AMAXX

FEBRUARY 10, 2025

Supervisors in the workplace, much like a championship teams defense, play a pivotal role in injury management. Their response in the first moments after an injury determines whether the process leads to a smooth recovery or spirals into an expensive, drawn-out claim. Research by Scott W. Heres a step-by-step guide for supervisors: 1.

Injury

AMAXX

MAY 6, 2025

But whats often missed is that onboarding is one of the most critical safety tools in a companys injury prevention strategy. Injury rates dont spike after years on the jobthey surge within the first few days and weeks of employment. 44% of construction injuries are first-year incidents.

Injury

AMAXX

MAY 19, 2025

When injuries occurred, the only recourse available to the worker was to sue their employer for negligence. Small companies especially found themselves at risk of being put out of operation entirely after just one major injury claim. Railroad workers, miners, & factory employees were routinely exposed to serious hazards on the job.

Workers Comp

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Set a Clear Goal The gold standard for reporting an injury should be within 10 minutes.

Claim

AMAXX

JULY 22, 2025

Click Link to Access Free PDF Download “The 6-Step Process To Determine Workers’ Comp Injury Causation” The Role of Medical Bill Review: More Than Just Discounts Contrary to popular belief, medical bill review is not just about applying a fee schedule discount. That’s where expert review comes in. All state laws vary.

Workers Comp

AMAXX

FEBRUARY 18, 2025

The purpose of these rules is to ensure that employers pay an appropriate premium that reflects the risk of workplace injuries associated with their industry. For example, a construction company would generally have a higher classification rate than an office-based business due to the higher risk of injury on a construction site.

Workers Compensation

AMAXX

APRIL 23, 2025

Click Link to Access Free PDF Download “The 6-Step Process To Determine Workers’ Comp Injury Causation” Application in Workers’ Compensation EBM in workers’ compensation is utilized primarily through guidelines developed by multi-disciplinary boards, including neurologists, orthopedists, chiropractors, and pharmacists.

Workers Compensation

AMAXX

JANUARY 27, 2025

Misidentifying the Problem A frequent mistake is attributing WC challenges solely to injury management partners or external factors, such as adjuster turnover or physician behavior. Do supervisors and employees understand their roles in the post-injury process? Provide them with: Clear guidelines on post-injury response.

Workers Comp

AMAXX

JUNE 5, 2025

But heres the truth: Effective injury response isnt just an HR task its a company-wide culture shift. Organizations that treat injury response as a team effort see better outcomes: faster recovery times, lower claim costs, fewer disputes, and higher employee satisfaction. Those that isolate it to a single department?

Injury

AMAXX

MARCH 4, 2025

Past Negative Experiences : If a company has a history of poorly handling claims or has terminated employees following an injury, fear will be heightened. Making it clear in company policies that an injury will not automatically lead to job loss. You should consult with your insurance broker, attorney, or qualified professional.

Workers Compensation

AMAXX

MAY 6, 2025

In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury. First-Year Employees Drive Claims and Costs Beyond poor performance, bad hires can quickly become workplace injury liabilities.

Workers Comp

Distinguished

MARCH 20, 2025

Could you start by describing the most common housing violations in Philadelphia that property owners and brokers should be aware of? These resources are invaluable for both property owners and insurance brokers when assessing risk. What role can insurance brokers play in managing these challenges for their clients?

Broker

AMAXX

MAY 27, 2025

The carrier, the TPA, the broker, the doctorstheyre all supposed to handle it, right? Set benchmarks, monitor performance, and proactively train your supervisors and staff before the next injury occurs. Establish a clear baseline for each new hire so you can manage future injuries more accurately. All state laws vary.

Workers Comp

Distinguished

MAY 19, 2025

Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory. Brokers should help clients assess gaps and recommend add-ons where needed.

Policy

AMAXX

MARCH 18, 2025

This opens the door to exaggerated injuries, unrelated medical issues being attributed to work, and even outright fraudulent claims. Heres how: Establish a Clear Injury Investigation Process Not all injuries that occur at work are work-related, and not all reported injuries are legitimate.

Workers Compensation

AMAXX

MARCH 4, 2025

OSHA Compliance as a Cost-Saving Strategy Workplace injuries are expensive. A proactive safety strategy aligned with OSHA standards can drastically reduce workplace injuries, lowering both direct and indirect costs. Analyzing injury trends , near-miss reports, and incident rates can help identify weak spots in your operations.

Workers Comp

AMAXX

JULY 17, 2025

High-risk jobs have higher rates because they’re more likely to result in injuries. Consult your broker or insurer. FREE DOWNLOAD: “How to Calculate Your Minimum Experience Mod, Controllable Premium & the Revenue Impact” The Bottom Line Your experience mod isn’t just driven by injuries and claims.

