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Top 5 Auto Insurers File for Average 6% Rate Reduction This Year, Florida OIR Says

Insurance Journal

Florida may have had some of the highest property and auto insurance rates in the country in recent years, but so far this year, the largest auto insurers have filed for rate decreases averaging about 6%, regulators said. “We are …

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NYC Mayor Adams Signs Bill Lowering For-Hire Vehicles’ Insurance Mandate

Insurance Journal

New York City Mayor Eric Adams has signed into law legislation reducing the auto insurance liability coverage that for-hire vehicles must carry. The new law reduces the amount of personal injury protection (PIP), or no-fault, insurance coverage that the city’s …

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What Are the Risks of Liability Only Auto Insurance?

TGS

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it?

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New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

Injury claim severity in the state is slightly higher than in the rest of the country. For example, the IRC findings across personal auto lines show a dual trend in Georgia of increased claims and litigation. Data indicates that litigation costs have become a pervasive concern for risk management.

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Driving Without Insurance in Florida

TGS

Yes, driving without insurance in Florida is illegal. The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Driving without insurance in Florida puts you at risk of footing the bill for injuries, repairs, and legal fees entirely on your own.

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Business Owner’s Policy for Restaurants

Distinguished

BOPs also typically offer a more cost-effective approach for small to mid-sized restaurants than other insurance options. Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory.

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Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.