AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Small companies especially found themselves at risk of being put out of operation entirely after just one major injury claim. All state laws vary.

Workers Comp

AMAXX

MARCH 18, 2025

Consider the case of Jane, a worker who sustained a severe back injury. She was given a list of four medical providers but found that: Two providers did not accept workers compensation patients. One provider accepted workers compensation but was not taking new patients. Are currently accepting new patients.

Workers Comp

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). You should consult with your insurance broker, attorney, or qualified professional.

Claim

AMAXX

JULY 1, 2025

If there’s one universal truth in workers’ compensation, it’s this: The best claim is the one that never happens. Injuries occur, costs mount, and safety meetings become reactive discussions about what went wrong rather than proactive strategies to keep workers safe. Risk management tracks claim costs.

Injury

AMAXX

JANUARY 21, 2025

Promoting Recovery Evidence-based timelines ensure that injured workers receive appropriate treatment without unnecessary delays or interventions. By aligning care with proven recovery pathways, these guidelines foster a quicker return to normal activities and reduce the risk of complications or prolonged disability.

Workers Comp

AMAXX

JUNE 30, 2025

Suddenly, multiple departments spring into action—HR files paperwork, safety investigates hazards, risk management analyzes costs, and someone else tracks regulatory compliance. In workers’ compensation and safety management , these silos are all too common—and costly. That’s how you close the loop and continuously reduce risk.

Injury

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

AMAXX

JULY 7, 2025

And while a little résumé fluff might seem harmless, the consequences can be anything but—especially when it comes to workers’ compensation costs and workplace safety. Dishonest hires are more prone to actively disengage, cut corners, and disregard safety protocols —raising the risk of accidents and injuries. The good news?

Workers Comp

AMAXX

JULY 15, 2025

When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? Your experience mod is essentially your company’s credit score for workers’ comp. Employers, safety managers, and CFOs alike wrestle with this.

Workers Comp

Zywave

MAY 15, 2025

Digital platforms and APIs can integrate insurance into purchases across multiple industries, while advanced data analytics and AI allow for real-time risk assessment and personalized offerings, creating more relevant and frictionless customer experiences. Brokers enjoy similar customer access benefits, at a lower cost.

Broker

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. The Risk of Unreported Injuries Even more dangerous than the direct cost is the risk lurking behind unreported injuries. Confirm your location’s rules with your broker or carrier. At first glance, it feels like a smart move. Not always.

Claim

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. Drivers of Human Behavior in Workers Compensation The science of human behavior has been studied extensively, and one of the most insightful works on the subject is Drive by Daniel Pink.

Workers Comp

AMAXX

MAY 6, 2025

Theyre moving fast, skipping steps, and taking on avoidable risk. But what if hiring was treated like risk management? Integrity tests filter these high-risk candidates before you invest time in interviews. You should consult with your insurance broker, attorney, or qualified professional. All state laws vary.

Workers Comp

AMAXX

MAY 13, 2025

With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time. It’s a leading indicator of workplace safety and risk exposure. And watch your workers comp program transform from chaotic to controlled.

Workers Comp

AMAXX

MARCH 24, 2025

General Exclusions Some roles carry such distinct risks or differ significantly from an employers core operations that they’re classified separately. These employees, known as “general exclusions,” require their payroll to be reported and calculated separately, directly influencing workers compensation premiums.

Workers Comp

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Workers compensation isnt a solo actits a team sport. Key Players in the Workers Comp Ecosystem Heres a closer look at the major participants and how they fit into the puzzle: 1.

Workers Comp

AMAXX

FEBRUARY 17, 2025

Click Link to Access Free PDF Download “Avoid the 3 Primary Reasons Injured Workers Hire Attorneys” Common Communication Gaps Workers compensation attorneys frequently cite communication breakdowns as the primary reason injured workers seek legal representation. All state laws vary.

Workers Comp

AMAXX

MARCH 10, 2025

At the same time, companies must navigate various state and federal laws like the Worker Adjustment and Retraining Notification (WARN) Act, which requires advance notice for mass layoffs or plant closures, allowing employees to plan their future employment. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams.

Workers Comp

AMAXX

JULY 21, 2025

In workers’ compensation, some of the most expensive decisions happen in the first few minutes after an injury. It’s a low-risk, high-impact strategy—and one of the smartest moves any employer can make in their workers’ comp program. You should consult with your insurance broker, attorney, or qualified professional.

