AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp

AMAXX

APRIL 30, 2025

Managing workers compensation can feel like playing whack-a-mole. One day its a delayed report, the next its an escalating claim or a frustrated injured worker. Thats not a dream its a reality for organizations that implement clear, consistent communication systems within their workers comp process.

Workers Comp

AMAXX

MAY 22, 2025

In the high-stakes world of workers compensation, the moments following a workplace injury can define the entire outcome of a claim. Specifically, how a supervisor or employer responds to the injured worker at the moment of injury sets the tone for everything that follows. They believe their claim was denied.

Injury

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Small companies especially found themselves at risk of being put out of operation entirely after just one major injury claim.

Workers Comp

AMAXX

FEBRUARY 17, 2025

A lack of clear communication often leads to confusion, frustration, and even litigation , increasing costs for both the employer and the injured worker. However, implementing strong communication strategies can significantly improve claim outcomes and reduce unnecessary legal battles. “Whos going to pay for my medical bills?”

Workers Comp

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. The real reason many workers comp claims go off the rails? And guess what?

Workers Comp

AMAXX

JANUARY 27, 2025

Revamping a workers compensation (WC) program can transform how companies manage costs and care for injured employees. Below, we explore common errors and provide actionable steps to begin reforming a workers’ comp program. Legacy claims that linger unresolved. What is the status of open or legacy claims?

Workers Comp

AMAXX

JUNE 24, 2025

Sometimes, the smallest gestures make the biggest difference—especially in workers’ compensation. Not a legal maneuver, not a claims system overhaul—just a sincere, timely, personal note from a supervisor or team member that tells the injured employee: We see you. Fear their claim was denied (or ignored). Yes, a card.

Workers Comp

AMAXX

JUNE 30, 2025

In workers’ compensation and safety management , these silos are all too common—and costly. By building an integrated team approach, organizations can manage injuries more efficiently, reduce costs, and keep employees safer and healthier. But while everyone’s working hard, they’re working separately. The result?

Injury

AMAXX

JUNE 17, 2025

When it comes to managing workers’ compensation claims, many employers focus on lagging indicators—things like claim count, indemnity costs, and days lost. And more importantly, it predicts future claims costs, experience modification factors (mods), and employee outcomes better than almost any other metric.

Workers Comp

AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. In reality, workers comp costs are one of the most controllable expenses in your organization. Avoid It : Treat workers comp like a strategic initiative.

Workers Comp

AMAXX

MAY 13, 2025

Yet many employers still fly blindunsure where to focus, overwhelmed by options, and frustrated by rising claim costs and stagnant outcomes. With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time.

Workers Comp

AMAXX

JUNE 26, 2025

When people think about avoiding workers’ compensation litigation, their minds often go to legal strategies, claim investigations, or maybe physician networks. But one of the most powerful tools to manage claims effectively—and prevent lawsuits altogether—isn’t even legal. An injured worker wasn’t contacted soon enough.

Workers Comp

AMAXX

JUNE 9, 2025

When it comes to workers’ compensation litigation, fear is the unspoken force driving many claims into the courtroom. It’s not necessarily bad injuries, bad actors, or even bad faith that sends injured workers searching for an attorney. Who their point of contact will be (adjuster, claims coordinator, etc.).

Workers Comp

AMAXX

JUNE 12, 2025

In workers’ compensation, the most successful claims are not the ones that are won in court—they’re the ones that never get there in the first place. When your organization builds a reputation for integrity, preparation, and readiness, fewer attorneys want to fight you, and fewer claims escalate.

Workers Comp

AMAXX

MAY 6, 2025

A lack of structured onboarding is a silent contributor to workplace accidents, workers comp claims, and high turnover. The Data Doesnt Lie: First-Year Employees Are at Highest Risk According to data cited in Workers Comp Mastery Training , nearly 35% of all workplace injuries occur in an employees first year.

Injury

LexisNexis

JULY 29, 2025

Standard Insurance Policy Forms Fundamentals Checklist Peruse this overview of standard insurance policy forms to build your understanding of their history, nature, and purposes. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Insurance Policy

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Commercial Liability Insurance to protect against claims related to third-party injuries or property damage. Each business location presents different liability risks.

Workers Compensation

AMAXX

JULY 30, 2025

With a 4% profit margin, your company needs to generate $293,750 in revenue just to make up for that one claim. How the Cost Adds Up When an employee stays out of work after an injury, you’re not just paying their workers’ compensation indemnity benefits. Build a Job Bank Identify transitional duty tasks in advance.

Workers Comp

AMAXX

MAY 12, 2025

Its a funny sceneuntil you realize its exactly how most employers manage their workers compensation programs. The Bugs Bunny Trap is a perfect metaphor for how workers comp can spiral out of control without a strategic framework. So how do you escape the chaos and build a streamlined, high-performance comp program?