Workers Comp

AMAXX

MARCH 18, 2025

When a workplace injury occurs, selecting the right physician is a critical factor in ensuring a smooth recovery and return to work. While using an approved network is necessary for insurance and cost-control reasons, not all doctors within the network are equally effective at managing workplace injuries.

Workers Comp

AMAXX

MAY 13, 2025

Total Recordable Incident Rate (TRIR) Why it matters: TRIR, an OSHA metric, tracks how often injuries happen. How to calculate it: (Number of OSHA recordable injuries 200,000) total hours worked by all employees. If youre significantly higher, prioritize injury prevention before focusing on post-injury systems.

Workers Comp

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp

AMAXX

JUNE 17, 2025

The Return-to-Work Ratio measures the percentage of injured employees who return to work within 0–4 days of the injury. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

AMAXX

APRIL 30, 2025

Systematized communication helps prevent injuries from becoming high-cost claims, reduces litigation, builds trust with employees, and improves return-to-work outcomes all without needing constant intervention from every department. Pre-Injury Systems These systems build trust and set expectations before an injury ever occurs.

Workers Comp

AMAXX

JULY 15, 2025

When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? One catastrophic accident might be a fluke, but frequent minor injuries usually aren’t. Prevent injuries before they happen. Why the split?

Workers Comp

AMAXX

JUNE 24, 2025

Something like: “Hey John, I heard about your injury—just wanted to say we miss you at the shop and hope you’re on the mend. Within 48–72 hours of the injury. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. What should it say? Let me know if you need anything.”

Workers Comp

AMAXX

MAY 14, 2025

Our broker is never available. Why You Cant Outsource Leadership Lets be clear: Adjusters, brokers, medical providers, attorneys, and nurse case managers are critical to a functioning workers comp program. You need representation from all the critical areas involved in the injury lifecycle. Its the adjusters fault.

Workers Comp

American Agents Alliance

JUNE 12, 2025

This is where agents and brokers play a critical role in helping identify and close potential coverage gaps. Personal Injury Losses in General Liability Policies An endorsement is often needed for personal and advertising injury in CGL policies as some afford coverage but with exclusions.

Claim

AMAXX

FEBRUARY 4, 2025

Return to Original Position Upon Full Recovery Once the employee reaches maximum medical improvement (MMI) , they return to their pre-injury job. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers Comp Training Center. This is often categorized as voluntary withdrawal from the workforce.

Workers Comp

Distinguished

APRIL 21, 2025

For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. Flexible coverage: Choose limits up to $10 million.

Broker

AMAXX

FEBRUARY 24, 2025

The injury coordinator can evaluate these aspects of both telephonic case management and field-based case management by first emailing the adjuster and stating the above. Also, the injury coordinator should know whether your NCM is an RN or a Licensed Practical Nurse (LPN). When an employee is missing medical appointments.

Workers Compensation

AMAXX

JULY 14, 2025

The Risk of Unreported Injuries Even more dangerous than the direct cost is the risk lurking behind unreported injuries. Unreported injuries can: Become expensive later. Keeping injuries medical-only can mean substantial savings. Report all injuries promptly Even small injuries should go through your carrier.

Claim

AMAXX

FEBRUARY 25, 2025

EBM provides clear, data-backed injury duration guidelines to help answer these questions. Best Practice: Immediate Return to Light-Duty Work According to EBM principles, 90%+ of injured employees should return to work in a modified-duty capacity within 0-4 days of injury.

Workers Comp

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Insurance Broker The broker places the risk and acts as an advisor and advocate for the employer. Workers compensation isnt a solo actits a team sport.

Workers Comp

Protect Commercial Insurance

MAY 9, 2025

Here are some ways insurance protects your business: – Coverage for Damages : Whether it’s damage to property or compensation for injury claims, insurance can cover these costs, ensuring your cash flow isn’t disrupted. Without the right insurance, the costs associated with incidents like these can quickly escalate.

Liability Insurance

Distinguished

MARCH 19, 2025

What role can insurance brokers play in managing these challenges for their clients? Insurance brokers are key in bridging the gap between property maintenance and insurance coverage. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries.

Building

AMAXX

FEBRUARY 24, 2025

Evidence-Based Medicine (EBM) plays a critical role in workers compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery time, and return-to-work strategies. This ensures that EBM guidelines reflect a comprehensive, well-rounded approach to injury treatment.

Workers Compensation

AMAXX

JULY 30, 2025

Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. How the Cost Adds Up When an employee stays out of work after an injury, you’re not just paying their workers’ compensation indemnity benefits. Invest in the process now—before the next injury—and watch the hidden costs disappear.

Workers Comp

AMAXX

MARCH 24, 2025

Payroll serves as a primary measure of the employer’s exposure to potential workplace injury and thus significantly impacts premium costs. Accurate payroll accounting reflecting these deductions helps maintain appropriate premium charges aligned with actual exposure to injury risk. However, strict rules apply.

Workers Comp