AMAXX

MAY 26, 2025

Insurance Carrier The carrier underwrites the policy and carries the financial risk for claims (in guaranteed cost programs). For self-insured employers, the TPA is typically the frontline claims handler. Insurance Broker The broker places the risk and acts as an advisor and advocate for the employer.

Workers Comp 66

Workers Comp Workers Compensation Injury Claim 66

Distinguished

APRIL 9, 2025

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. How do MGAs Differ From Insurance Brokers?

Agents 52

Agents Broker-Agent Broker Underwriting 52

North American Software Associates

MAY 7, 2024

Adobe Insurance Brokers is an independent insurance agency located in Morgan Hill, California. Known for being one of the state’s most trusted insurance carriers, Adobe specializes in finding affordable and reliable coverage for their customers, and the reviews speak for themselves.

Insurance Broker 52

Insurance Broker Broker Insurance Carrier Insurance Agency 52

Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. Get ready to make informed health coverage decisions.

Broker 52

Broker Broker-Agent Insurance Broker Insured 52

Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

Insurance Broker 52

Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

Word & Brown

NOVEMBER 12, 2024

In today’s competitive health insurance landscape, brokers face the challenge of not only understanding complex health plans but also marketing them effectively to the right audiences. These firms (and others) offer marketing solutions for independent insurance agencies and brokers.

Broker 52

Broker Broker-Agent Insured Insurer 52

R&R Insurance

MAY 7, 2025

The court reasoned that, even if the defendants were to reimburse her out-of-pocket costs on a given drug, that money would be owed to her insurance carrier to reimburse it for its expenditures on other drugs that same year. Click here to read more.

Out-Of-Pocket 59

Out-Of-Pocket Injury Premium Claim 59

AMAXX

JANUARY 13, 2025

TPAs operate independently of the insurance carrier, focusing on streamlined claims handling rather than insurance services. Brokers and Agents: Employer Advocates Brokers serve as intermediaries between employers and insurance companies. All rights reserved under International Copyright Law.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Broker-Agent 98

Agency Revolution

AUGUST 21, 2024

He also cultivated strong relationships with 25 core insurance carriers, wholesalers, distribution partners, and vendors, promoting collaboration and long-term success. Dan’s impressive background in both traditional and innovative insurance environments positions him uniquely to drive Agency Revolution’s enterprise sales efforts.

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Broker-Agent Insurance Carrier Insurance Agents Insurance Agent 105

ProWriters

SEPTEMBER 23, 2024

Watch Zane Goldthorp, our director of broker development, talk with broker Angelina Heckman about how we’re transforming EPL Insurance broking, and then read on for more information about this critical business coverage. Why Do Businesses Need EPL Insurance Coverage?

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Out-Of-Pocket Liability Insurance Carrier Policy 92

Word & Brown

MARCH 21, 2025

It provides members with essential resources, including the NABIP Healthcare Happy Hour Your membership in NABIP makes you part of an elite group of individuals committed to the principle that everyone should have adequate and affordable health insurance coverage. Carrier or General Agency training.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Broker-Agent 52

Friendly Agent

SEPTEMBER 21, 2020

How do you make money as an insurance agent? The insurance broker is able to earn money from commissions when they start selling insurance products to customers. Brokers may also sell various kinds of insurance, ranging from health insurance, P&C insurance, annuities,and life insurance.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Broker-Agent 130

The Property Insurance Law Observer

MAY 21, 2024

Leatherstocking Cooperative Insurance Company , CV-23-0362, 2024 NY Slip Op 02113 (April 18, 2024), the Plaintiff was in the process of selling his home in Saratoga Springs, New York. The house was insured under a homeowners policy issued by Leatherstocking Cooperative Insurance Company.

Policy 130

Policy Damage Insurance Carrier Insurance Companies 130

Zywave

MARCH 3, 2025

” If you don’t have the opportunity to check out the full webinar, read on for key insights from the discussion and actionable advice for insurers, brokers, and policyholders. While it’s critical insurance carriers, brokers, and policyholders understand the market, its just as important they know what to do about it.

