AMAXX

MAY 14, 2025

If you want a high-performing workers comp programone that reduces claims, controls costs, and supports injured employees you need a rockstar internal team. Heres how to build a strong, accountable workers comp teamand why its the foundation of success. Think of it like branding for your injury management program.

Workers Comp

AMAXX

MAY 6, 2025

But whats often missed is that onboarding is one of the most critical safety tools in a companys injury prevention strategy. Injury rates dont spike after years on the jobthey surge within the first few days and weeks of employment. For instance: 52% of restaurant industry claims happen in the first 12 months.

Injury

Distinguished

MARCH 20, 2025

From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options.

Building

AMAXX

APRIL 30, 2025

One day its a delayed report, the next its an escalating claim or a frustrated injured worker. Systematized communication helps prevent injuries from becoming high-cost claims, reduces litigation, builds trust with employees, and improves return-to-work outcomes all without needing constant intervention from every department.

Workers Comp

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. When injuries occurred, the only recourse available to the worker was to sue their employer for negligence. Thus, the Grand Bargain was born.

Workers Comp

AMAXX

JANUARY 27, 2025

Misidentifying the Problem A frequent mistake is attributing WC challenges solely to injury management partners or external factors, such as adjuster turnover or physician behavior. Legacy claims that linger unresolved. Use diagnostic questions to analyze your current WC program: Are claims reported within 24 hours?

Workers Comp

AMAXX

FEBRUARY 17, 2025

However, implementing strong communication strategies can significantly improve claim outcomes and reduce unnecessary legal battles. The 2014 Predictors of Worker Outcomes Study surveyed 4,800 injured workers across 12 states and found that fear of being fired was a major predictor of poor claim outcomes.

Workers Comp

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. The real reason many workers comp claims go off the rails? And guess what?

Workers Comp

AMAXX

MAY 13, 2025

Yet many employers still fly blindunsure where to focus, overwhelmed by options, and frustrated by rising claim costs and stagnant outcomes. If your workforce doubles but your cost per FTE stays the sameor goes downyoure likely managing claims effectively. Its one of the most predictive metrics of claim severity.

Workers Comp

AMAXX

JUNE 5, 2025

But heres the truth: Effective injury response isnt just an HR task its a company-wide culture shift. Organizations that treat injury response as a team effort see better outcomes: faster recovery times, lower claim costs, fewer disputes, and higher employee satisfaction. Those that isolate it to a single department?

Injury

AMAXX

JUNE 17, 2025

When it comes to managing workers’ compensation claims, many employers focus on lagging indicators—things like claim count, indemnity costs, and days lost. And more importantly, it predicts future claims costs, experience modification factors (mods), and employee outcomes better than almost any other metric.

Workers Comp

AMAXX

JUNE 24, 2025

Not a legal maneuver, not a claims system overhaul—just a sincere, timely, personal note from a supervisor or team member that tells the injured employee: We see you. And it could help you prevent more claims from ever reaching a courtroom. Fear their claim was denied (or ignored). Within 48–72 hours of the injury.

Workers Comp

AMAXX

MAY 27, 2025

If you’re serious about lowering premiums, reducing claim durations, and improving outcomes for injured workers, start by identifying and correcting these ten common pitfalls. Employers must take ownership of claims management, set expectations, and actively coordinate their team. Silence breeds mistrust and prolongs recovery.

Workers Comp

Shield Insurance Agency

JUNE 19, 2025

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims.

Business Insurance

AMAXX

APRIL 28, 2025

In workers’ compensation programs, the conversation often revolves around costs, compliance, and claims management systems. Empathy isnt just a nice to have in workers comp management it’s a proven strategy for reducing claim costs, preventing litigation, and helping injured employees return to work faster.

Workers Compensation

Distinguished

MARCH 20, 2025

For instance, problems with roofs and exterior wallssuch as cracks, leaks, or deteriorating materialscan weaken a buildings overall integrity, while foundation issues like uneven or shifting bases create serious safety hazards. In Philadelphia, housing code violations generally fall into a few key categories.

Broker

AMAXX

JULY 30, 2025

With a 4% profit margin, your company needs to generate $293,750 in revenue just to make up for that one claim. Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. Transitional duty isn’t just a tool for reducing claims cost—it’s a pathway to emotional and physical recovery.

