AMAXX

APRIL 28, 2025

In workers’ compensation programs, the conversation often revolves around costs, compliance, and claims management systems. Implementing empathy systematically can transform a workers’ compensation program from a cost center into a relationship-builder that saves money and strengthens the workforce. Its smart business.

Workers Compensation

AMAXX

APRIL 30, 2025

Managing workers compensation can feel like playing whack-a-mole. Systematized communication helps prevent injuries from becoming high-cost claims, reduces litigation, builds trust with employees, and improves return-to-work outcomes all without needing constant intervention from every department. They build repeatable systems.

Workers Comp

AMAXX

MAY 6, 2025

But whats often missed is that onboarding is one of the most critical safety tools in a companys injury prevention strategy. Injury rates dont spike after years on the jobthey surge within the first few days and weeks of employment. 44% of construction injuries are first-year incidents.

Injury

Distinguished

MARCH 20, 2025

From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market.

Building

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Set a Clear Goal The gold standard for reporting an injury should be within 10 minutes.

Claim

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. When injuries occurred, the only recourse available to the worker was to sue their employer for negligence. Thus, the Grand Bargain was born.

Workers Comp

AMAXX

JANUARY 27, 2025

Revamping a workers compensation (WC) program can transform how companies manage costs and care for injured employees. Misidentifying the Problem A frequent mistake is attributing WC challenges solely to injury management partners or external factors, such as adjuster turnover or physician behavior. Avoiding Common Errors 1.

Workers Comp

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp

AMAXX

JUNE 5, 2025

But heres the truth: Effective injury response isnt just an HR task its a company-wide culture shift. Organizations that treat injury response as a team effort see better outcomes: faster recovery times, lower claim costs, fewer disputes, and higher employee satisfaction. Those that isolate it to a single department?

Injury

AMAXX

MAY 13, 2025

With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time. Total Recordable Incident Rate (TRIR) Why it matters: TRIR, an OSHA metric, tracks how often injuries happen. These metrics arent just numbers.

Workers Comp

AMAXX

JUNE 24, 2025

Sometimes, the smallest gestures make the biggest difference—especially in workers’ compensation. Something like: “Hey John, I heard about your injury—just wanted to say we miss you at the shop and hope you’re on the mend. Within 48–72 hours of the injury. Build trust before problems arise. Yes, a card.

Workers Comp

AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. Avoid It : Create a structured program, designate internal responsibility, and build partnerships with stakeholders who are aligned with your goals.

Workers Comp

AMAXX

JUNE 17, 2025

When it comes to managing workers’ compensation claims, many employers focus on lagging indicators—things like claim count, indemnity costs, and days lost. The Return-to-Work Ratio measures the percentage of injured employees who return to work within 0–4 days of the injury. The RTW Ratio is simple to calculate but incredibly powerful.

Workers Comp

Shield Insurance Agency

JUNE 19, 2025

Protection for Your Business and Assets Insurance can cover the costs of repairing or replacing damaged buildings, equipment, inventory, and other assets due to events like fires, theft, or natural disasters.

Business Insurance

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

AMAXX

JUNE 9, 2025

When it comes to workers’ compensation litigation, fear is the unspoken force driving many claims into the courtroom. It’s not necessarily bad injuries, bad actors, or even bad faith that sends injured workers searching for an attorney. More often, it’s something far more basic—and far more preventable: fear of the unknown.

Workers Comp

AMAXX

JUNE 12, 2025

In workers’ compensation, the most successful claims are not the ones that are won in court—they’re the ones that never get there in the first place. When your organization builds a reputation for integrity, preparation, and readiness, fewer attorneys want to fight you, and fewer claims escalate. Document prior injuries.

Workers Comp

AMAXX

JULY 30, 2025

Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. How the Cost Adds Up When an employee stays out of work after an injury, you’re not just paying their workers’ compensation indemnity benefits. Build a Job Bank Identify transitional duty tasks in advance.

Workers Comp

AMAXX

FEBRUARY 17, 2025

When a worker is injured, their experience in the workers’ compensation system can have a profound impact on their recovery, return to work, and overall job satisfaction. These concerns could be addressed proactively with a structured post-injury communication plan.