Casualty Insurance 52

Casualty Insurance Policyholder Liability General Liability 52

AMAXX

MARCH 18, 2025

Conduct Regular Claims Reviews : Work closely with your insurance carrier or third-party administrator (TPA) to review open claims and identify inconsistencies. You should consult with your insurance broker, attorney, or qualified professional. All rights reserved under International Copyright Law. All state laws vary.

Workers Compensation 71

Workers Compensation Compensation Claim Workers Comp 71

Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? Depending on the success of your insurance carrier’s efforts in the subrogation process, and the resulting reimbursement amount, the insured may be entitled to receive funds held back from their insurance carrier.

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

Redbird Agents

JULY 18, 2024

Because Choice Mutual is an independent agency that partners with over 20 different insurance companies, when using the app, you can rest assured that you’ll be placed with whichever insurance carrier is best for you. Choice Mutual’s brokerage services, just like the app, are free.

Insured 130

Insured Insurer Insurance Policy 130

AMAXX

JULY 15, 2024

As a result, the workers’ compensation insurance carrier decides not to pay for the treatment until they determine the claim’s compensability. Simultaneously, because the injury was reported as work-related, John’s group health insurance also refuses to cover the treatment. All state laws vary.

Workers Compensation 83

Workers Compensation Compensation Claim Workers Comp 83

R&R Insurance

SEPTEMBER 12, 2024

R&R Insurance has assisted our benefits clients with this challenge every year, providing them with the proper guidance and proprietary tools to help them conduct the proper analysis. For the small employer market segment, the insurance carriers must demonstrate that they spent $0.80

Premium 59

Premium Insurance Carrier Policyholder Broker 59

Agency Revolution

AUGUST 21, 2024

He also cultivated strong relationships with 25 core insurance carriers, wholesalers, distribution partners, and vendors, promoting collaboration and long-term success. Dan’s impressive background in both traditional and innovative insurance environments positions him uniquely to drive Agency Revolution’s enterprise sales efforts.

Broker-Agent 52

Broker-Agent Insurance Carrier Insurance Agents Insurance Agent 52

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. After a tumultuous 2021 , the horizon seemed promising as brokers witnessed a stabilization of D&O pricing in 2022. Embrace the expertise that makes the difference.

Premium 52

Premium Insured Insurer Insurance 52

Risk Management Monitor

AUGUST 30, 2021

Do not wait until the hurricane is coming to evaluate or modify coverage, as this is like trying to insure a burning building, and insurance carriers will be bombarded with requests. Most claims require you to immediately notify the carrier of damage and provide the documented “proof of loss” within a specific time frame.

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Risk Damage Building Business Interruption 74

PSM Brokerage

DECEMBER 5, 2024

Start here: Find Your NPN Lets dive into what an NPN is, why its important, and how to make the most of this key identifier in your insurance career. The NPN is a unique identifier assigned to insurance agents, brokers, and other licensed producers by the National Insurance Producer Registry (NIPR). What Is an NPN?

Insurance Agent 52

Insurance Agent Insurance Agents Agents Broker-Agent 52

Ease

FEBRUARY 21, 2023

21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report. More than 2,300 agencies trust Ease to help them and their clients grow. million+ employees.

Premium 52

Premium Out-Of-Pocket Deductible Insurance Broker 52

Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Access our online Broker Portal.

Risk 52

Risk Broker-Agent Insured Insurer 52

Word & Brown

NOVEMBER 7, 2024

Here are seven proven techniques to help you close more sales as a health insurance agent or broker. Closing Techniques in Insurance Sales to Boost Success 1. If carrier A has a plan that includes a similar network, but the premiums are lower, it’s okay to sell based on cost.

