Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss.

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Policyholder Property Insurance Damage Insurance Policy 165

Insurance Journal

JULY 23, 2024

The highest court in Massachusetts has ruled that rainwater accumulation on roofs of buildings does not constitute “surface waters” within the meaning of “flood” in property insurance policies. The court found that the term “surface waters” in policies is ambiguous …

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Property Insurance Insurance Policy Building Policy 306

Property Insurance Coverage Law

FEBRUARY 4, 2025

Resilience extends beyond individual buildings and cities; it requires a regional and national approach to infrastructure development. Coordinated efforts between federal, state, and local governments create cohesive policies that address large-scale vulnerabilities.

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Damage Property Insurance Insurance Industry Building 165

Distinguished

MARCH 20, 2025

From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market.

Building 52

Building Protection Damage Insurer 52

Cowbell

MAY 29, 2025

At Cowbell, we believe Internet Safety Month is the perfect opportunity to review and reinforce your organizations cybersecurity posture and build long-term cyber resilience. 7 Steps to Build Cyber Resilience 1. Setting a patch management policy will be crucial in helping your company be better protected from cyberattacks.

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Cyber Building Business Interruption Protection 59

AMAXX

MAY 14, 2025

Heres how to build a strong, accountable workers comp teamand why its the foundation of success. This kind of clarity builds trust, improves communication, and fosters accountability from all stakeholders. Month 34: Launch branded injury response brochures and return-to-work policy. Build your identity. Assign a leader.

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Workers Comp Building Injury Workers Compensation 69

Neilson Marketing Services

MAY 6, 2025

They build brand equity. They still compare policies, search Google for answers, and research companies online. Visibility builds momentum, and momentum drives growth. Is my commercial policy still right for my business? Build trust through testimonials, reviews, and up-to-date bios. They gain visibility.

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Building Insurer Insured Insurance 65

Property Insurance Coverage Law

OCTOBER 6, 2024

I have received numerous calls from furious Hurricane Helene policyholders after learning how little coverage is afforded for the non-elevated floor of a multi-story building under their flood insurance policies. Refer to the Visual Flood Adjusters Use appeared first on Property Insurance Coverage Law Blog.

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Building Insurance Claim Claim Policyholder 130

Distinguished

MAY 19, 2025

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. What is a Business Owners Policy (BOP)? A BOP is an efficient way to safeguard against these operational risks with one comprehensive policy.

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Policy Business Owners Policy General Liability Liability 40

AMAXX

APRIL 30, 2025

Systematized communication helps prevent injuries from becoming high-cost claims, reduces litigation, builds trust with employees, and improves return-to-work outcomes all without needing constant intervention from every department. They build repeatable systems. Communication is the core of human interaction.

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Workers Comp Building Injury Workers Compensation 59

Redbird Agents

FEBRUARY 4, 2025

For insurance agents selling final expense policies , staying informed about the funeral industry and consumer trends is essential. Consumer behaviors and industry trends shape the size and structure of policies people are purchasing. For example, one major trend is the declining face amounts of final expense policies.

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Agents Policy Insurance Agents Insurance Agent 130

Redbird Agents

FEBRUARY 3, 2025

How Final Expense Commissions Work Final expense insurance is typically sold as a simplified issue whole life policy, meaning no medical exams are required, and policies are issued quickly. If a policy lapses within the first six to nine months, the insurance company will take back your commission through a chargeback.

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Agents Premium Policy Life Insurance 130

Redbird Agents

JUNE 5, 2025

Here’s why you should pay attention: Great market: Over 16 million people enrolled through Healthcare.gov in 2024 alone, it’s a great way to build a foundation of strong relationships that you can serve for many years. to build trust and traffic. Easy cross-sell: ACA clients often need dental, vision, life insurance, or even annuities.

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Insurer Insured Insurance Agents 130

Central Insurance

OCTOBER 10, 2024

The post Pool Insurance: What Coverage Should I Ensure My Contractor Has Before Building My Pool? Learn how pool insurance safeguards your project and what to ask your contractor before work begins. appeared first on Central Insurance Blog.

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Building Insurer Insured Insurance 130

PSM Brokerage

JANUARY 24, 2025

Medicare Advantage sales arent just about making a quick buck; theyre about building a financial safety net that grows with every policy you sell. For 2025, youre looking at: $626 per policy in most states $723 per policy in high-cost states (California, we see you!) Sell 75 policies? Thats $46,950 in year one.

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Policy Building Agents Insurance Agents 93

Redbird Agents

FEBRUARY 3, 2025

Some simply provide carrier contracts, while others actively support agents in building and growing their business. Business transparency: Clear commission structures, contract policies, and agent-first service. Do your due diligence, the best FMOs help you build a business, not just push policies.

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Agents Insurance Carrier Life Insurance Building 130

Redbird Agents

FEBRUARY 3, 2025

The agents who stay focused on final expense are the ones who make more sales, serve more clients, and ultimately build a thriving business. At that moment, its tempting to jump in and try to sell them another policy. This ensures you stay on track, close more deals, and build a stronger client relationship.

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Agents Building Insurance Agents Insurance Agent 130

Redbird Agents

FEBRUARY 4, 2025

For insurance agents, managing chargebacks and financial obligations responsibly is a crucial part of building a successful career. Advanced commissions allow you to receive six to nine months of commissions upfront when a policy is sold. Sell to qualified clients who can afford their policies long-term.