Workers Comp

Distinguished

MAY 19, 2025

Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory. Is workers’ compensation included in a BOP? While a BOP offers broad protection, there are exclusions.

Policy

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. First-Day Phone Call: The Empathy Sandwich The first 24 hours after an injury are the most critical.

Workers Comp

AMAXX

JULY 10, 2025

You’re facing lost time, medical costs, and skyrocketing workers’ compensation expenses. The New Hire Injury Spike: By the Numbers Multiple studies back up what many employers already suspect: 35% of all workplace injuries happen in the first year. 44% of construction injuries hit first-year workers. Sound familiar?

Injury

AMAXX

MAY 12, 2025

Its a funny sceneuntil you realize its exactly how most employers manage their workers compensation programs. So how do you escape the chaos and build a streamlined, high-performance comp program? Establish a brand and identity for your injury management program (like the IPAR Program), and align your internal team around it.

Workers Comp

AMAXX

JUNE 26, 2025

When people think about avoiding workers’ compensation litigation, their minds often go to legal strategies, claim investigations, or maybe physician networks. Reputation-building with partners Attorneys and TPAs want to work with organized employers who run proactive programs. It’s operational. It’s simple. You become a “model client.”

Workers Comp

Triple-I: Homeowners Insurance

MAY 27, 2025

The legislative success represents the culmination of sustained advocacy efforts including a Triple-I-backed awareness campaign, StopLegalSystemAbuse.org to build public support. Louisianas Senate passed five tort reform bills last week to curb legal system abuse driven by billboard attorneys in the Pelican State. Jeff Landrys signature.

Injury

AMAXX

JUNE 16, 2025

When an employee is injured on the job, a timely and thoughtful return-to-work (RTW) program can be the difference between a minor detour and a long, costly journey through the workers’ compensation system. Building a Collaborative RTW Culture So how do you shift from traditional to collaborative? Start with these key strategies: 1.

Workers Comp

Scott Insurance

JULY 3, 2025

Workplace injuries in physically demanding industries like construction, hospitality, manufacturing and transportation are costly, with heightened risk early in employment. While costly, these injuries are often preventable. POMQs can provide helpful information should a workers’ compensation claim arise later in an employee’s tenure.

Injury

AMAXX

JULY 24, 2025

As the workforce ages, employers face a growing challenge in managing the impact of chronic pain on workers’ compensation claims. This segment of the workforce is often safer and more experienced, but when injuries do occur, they tend to be more severe and take longer to heal. What Is a Chronic Pain Program?

Workers Comp

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. If you own a physical location, commercial property insurance can help protect your building, inventory, and equipment from fire, theft, or natural disasters.

Commercial Insurance

Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in North Carolina is only responsible for the insurance on the building itself and not the propertys contents.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in New Hampshire is only responsible for the insurance on the building itself and not the propertys contents.

Insurance Quotes

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. This can include property insurance for your building and contents, liability insurance for any injuries or damages caused by your operations, and workers’ compensation insurance for employee injuries.

Commercial Insurance

Simply Insurance

JUNE 9, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in Minnesota is only responsible for the insurance on the building itself and not the propertys contents.

Insurance Quotes

Simply Insurance

JUNE 11, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in West Virginia is only responsible for the insurance on the building itself and not the propertys contents.

Insurance Quotes

AMAXX

JUNE 10, 2025

The Solution: Build a Real Team 1. They should be involved at the start , when the claim first shows signs of complexity or when you’re unsure whether it’s compensable. Build consistency: Use the same attorney or small team for ongoing claims. You want someone invested in your outcomes, your culture, your people.”

Workers Comp

Simply Insurance

JUNE 12, 2025

However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. A landlord in Wyoming is only responsible for the insurance on the building itself and not the propertys contents.

Insurance Quotes

AMAXX

APRIL 14, 2025

Injuries are an inevitable part of the workplace, but lost time doesnt have to be. Transitional duty keeps injured workers productive and engaged, while helping employers manage workers compensation costs and maintain continuity in staffing. There are two primary types of transitional duty strategies: Modified Work and Alternate Work.

Workers Comp