Workers Comp

LexisNexis

JULY 22, 2025

Read now » Related Content Standard Insurance Policy Forms Fundamentals Checklist Peruse this overview of standard insurance policy forms to build your understanding of their history, nature, and purposes. Because standard policy forms are not just about saving time on drafting.

Insurance Policy

AMAXX

JUNE 16, 2025

When an employee is injured on the job, a timely and thoughtful return-to-work (RTW) program can be the difference between a minor detour and a long, costly journey through the workers’ compensation system. In a collaborative RTW framework: The injured worker is part of the conversation. Start with these key strategies: 1.

Workers Comp

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

Liability

AMAXX

JULY 24, 2025

As the workforce ages, employers face a growing challenge in managing the impact of chronic pain on workers’ compensation claims. In workers’ comp, chronic pain is not just a medical issue—it’s a cost driver, a productivity barrier, and often a root cause of long-term disability.

Workers Comp

AMAXX

JULY 10, 2025

You’re facing lost time, medical costs, and skyrocketing workers’ compensation expenses. First-year injuries often result in 2–4 times higher claim costs , as employees lack familiarity and confidence. Certain industries feel this pain more acutely: 52% of restaurant industry claims occur in year one. Sound familiar?

Injury

Zywave

MAY 15, 2025

Particular attention should be paid to the post-purchase experience to ensure that consumers understand what theyve bought and who to contact to amend the policy or make a claim. Nor is it appropriate for lines with significant regulatory oversight, such as workers compensation.

Broker

AMAXX

JUNE 10, 2025

The Problem: “Defense Counsel Is Not My Friend” In some jurisdictions—California, for example—employers and claims staff have come to view attorneys as a necessary evil rather than a trusted ally. Click Link to Access Free PDF Download “Avoid the 3 Primary Reasons Injured Workers’ Hire Attorneys” Why does this happen?

Workers Comp

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams.

Workers Comp

AMAXX

MAY 21, 2025

Ask the average employee who pays for workers compensation, and you might hear answers like the insurance company, the government, or even nobodyits just a benefit. In reality, the employer foots the bill for every dollar spent in the workers compensation system. These misconceptions are widespreadand costly.

Workers Comp

AMAXX

JUNE 5, 2025

Organizations that treat injury response as a team effort see better outcomes: faster recovery times, lower claim costs, fewer disputes, and higher employee satisfaction. Why a Culture of Support Matters Injury response is more than just reporting forms and claims handling. Those that isolate it to a single department? from a manager.

Injury

AMAXX

APRIL 14, 2025

Transitional duty keeps injured workers productive and engaged, while helping employers manage workers compensation costs and maintain continuity in staffing. Creating a job-sharing schedule so an employee can perform part of a shift and gradually build stamina.

Workers Comp

AMAXX

JUNE 19, 2025

Return-to-work (RTW) programs are one of the most effective strategies for reducing workers’ compensation costs and improving recovery outcomes. Involving the union early builds buy-in and reduces grievances. Monitor Claims and Protect Against Abuse A successful RTW program doesn’t end at policy launch. The good news?

Workers Comp

LexisNexis

JUNE 17, 2025

Read now » Related Content Workers’ Compensation Law (TX) Dig deep into a comprehensive overview of the scope and requirements of Texas workers' compensation laws. Workers’ Compensation for Private Employers Follow these key steps when advising private employers on common workers' compensation legal issues.

Workers Compensation

Scott Insurance

JULY 3, 2025

A recent report conducted by Travelers found that in the last five years, workplace injuries during an employee’s first year on the job accounted for approximately 36% of all injuries and 34% of overall claim costs. POMQs can provide helpful information should a workers’ compensation claim arise later in an employee’s tenure.

Injury

Distinguished

JULY 9, 2025

If the owner violates the terms of the license, the city can make a claim on the bond to recover damages or penalties. Contract Surety Bond Example A general contractor is awarded a $5 million contract to build a municipal library. It’s not tied to a specific project or construction contract — it’s a compliance guarantee.

Agents

Distinguished

JULY 9, 2025

If the owner violates the terms of the license, the city can make a claim on the bond to recover damages or penalties. Contract Surety Bond Example A general contractor is awarded a $5 million contract to build a municipal library. It’s not tied to a specific project or construction contract — it’s a compliance guarantee.

Agents

AMAXX

JULY 3, 2025

Risk management tracks claims. Click Link to Access Free PDF Download “Step-By-Step Process To Master Workers’ Comp In 90 Days” Here’s how you can coordinate OSHA and workers’ comp data to save time, reduce errors, and improve injury outcomes — all while staying compliant. HR logs the injury. The problem?

Workers Comp