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Agents Insurance Agents Insurance Agent Insurance Companies 130

Solstice Insurance Broker

JANUARY 23, 2025

Brokers should advocate for clients year-round, assisting with claims and policy updates. Be the Lighthouse In the often murky waters of insurance jargon and policy complexities, your role as an insurance broker is akin to a lighthouse. Be proactive about policy updates that might affect them.

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Broker Out-Of-Pocket Insurance Broker Deductible 100

Distinguished

JANUARY 22, 2025

Distinguished offers a Renewal Certificate Endorsement , now available for eligible Contractor’s Pollution Legal Liability Plus (CPL) and Contractor’s Pollution & Professional Legal Liability Plus (CPPL) policies. Please refer to the policy forms for specific coverage details.

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Policy Broker-Agent Inland Marine Liability 52

Neilson Marketing Services

JANUARY 30, 2025

A well-crafted insurance agency website is an essential tool for building credibility, attracting potential clients, and converting leads. Trust is a key factor in insurance sales, and content that tells a story, rather than just listing services, builds credibility and fosters client relationships.

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Insurance Agency Insurer Insured Insurance 99

The Property Insurance Law Observer

FEBRUARY 14, 2024

29, 2024)), the Court determined that the term “windstorm” was ambiguous as utilized in the subject insurance policy. The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.”

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Policy Deductible Damage Property Damage 130

Simply Insurance

JUNE 10, 2025

How Much Is A $100,000 Life Insurance Policy? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

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Insurance Quotes Life Insurance Insurer Insured 72

The Property Insurance Law Observer

AUGUST 22, 2024

2024), the District Court of Massachusetts found that “collapse” provisions within a commercial property policy were ambiguous where a floor merely sagged without completely falling to the ground. During the policy period, the insured’s floor “sunk” between eight to 12 inches.

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Building Commercial Property Damage Policy 130

Simply Insurance

JUNE 10, 2025

How Much Is A $100,000 Life Insurance Policy? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

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Insurance Quotes Life Insurance Insurer Insured 64

Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

Building 52

Building Insurer Insured Insurance 52

TGS

JUNE 11, 2025

Whether you’re a first-time homeowner or have held a policy for decades, it’s crucial to understand what your home insurance doesn’t cover just as much as what it does. Flood Damage: Not Covered by Standard Policies Here’s the big one. Not only is it disgusting—it’s often not covered under a standard home policy.

Home Insurance 52

Home Insurance Out-Of-Pocket Damage Personal Property 52

Property Insurance Centre

MAY 19, 2025

Having adequate insurance cover for your Commercial Building is essential. If you are responsible for a Commercial Building it is imperative you choose the correct policy and pay close attention to the Conditions of the Policy. The limit can be increased from the standard 2m up to 5m, for an additional premium.

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Commercial Property Commercial Insurer Insured 52

Distinguished

APRIL 21, 2025

Building ordinance: Helps landlords cover expenses for meeting updated building codes after damage. No age limit on buildings: Covers well-maintained properties, including older and historic buildings. Automatic renewal: Ensures continuous coverage with hassle-free policy renewals.

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Broker Liability Broker-Agent Building 52

The Property Insurance Law Observer

MAY 12, 2025

Analysis On appeal, the Ninth Circuits analysis focused on the scope and extent of the period of restoration, which the policy defined as [t]he date when the property at the described premises should be repaired , rebuilt or replaced with reasonable speed and similar quality. emphasis added).

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Commercial Property Insurance Claim Damage Claim 100

Scott Insurance

FEBRUARY 19, 2025

If heavy machinery is used in proximity to the existing apartment buildings, it raises the potential for accidents or property damage. Many builders risk insurers simply refuse to cover the existing structures during a rehab, forcing owners to secure both a builders risk policy and standalone property coverage for the existing structures.

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Underwriting Underwriter Insurer Insured 52

Protect Commercial Insurance

JUNE 6, 2025

Definition and Scope Commercial property insurance is a policy designed to protect businesses from financial losses related to damage or destruction of their physical assets. This includes buildings, equipment, furnishings, inventory, and exterior fixtures.

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Commercial Property Property Insurance Commercial Business Interruption 52

PSM Brokerage

MARCH 12, 2025

As competition among private insurers grows, agents who stay informed on plan changes and government policies can offer valuable insights, helping beneficiaries make informed decisions while building a successful business in the expanding Medicare space.

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Agents Insurance Agents Insurance Agent Building 84

PSM Brokerage

FEBRUARY 14, 2025

By following our proven blueprint, you'll have the tools to build a motivated, skilled, and compliant team to drive growth in your agency. Conclusion: Building a Scalable LOA Team By following this blueprint, insurance agents can efficiently recruit, train, and manage Licensed-Only Agents to scale their business. Download I.

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License Agents Insurance Agents Insurance Agent 89

Simply Insurance

JUNE 12, 2025

How Much Is A $100,000 Life Insurance Policy? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Workers Comp 52

PSM Brokerage

JANUARY 31, 2025

Saves Time No need to build a presentation from scratch. Life Insurance 101 is a ready-to-use presentation that provides a simple, structured way to walk clients through the essentials of life insurance. This allows you to stand out from the competition and reinforce your brand identity while delivering valuable insights to your clients.

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Life Insurance Insurer Insured Insurance 109

Simply Insurance

JUNE 10, 2025

How Much Is A $100,000 Life Insurance Policy? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Workers Comp 52