Zywave

MARCH 3, 2025

.” If you don’t have the opportunity to check out the full webinar, read on for key insights from the discussion and actionable advice for insurers, brokers, and policyholders. And when you take into consideration that Direct Premiums Written (DPW) increased by 2.0%

Casualty Insurance 52

Casualty Insurance Policyholder Liability General Liability 52

Distinguished

MARCH 20, 2025

Could you start by describing the most common housing violations in Philadelphia that property owners and brokers should be aware of? These resources are invaluable for both property owners and insurance brokers when assessing risk. What role can insurance brokers play in managing these challenges for their clients?

Broker 52

Broker License Insurance Broker Risk 52

Zywave

MAY 19, 2025

Insurers, agents and brokers are grappling with rapidly evolving risks that are becoming increasingly complex. Insurance and broker executives face a critical strategic question: how can they continuously calibrate their business to compete amidst growing uncertainty, new risks, and structural economic changes?

Broker-Agent 52

Broker-Agent Broker Risk Agents 52

Simply Insurance

JUNE 17, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance 72

Home Insurance Insurance Quotes Life Insurance Insurer 72

Zywave

NOVEMBER 13, 2024

We’re prepared to help you grow your distribution network, power your decision making with industry-leading data and insights and empower your teams and policyholders with industry knowledge and expertise. Policyholders are going to experience losses. Cyber attacks are going to happen. Regulations are going to continually change.

Cyber 97

Cyber Policyholder Insurer Insured 97

American Agents Alliance

MARCH 3, 2025

However, for agents and brokers, these new AI-driven processes can introduce new E&O risks to mitigate and manage. How AI is Changing E&O Risks for Agents and Brokers While AI is transforming industries, it also introduces new risks. Chatbots and other types of automated interactions with policyholders could create errors.

Broker-Agent 52

Broker-Agent Broker Agents Risk 52

Simply Insurance

JUNE 17, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance 64

Home Insurance Insurance Quotes Life Insurance Insurer 64

Simply Insurance

JUNE 28, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance 59

Home Insurance Insurance Quotes Life Insurance Insurer 59

Simply Insurance

JUNE 28, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance 59

Home Insurance Insurance Quotes Life Insurance Insurer 59

Distinguished

MARCH 19, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. What role can insurance brokers play in managing these challenges for their clients?

Building 52

Building Broker Damage Insurance Broker 52

Distinguished

MARCH 6, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. What role can insurance brokers play in managing these challenges for their clients?

Building 59

Building Damage Insurance Broker Policy 59

American Agents Alliance

DECEMBER 8, 2024

Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close. UBI policies use telematics and data to analyze driving behavior to dynamically determine premiums.

Broker-Agent 40

Broker-Agent Agents Broker Risk 40

American Agents Alliance

FEBRUARY 7, 2025

Social inflation and E&O risks are connected as agents must manage policyholder expectations even as claims costs rise, premiums remain high, and denials are issued for claims policyholders expected to be covered. This could lead to an E&O claim as policyholders are disappointed in claims outcomes.

Broker-Agent 52

Broker-Agent Risk Policyholder Agents 52

Simply Insurance

JUNE 16, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Damage 52

Distinguished

MARCH 21, 2025

Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. What role can insurance brokers play in managing these challenges for their clients?

Building 52

Building Insurance Broker Broker Damage 52

Simply Insurance

JUNE 24, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Insurer 52

Simply Insurance

JUNE 25, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Insurer 52

Simply Insurance

JUNE 23, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Insurer 52

Simply Insurance

JUNE 23, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Insurer 52

Simply Insurance

JUNE 12, 2025

Heres a quick look at how different benefit periods can affect your monthly premiums. Benefit Period Monthly Premium Notes 1 Year $50 Short-term coverage 5 Years $75 Medium-term coverage Until Retirement $120 Long-term coverage How Much Does a 2 Years Disability Insurance Policy Cost? Heres what you might expect to pay.

Insurance Quotes 52

Insurance Quotes Insurer Insured Insurance 52

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. What role can insurance brokers play in managing these challenges for their clients?

Broker 52

Broker Insurance Broker Building Underwriter 52

R&R Insurance

SEPTEMBER 12, 2024

These rebates may be in the form of a premium credit or a lump-sum payment. If you’re feeling lost and don’t know what you should be doing to be in compliance with your ERISA Fiduciary requirements, contact one of our Knowledge Brokers – we know! Most group health plans sponsored by employers in the private sector are subject to ERISA.

