Distinguished

JULY 7, 2025

Q: What are your crime score requirements? A: There are no specific crime score criteria, but we may utilize crime scores in our underwriting process. Q: Will you write restaurants with mixed-use buildings or residential units above? Q: Are there restrictions on building age or construction type?

Policy

Cowbell

JUNE 30, 2025

Leveraging a proprietary database of over 50 million businesses, it integrates firmographic and technographic intelligence to build high-fidelity risk profiles. This new offering expands our portfolio to include four key management liability coverages: Private D&O, Employment Practices Liability (EPL), Crime, and Fiduciary Liability.

Cyber

Distinguished

APRIL 21, 2025

Building ordinance: Helps landlords cover expenses for meeting updated building codes after damage. No age limit on buildings: Covers well-maintained properties, including older and historic buildings. Crime insurance: Safeguards against theft, fraud, and vandalism.

Broker

Prof. Allan Manning

JANUARY 29, 2025

Turning back to today’s topic, that is home and contents policies, I start by explaining that general insurance coverage has been broken up by the legislation that allowed the establishment of the Australian Terrorism Pool Corporation into eligible and non-eligible policies. ” [ emphasis mine] 1. . ” [ emphasis mine] 1.

Policy

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. to a simple duplex in Chicago.  It can also include commercial, personal use, or rented units.

Building

Agency Height

JULY 31, 2025

electrical poles, gas lines) Local building codes and enforcement Community-wide risk mitigation efforts (or lack thereof) Even if your home is built like a fortress, you’re still part of the community rating system unless your insurer specifically writes individualized policies , which often come at premium prices.

Premium

Cowbell

MARCH 30, 2025

New Products: Building on a Strong Foundation For five years, Cowbell has refined underwriting precision in cyber and established sweeping distribution channels. Management Liability: Coming soon, well unveil a dedicated suite for D&O, EPL, Fiduciary, and Crime.

Cyber

Distinguished

JUNE 30, 2025

Key components of our policies include: Property insurance: Protects physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters. Location: Areas that are prone to flooding, storms, or other natural disasters or have higher crime rates can lead to increased premiums.

Liability

Distinguished

JUNE 30, 2025

Key components of our policies include: Property insurance: Protects physical assets, including buildings, equipment, and inventory, against risks like fire, theft, and natural disasters. Location: Areas that are prone to flooding, storms, or other natural disasters or have higher crime rates can lead to increased premiums.

Liability

Distinguished

MAY 13, 2025

Property : General property insurance covers the hotel business property, protecting the physical buildings and structures from covered perils. Robbery and Assaults Hotels are meant to be safe havens for travelers, but like any public space, they can also be targets for violent crime. Crimes like this dont just impact individuals.

Broker

Property Insurance Centre

MARCH 11, 2025

Greater Risk of Fire and Cladding Issues Following Grenfell Tower , insurers are more cautious about buildings with cladding, especially in London, where many high-rises have fire safety concerns. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas.

Risk

Property Insurance Centre

MARCH 21, 2025

Growing Property Market with Diverse Building Types Manchester has seen rapid urban development, especially in areas like Ancoats, Salford Quays, and Deansgate, with a mix of modern high-rises and older converted mills. Whether you’re a landlord, property manager, or investor, here’s what makes Manchester stand out: 1.

Premium

Distinguished

JUNE 16, 2025

For example, an HOA policy typically covers: Common property: Covers any common property owned by the HOA, such as communal buildings, shared roofs, lobbies, hallways, etc. Commercial Property Coverage The HOA should be insured for at least the value of the common area buildings, like clubhouses and maintenance facilities.

Liability

Distinguished

APRIL 29, 2025

City multi-family landlord insurance : Designed for owners of 2-4 unit properties, including multi-family and mixed-use buildings. No age limit on buildings: Covers well-maintained properties, including older and historic buildings. Crime insurance: Covers financial losses from theft or vandalism.

Liability

Distinguished

FEBRUARY 24, 2025

Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters. Location risks: Areas with higher crime rates or increased foot traffic face higher premiums.

Liability

Frankenmuth Insurance

OCTOBER 10, 2024

Minimize crime with security cameras, ample exterior lighting, and alarm systems. Putting yourself in a robber’s shoes can help you make proactive adjustments and prevent crime. Every building should have a fire extinguisher on each floor. Setting up or running the small business of your dreams? What would you take?

Crime

Frankenmuth Insurance

OCTOBER 31, 2024

Get to know your team and work to build mutual trust and open communication. If you’re currently having a problem with employee theft, consider high-definition cameras to vividly catch the crime. Preventing employee theft is a delicate balance between building trust and keeping your guard up. Add some supervision/surveillance.

Theft

Jackson & Jackson

APRIL 30, 2024

To mitigate these risks, consider investing in enhancements like seismic retrofits or fire-resistant building materials. Crime Rates Areas with higher crime rates often have higher property insurance rates due to the elevated risk of theft, vandalism, and other crime-related damages.