Workers Comp

AMAXX

JUNE 12, 2025

In workers’ compensation, the most successful claims are not the ones that are won in court—they’re the ones that never get there in the first place. When your organization builds a reputation for integrity, preparation, and readiness, fewer attorneys want to fight you, and fewer claims escalate. Document prior injuries.

Workers Comp

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability.

Policy

AMAXX

JUNE 9, 2025

When it comes to workers’ compensation litigation, fear is the unspoken force driving many claims into the courtroom. It’s not necessarily bad injuries, bad actors, or even bad faith that sends injured workers searching for an attorney. In fact, many workers assumed their claim had been denied simply because no one had contacted them.

Workers Comp

AMAXX

JUNE 26, 2025

When people think about avoiding workers’ compensation litigation, their minds often go to legal strategies, claim investigations, or maybe physician networks. But one of the most powerful tools to manage claims effectively—and prevent lawsuits altogether—isn’t even legal. A questionable claim wasn’t flagged for early investigation.

Workers Comp

Mark Jackson Insurance Agency

JUNE 16, 2025

Conduct regular reviews to update building, contents, and inventory limits. Choosing the Wrong Deductible It’s tempting to choose a higher deductible to lower your premium, but that can backfire in the event of a claim. For example, professional services, cyber threats, and employee-related claims may require separate coverage.

Commercial Insurance

Distinguished

JUNE 2, 2025

For Ohio landlords, these aren’t one-off anomalies — they’re routine claims that happen across Cleveland, Columbus, and Cincinnati every year. Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance.

Liability

AMAXX

JULY 10, 2025

The New Hire Injury Spike: By the Numbers Multiple studies back up what many employers already suspect: 35% of all workplace injuries happen in the first year. New hires in the first month are at 4–6 times greater risk of injury than longer-term employees. 44% of construction injuries hit first-year workers.

Injury

Distinguished

MARCH 19, 2025

For buildings constructed before June 13, 1979, strict rent control laws apply. These include unstable buildings, unsafe stairways, or poorly maintained common areas like balconies and porches. Once a report is filed, the Department of Building Inspection (DBI) conducts an inspection. First, there are Rent Control Violations.

Building

AMAXX

MAY 12, 2025

So how do you escape the chaos and build a streamlined, high-performance comp program? Whats your primary goalreduced costs, better outcomes, fewer litigated claims? Establish a brand and identity for your injury management program (like the IPAR Program), and align your internal team around it. Whats your vision?

Workers Comp

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

AMAXX

JUNE 16, 2025

While many organizations default to a traditional, top-down RTW approach, there’s growing evidence that collaborative RTW programs outperform traditional models in both claim outcomes and employee satisfaction. Case managers and claims adjusters coordinate efforts with full visibility. Start with these key strategies: 1.

Workers Comp

Scott Insurance

JULY 3, 2025

Workplace injuries in physically demanding industries like construction, hospitality, manufacturing and transportation are costly, with heightened risk early in employment. While costly, these injuries are often preventable. POMQs can provide helpful information should a workers’ compensation claim arise later in an employee’s tenure.

Injury

AMAXX

JULY 24, 2025

As the workforce ages, employers face a growing challenge in managing the impact of chronic pain on workers’ compensation claims. This segment of the workforce is often safer and more experienced, but when injuries do occur, they tend to be more severe and take longer to heal. What Is a Chronic Pain Program?

Workers Comp

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance

AMAXX

JANUARY 20, 2025

For instance, the use of evidence-based guidelines for managing musculoskeletal injuries can reduce unnecessary surgeries or prolonged physical therapy sessions, leading to faster recovery times. Consistency not only enhances fairness but also builds trust in the workers’ compensation system. All state laws vary.

Workers Compensation

AMAXX

JUNE 10, 2025

The Problem: “Defense Counsel Is Not My Friend” In some jurisdictions—California, for example—employers and claims staff have come to view attorneys as a necessary evil rather than a trusted ally. Claims managers hesitate to engage legal counsel early, fearing it will trigger unnecessary costs. The Solution: Build a Real Team 1.

Workers Comp

Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Simply Insurance

JUNE 9, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. Property owners may have to consider additional protection against these sorts of claims.

Insurance Quotes

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. In Chicago alone, more than 2.7

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