Premium 59

Premium Insurance Carrier Policyholder Broker 59

Smart Insurance Agents

DECEMBER 9, 2024

Affordable Premiums: Short Term Health Insurance Plans typically offer more affordable premiums compared to long-term health insurance plans. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Determine the affordability and value for the coverage provided.

Out-Of-Pocket 98

Out-Of-Pocket Insurer Insured Insurance 98

Protect Commercial Insurance

FEBRUARY 10, 2022

Whilst we’re predominantly a commercial insurance broker, the new ruling affects our high-value household policies. Key changes The new rules have brought some key changes to the way General Insurance works: Equivalent policy premiums should not be higher for existing customers than for new customers. Premium reductions?

Premium 52

Premium Broker Commercial Insurance Commercial 52

American Agents Alliance

NOVEMBER 9, 2024

Independent P&C agents and brokers who reside and work in this region must also know how to help policyholders manage earthquake risk. Learn more about how agents can help their policyholders manage earthquake risk in this blog. Some policyholders may be unaware of the coverage gap.

Agents 40

Agents Risk Broker-Agent Policyholder 40

Simply Insurance

JUNE 24, 2025

However, this is a general estimate, and your actual premium may be higher or lower based on factors such as your deductible choice and any additional coverage options you select. Your deductible choice can significantly impact your monthly premium. This is because the insurance company assumes more risk with a lower deductible.

Insurance Quotes 40

Insurance Quotes Deductible Insurer Insured 40

Property Insurance Centre

JANUARY 4, 2024

Inflation drives up property valuations , construction costs , and insurance premiums. This has resulted in higher premiums and limited coverage in catastrophe-exposed areas. The rising costs of building or repairing properties have a direct effect on insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Premium 52

Zywave

NOVEMBER 6, 2024

Brokers can now leverage industry data and loss profiles from similar organizations to provide their clients with more sophisticated insight into coverage limit adequacy and potential loss gaps. “The The aim of Zywave’s Cyber Quoting is to help the market to grow cyber premium,” said Zywave Senior Vice President Jeff Cohen.

Cyber 52

Cyber Broker-Agent Broker Commercial 52

Healthinsurance.org

MAY 20, 2024

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do?

Broker-Agent 52

Broker-Agent Out-Of-Pocket Broker Premium 52

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

Property Insurance 52

Property Insurance Policyholder Insurer Insured 52

American Agents Alliance

OCTOBER 14, 2024

Understanding millennial insurance buyers and their motivations is critical for agents and brokers selling to this demographic. How to Sell to Millennial Insurance Buyers Here are some ways agents and brokers can find success when selling insurance to millennials: Understand the preferences and buying behaviors of millennials.

Agents 40

Agents Broker-Agent Policyholder Insurer 40

Majesco

FEBRUARY 15, 2024

Carriers must balance speed and accuracy to deliver precise risk evaluation, with the expectation and result of comprehensive and fair premium pricing for both the insurer and its policyholders. Let’s Speed allows insurers to stay ahead of new challenges, react promptly to market trends, and adjust coverage terms accordingly.

Policyholder 40

Policyholder Broker-Agent Risk Broker 40

Property Insurance Centre

JULY 21, 2024

Their comprehensive approach, combining expert knowledge, personalised service, and a keen attention to detail, has earned them a stellar reputation among policyholders and insurers alike. We look forward to continuing our mission of helping policyholders navigate the complexities of property damage claims with confidence and ease.”

Claim 52

Claim Property Damage Building Property Insurance 52

Property Insurance Centre

NOVEMBER 11, 2024

” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. Let’s have a look at them… Don’t claim for everything – One thing insurers do not like, is a policyholder that claims over multiple times a year & for the smallest thing.

Insurer 52

Insurer Insured Insurance Premium 52

American Agents Alliance

AUGUST 10, 2024

The Role of Agents Agents and brokers can help explain these pressures to policyholders who are concerned with rates or repair costs. Another helpful tip for policyholders is to educate them about ways to manage and mitigate their individual risks.

Auto Insurance 40

Auto Insurance Broker-Agent Agents Policyholder 40

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Louisiana Insurance Commissioner Tim Temple – a self-described “unicorn” among insurance regulators, given his decades-long background in the industry as an agent, broker, and company president – even renamed programs to address “legal system abuse” when he assumed office in January. Clear communication is key, the participants agreed.

Out-Of-Pocket 64

Out-Of-Pocket Broker-Agent Premium Claim 64

Property Insurance Centre

SEPTEMBER 25, 2024

This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. It is important not to rely only on the words that a broker tells you, try to read all the details. These can be added to your policy for an additional premium. – Declaring inaccurately.

Building 52

Building Insurer Insured Insurance 52