insurance coverage, assessing your business’s specific needs is essential. While basic coverage can provide a level of protection, your business might have additional risks that warrant extra coverage.

Small Business Insurance

Majesco

DECEMBER 5, 2024

Anything from quoting to underwriting, servicing, billing or claims may no longer operate at the level expected by customers, putting trust and loyalty at risk. Auto Insurance Study SM released June 2024, 76% of the younger generation have had to cut back and tighten their budget compared to 61% of the older generation. [i]

Auto Insurance

TGS

NOVEMBER 20, 2024

So, from an insurer’s perspective, your credit score provides a glimpse into potential risk. Here’s where it gets interesting: not all states allow the use of credit scores in setting home insurance rates. Increase Your Deductible: Opt for a higher deductible to lower your monthly premium.

Home Insurance

Triple-I: Homeowners Insurance

APRIL 5, 2024

Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy. How to Prepare for Hurricane Season How to File a Flood Insurance Claim Is Your Business Ready for Peak Hurricane Season?

Damage

Bankers Insurance

SEPTEMBER 12, 2023

In this scenario, you file a claim using your collision coverage and receive a check from your insurer to cover the repair costs, minus your deductible. After this, your carrier has the right to seek compensation from the insurance carrier of the at-fault party. HOW LONG DOES SUBROGATION TAKE?

Insurance Carrier

Majesco

APRIL 11, 2024

Most insurers are in a sort of pressure-cooker situation where challenges are creating pressure and good decisions need to be made. They are looking at their financials, growth, profitability, pace of technology change, increasing risk, and customer demands to determine next steps with their technology foundation.

Commercial Property

Constant Contact

JANUARY 28, 2021

This infographic from the Doeren Mayhew Insurance Group demonstrates the power of visuals for blogs. Feel free to include these common questions: When should I update my life insurance coverage? Under what circumstances should I file an auto insurance claim? How do umbrella insurance policies work?

Insurance

Frankenmuth Insurance

SEPTEMBER 26, 2024

Auto Insurance Trends Report published by LexisNexis. That means bigger financial hits for insurance companies. Factor #4: New insurance risks from electric vehicle sales. Electric vehicles are rising in popularity, but they’re causing a turn in the insurance industry.

Insurance

R&R Insurance

APRIL 3, 2025

They should rather be looking out for you, matching you with the best insurance for whatever you need coverage on. Assess Your Needs Do not buy insurance solely based on what you see others buying. Go over your lifestyle, assets, and potential risks. First, understand your specific needs.

Out-Of-Pocket