Out-Of-Pocket 52

Out-Of-Pocket Broker-Agent Insured Insurer 52

American Agents Alliance

OCTOBER 14, 2024

Understanding millennial insurance buyers and their motivations is critical for agents and brokers selling to this demographic. Learn ways to sell to millennial insurance buyers in this blog. Millennials, born between 1981 and 1996, are one of the most significant and rapidly growing consumer markets.

Agents 40

Agents Broker-Agent Policyholder Insured 40

American Agents Alliance

OCTOBER 24, 2024

If the court sides with the plaintiffs and finds that the FAIR Plan’s policies have indeed violated state law, the insurer could be forced to reopen tens of thousands of claims that were previously denied or underpaid. What This Means for Agents and Brokers For insurance agents and brokers, this lawsuit is a critical development to monitor.

Damage 40

Damage Claim Broker-Agent Policyholder 40

American Agents Alliance

NOVEMBER 15, 2024

Developing and maintaining strong, trusting carrier relationships is essential for an independent agent or broker. Collaborative partnerships with carriers improve service for policyholders, enhance an agency’s growth potential, and provide learning opportunities for agents.

Building 40

Building Agents Broker-Agent Policyholder 40

Word & Brown

NOVEMBER 22, 2024

Some health insurance carriers and administrators are closed on Thanksgiving alone, while others are closed on the following Friday, too. The post Finding the Right Balance: Sales and Holiday Schedules appeared first on The Insurance Broker Blog. (From 1863 to 1940, Thanksgiving was on the last Thursday of November.)

Insurance Carrier 52

Insurance Carrier Insurance Broker Broker Building 52

Redbird Agents

APRIL 15, 2024

Final Expense Insurance When you get your health license, simply sticking a “I sell Medicare Insurance” sign on your office window won’t get you off to a fast start. The time this process takes will depend the number of carriers you intend to broker for your clients. face-to-face, online, ride-alongs, etc.)?

Insurance Agent 130

Insurance Agent Insurance Agents Agents License 130

Word & Brown

SEPTEMBER 25, 2024

For those that were, insurers upheld the denial in 59% of cases. Nevertheless, as a health insurance broker, you may be called upon by an Individual & Family Plan (IFP) customer, an employee enrolled in an employer-sponsored health plan, or an employer client acting on behalf of themselves or an employee concerning a claims appeal.

Claim 52

Claim Insurance Claim Insured Insurer 52

Word & Brown

DECEMBER 11, 2024

Voluntary STD coverage is available through some insurance carriers in California as an alternative to the participation in the State Disability Insurance program. This type of voluntary insurance is designed to provide short-term wage replacement during a shorter period of disability.

Workers Compensation 52

Workers Compensation Insured Insurer Insurance 52

AMAXX

JULY 9, 2024

Evaluation of all these defenses requires cooperation and coordination between the insurance carrier, employer, defense experts, and legal counsel. You should consult with your insurance broker, attorney, or qualified professional. Now is the time to consider these when defending these troublesome claims.

Workers Compensation 52

Workers Compensation Workers Comp Injury Compensation 52

Property Insurance Centre

JANUARY 4, 2024

Inflation and rising costs are major drivers of increased insurance expenses for property owners. To ensure adequate coverage, property owners should stay informed about the latest trends and collaborate closely with their insurance brokers to navigate the evolving property insurance landscape.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Freeway Insurance

OCTOBER 15, 2023

While this may not be an option for most, immigrants that work for a company that offers health insurance can sign up without having to disclose their immigration status. Private plans typically don’t require applicants to disclose their immigration status.

Insurance 52

Insurance Insured Insurer Insurance Carrier 52

Healthinsurance.org

OCTOBER 1, 2024

Insurers enter/exit markets for 2025 Numerous insurance carriers are entering state Marketplaces for 2025. Other insurers are also expanding into Florida (Simply Healthcare Plans); Indiana (UnitedHealthcare); Michigan (HAP CareSource); and New Hampshire (WellSense).

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Premium Broker Protection Policy 80