Commercial Property

Cover4LetProperty

OCTOBER 1, 2024

While landlord insurance typically isn’t a legal requirement, if you have a mortgage on the property, then in most cases you will be legally obliged to ensure you have (at the very least) adequate landlords buildings insurance to protect both you and your mortgage provider’s financial interests in the property.

Insurance

ProWriters

JUNE 4, 2025

billion in reported losses , according to the FBIs Internet Crime Report. These features reflect Coalitions broader mission to build incentives for risk reduction and make policies easier to understand and sell. Think of it like catching a pickpocket before they slip into a crowded subway. Schedule a call today to learn more.

Insurance Broker

Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations.

Building

LexisNexis

FEBRUARY 11, 2025

Momentum is building, driven by several benefits of a bitcoin reserve, with the most notable being the advancement of financial innovation and stability. Access this article by our Law360 partners, which provides a Blueprint for a National Bitcoin Reserve. The practice note also explores recent criminal cases involving cryptoassets.

Crime

Distinguished

SEPTEMBER 10, 2024

This includes projects that involve: Betterments Renovations New Construction We also insure a variety of building types, including single-family homes , mixed-use buildings , and commercial properties. Distinguished’s Builder’s Risk program insures a variety of the most common construction projects. Register with us.

Risk

Risk Management Monitor

DECEMBER 29, 2021

If you investigate with urgency and respond, then you’ll gain trust and build employee engagement. A business builds a strong culture when it supports those who speak up. They can also improve retention through a culture of trust and consideration. Track timing: The time to complete an investigation is dependent on the circumstances.

Building

TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. Similarly, if the cost of building materials rises—something we’ve seen in recent years—insurance costs could also increase. It makes sense, right?

Premium

TGS

NOVEMBER 27, 2024

But you don’t need to build a fortress to get a better rate. Install a Security System Cost: $100–$300 for basic systems (plus optional monitoring fees) Impact: Security systems don’t just deter crime; they often come with built-in monitoring for fire or carbon monoxide. In return, they often reward you with discounts.

Premium

LexisNexis

SEPTEMBER 24, 2024

The VWP builds comprehensive security partnerships between the United States and designated countries that meet strict requirements related to counterterrorism, law enforcement, immigration enforcement, document security, and border management.

Crime

ProWriters

JULY 25, 2024

Analysts project cyber crime to cost the U.S. Transparency builds trust and mitigates long-term reputational damage. According to chief information security officers (CISOs), in 2023, three out of four U.S. companies faced the risk of a significant cyber attack. more than $452 billion in 2024, potentially reaching $1.8

Protection

Risk Management Monitor

DECEMBER 5, 2022

On a broader scale, executives seemed to lack confidence in risk managers, with only 47% of respondents saying they feel “very confident” in their risk function’s ability to build a more risk-aware culture, a key element of any successful risk-focused company.

Risk

Risk Management Monitor

JUNE 14, 2021

Below are practical steps that cybersecurity teams and risk professionals can take to better manage their organization’s third-party cyberrisk: Ask the right questions: Build and collect security questionnaires that ask important questions about how a vendor is handling the company’s data.

Risk

Property Insurance Centre

JULY 30, 2024

This includes insurance for the building itself, liability risks, and coverage for lost rental income. Also, loans for building new rentals might have higher interest rates as they’re being built. 3 The FTC says it’s fair to refuse a rental applicant based on low income, credit scores, eviction or crime history.

Building

Scott Insurance

SEPTEMBER 27, 2022

The FBI puts out a report ever year called the IC3 Cyber Crime Report. – Darren Mott How do you go about building defenses and implementing best practices? Darren Mott, Owner, Gold Shield Cybersecurity Corey Ross, CISSP, IT & Information Security Professional, Checkpoint What are the most common threats businesses face today?

Cyber

TGS

OCTOBER 25, 2024

This is directly linked to inflation, which affects everything from the price of building materials to labor. If your neighborhood has experienced an increase in crime, a decline in property values, or even changes in local government policies, this could trigger a higher premium. Well, your insurance premium is no different.

Home Insurance

Majesco

DECEMBER 5, 2024

If you are building Gen Z and Millennial buyer personas today, your first consideration would need to be finances. Interestingly, many do not see the impact of lawsuits or crime on their insurance – an opportunity for insurers to help their customers understand the wider aspects of insurance costs.

Auto Insurance

Risk Management Monitor

DECEMBER 3, 2021

According to the report, this underscores the imperative to develop robust risk management strategies for both current and emerging risks and to focus on building resilience.

Risk

Risk Management Monitor

JUNE 29, 2021

There may be few or no local venues that provide a safe space for members of the LGBTQ+ community and the risk of hate crimes and police raids at such establishments cannot be ruled out. LGBTQ+ travelers can face unique challenges when traveling abroad—many countries do not?legally legally recognize same-sex marriage and more than?70

Risk

LexisNexis

OCTOBER 10, 2024

Same question as #5 but: What if the job was not for a dwelling but for a commercial building? Additionally, there may be a liability case against the owner of the building in the civil court for negligence. An Uber driver is waiting for a rideshare customer and is pulled over to the curb in a high crime area.

Workers Compensation