Injury

AMAXX

MAY 6, 2025

A lack of structured onboarding is a silent contributor to workplace accidents, workers comp claims, and high turnover. The Data Doesnt Lie: First-Year Employees Are at Highest Risk According to data cited in Workers Comp Mastery Training , nearly 35% of all workplace injuries occur in an employees first year.

Injury

AMAXX

MAY 14, 2025

When a workers comp program isnt delivering results, many employers instinctively look outward. Our broker is never available. Heres how to build a strong, accountable workers comp teamand why its the foundation of success. The Risks of Skipping Internal Alignment If you skip the internal steps, external efforts fall flat.

Workers Comp

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. The real reason many workers comp claims go off the rails? All state laws vary.

Workers Comp

AMAXX

JUNE 26, 2025

When people think about avoiding workers’ compensation litigation, their minds often go to legal strategies, claim investigations, or maybe physician networks. FREE DOWNLOAD: ” Avoid the 3 Primary Reasons Injured Workers’ Hire Attorneys “ Start Small. It’s operational. It’s simple. It’s called a weekly roundtable.

Workers Comp

AMAXX

FEBRUARY 10, 2025

This mirrors the Eagles’ game plan execution staying focused on fundamentals and eliminating unnecessary risks. The Chiefs’ offensive struggles were worsened by their failure to adjust, just like a supervisor’s negative or delayed response can worsen a workers’ compensation claim. All state laws vary.

Injury

AMAXX

MARCH 24, 2025

Accurate payroll accounting reflecting these deductions helps maintain appropriate premium charges aligned with actual exposure to injury risk. Workers’ compensation relies heavily on correct employer classification to reflect an accurate risk exposure. However, strict rules apply. All state laws vary.

Workers Comp

AMAXX

JULY 30, 2025

How the Cost Adds Up When an employee stays out of work after an injury, you’re not just paying their workers’ compensation indemnity benefits. He is co-author of the #1 selling comprehensive training guide “Your Ultimate Guide to Mastering Workers’ Comp Costs: Reduce Costs 20% to 50%.” All state laws vary.

Workers Comp

Distinguished

JUNE 25, 2025

Commercial surety bonds serve as a critical risk management tool across industries—ensuring compliance, protecting the public, and building trust between parties. Under his leadership, the Commercial Surety division is positioned to deliver fast, flexible bonding solutions that meet the needs of brokers and their clients.

Commercial

Neilson Marketing Services

JULY 1, 2025

across personal and commercial lines 6%–12% on workers’ compensation And often lower for networked or fee-split agencies So, a $10M premium book might only generate $1.25M in revenue, but public data vendors still classify it as a “$10M agency.” Mistaking premium volume for revenue. Are salespeople good data managers?

Building

AMAXX

MARCH 10, 2025

In the first part of our series, we emphasized the importance of thoughtful layoff planning to mitigate the risk of increased workers’ compensation claims following a workforce reduction or facility closure. You should consult with your insurance broker, attorney, or qualified professional. All state laws vary.

Workers Comp

AMAXX

JULY 8, 2025

Yet, tucked inside this humble document lies one of the most powerful risk management tools a company has. A clear, accurate job description isn’t just a recruiting aid—it’s a secret weapon for safer hiring, lower workers’ compensation costs, and legal protection against costly discrimination claims. All state laws vary.

Workers Comp

AMAXX

JULY 10, 2025

You’re facing lost time, medical costs, and skyrocketing workers’ compensation expenses. New hires in the first month are at 4–6 times greater risk of injury than longer-term employees. 44% of construction injuries hit first-year workers. You should consult with your insurance broker, attorney, or qualified professional.

Injury

AMAXX

JULY 24, 2025

As the workforce ages, employers face a growing challenge in managing the impact of chronic pain on workers’ compensation claims. In workers’ comp, chronic pain is not just a medical issue—it’s a cost driver, a productivity barrier, and often a root cause of long-term disability. That’s not just good cost control.

Workers Comp

AMAXX

FEBRUARY 18, 2025

Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

AMAXX

MARCH 24, 2025

Assignment of Classification Codes Initially, insurance brokers typically assign classification codes when securing coverage for employers. Brokers discuss the nature of the employer’s work to determine the most suitable code. Upon mutual agreement, the policy is then issued with the corrected classification codes.

Workers Comp

Property Insurance Centre

FEBRUARY 24, 2025

From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe. Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival. This means your personal assetshome, car, and savingscould be at risk.

Liability

Healthinsurance.org

MAY 16, 2025

Excepted benefits include coverage such as workers compensation, fixed-indemnity plans, accident insurance, and critical illness plans. Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. Where can I see the plans formulary (covered drug list)?

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