ProWriters

NOVEMBER 17, 2024

Experts estimated ransomware attacks were hitting businesses every 11 seconds in 2021. As a Cyber Insurance broker, you need to help your business clients understand the dangers ransomware poses, how to defend against them, and why Cyber Insurance is an indispensable part of any sound security strategy.

Cyber 83

Cyber Insurance Insured Insurer 83

Insurance Journal

APRIL 29, 2025

Spanish electricity grid operator REE said on Tuesday its preliminary assessment had ruled out cyberattack as the cause of the nationwide power outage that hit most of Spain and Portugal on Monday. Lights went off in most of the two …

Cyber 204

Cyber Business Interruption Insured Insurance 204

Prof. Allan Manning

FEBRUARY 24, 2023

Speaking of New Zealand, our team are providing valuable assistance to many insureds effected by the Auckland storms and ex-cyclone Gabrielle. With more and more clients experience mental health issues, LMI were the first to include a clinical psychologist as part of our team through Mastering our Minds.

Insurance Industry 130

Insurance Industry Business Interruption Claim Insurance 130

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Heres what to consider from an insurance and risk management perspective when opening a new location. Workers Compensation Insurance to cover employee injuries on the job.

Workers Compensation 52

Workers Compensation Liability Inland Marine Insurance Property Damage 52

Insurance Journal

MAY 13, 2025

Marks & Spencer Group Plc said some personal customer data was stolen by hackers as the British retailer continues to investigate and manage a highly-damaging “cyber incident.” ” The stolen data does not include “useable payment or card details” and there …

Cyber 179

Cyber Damage Business Interruption Insured 179

ProWriters

JUNE 4, 2025

Cyber criminals stole and resold more than 900 digital tickets between June 2022 and July 2023. The theft of these high-profile, high-priced tickets highlights online ticketing platforms’ need for Cyber Liability Insurance. Even so, incidents like these highlight platforms need to have Cyber Insurance in place.

Cyber 52

Cyber Liability Insurance Liability Insurance 52

Prof. Allan Manning

FEBRUARY 24, 2024

Today marks LMI Group’s quarter century of service to the insurance industry and wider communities. February 2000: Development of first Training Module – Business Interruption. May 2002: First of now 17 books on insurance and risk management launched. May 2000: First manual Policy Comparisons developed.

Business Interruption 130

Business Interruption Claim Policy Insurance Industry 130

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. What Does Distinguisheds Restaurant Insurance Cover?

Liability 52

Liability Liability Insurance Insurance Insured 52

ProWriters

MAY 28, 2024

Contractors in the construction industry are not immune to cyber attacks. Ransomware attacks, phishing scams, and other types of cyber attacks can result in data breaches and other incidents that cause financial loss, reputational harm, and legal consequences. Cyber Insurance for contractors is an essential safety net.

Cyber 52

Cyber Business Interruption Insurance Insured 52

ProWriters

FEBRUARY 19, 2024

The retail sector has seen a significant uptick in cyber threats, with ransomware attacks surging by 75% in 2022, according to Sophos. Retail Cyber Insurance protects your clients’ businesses from cyber threats, helping to maintain operational continuity, a seamless shopping experience, and customer trust.

Cyber 52

Cyber Insurance Insured Insurer 52

Protect Commercial Insurance

APRIL 11, 2025

Introduction Hello UK business owners! Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence.

Commercial Property 52

Commercial Property Property Insurance Commercial Insurance 52

Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. In this article, we will explore five often overlooked insurance policies that can provide valuable coverage for your business.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

As cyberattacks become increasingly prevalent worldwide, it’s crucial for business owners and commercial investors in Plano, TX, to consider cyber liability insurance. Protection From Financial Losses Dealing with business interruptions, disruptions, legal fees, and data breaches can quickly accumulate costs.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

Protect Commercial Insurance

JUNE 27, 2024

Introduction Navigating the world of commercial insurance can often feel like walking through a dense fog of myths and misconceptions. Every business, no matter its size or industry, faces unique risks that require specific coverage solutions. However, this type of insurance typically has defined limits and exclusions.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Business Interruption 52

Risk Management Monitor

MARCH 4, 2022

A wide range of risks are trickling down from Russia’s assault on Ukraine , from sanctions compliance to supply chain disruption to business interruption. That is not to say that there is necessarily cause for panic, simply that the effects of cyber conflict can be unexpected, widespread and potentially severe.

Cyber 56

Cyber Business Interruption Risk Policy 56

Insurance Journal

JUNE 12, 2025

A string of recent cyberattacks and data breaches involving the systems of major retailers have started affecting shoppers. United Natural Foods, a wholesale distributor that supplies Whole Foods and other grocers, said this week that a breach of its systems …

Business Interruption 259

Business Interruption Cyber 259

Mark Jackson Insurance Agency

DECEMBER 16, 2024

While preparing for the year ahead, its easy to overlook one critical aspect of business planning: your business insurance coverage. Whether your company experienced growth, faced new challenges, or maintained steady operations, your insurance needs may have changed.

Business Insurance 52

Business Insurance Liability Cyber Business Interruption 52

Insurance Journal

JUNE 11, 2025

United Natural Foods Inc., a grocery distributor for Amazon Inc.’s ’s Whole Foods Market, is working to bring systems back online by June 15 and resume product deliveries after a cyberattack disrupted its operations, leaving some store shelves barren of ice …

Business Interruption 205

Business Interruption Cyber 205

Insurance Journal

JULY 22, 2024

Delta Air Lines Inc. expects to cancel more flights this week as the carrier tries to recover from a crippling technology outage. The airline canceled more than 800 flights as of Monday afternoon, bringing its total since Friday’s meltdown to …

Business Interruption 287

Business Interruption Cyber 287

Top Insurance Blogs

APRIL 19, 2025

As a licensed insurance agent in Germany with many years of experience, Ive worked with a wide range of hospitality clients. From boutique hotels in Munich to family-owned restaurants in Berlin, Ive helped many of them protect their business and, by extension, their finances.

Business Insurance 52

Business Insurance License Insurance Agent Insurance Agents 52

Insurance Journal

MAY 19, 2025

Hackers have stolen a “significant amount of personal data” from people who received legal aid across England and Wales, the UK’s Ministry of Justice said. A breach at the Legal Aid Agency that was identified by the government in April …

Business Interruption 207

Business Interruption Cyber Insured Insurance 207

Protect Commercial Insurance

NOVEMBER 22, 2024

Introduction Navigating the world of commercial insurance can feel a bit like wandering through a maze, with myths lurking around every corner. It’s essential for business owners to separate fact from fiction to ensure they have the right protection. Unfortunately, misconceptions can lead to costly mistakes.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurance 52

LexisNexis

AUGUST 27, 2024

Learn about the steps businesses should take to recover on the business interruption, including contract and indemnity claims, caused by this software failure. Cybersecurity Insurance Analyze types of risk to an enterprise that may be covered by cybersecurity insurance.

Cyber 40

Cyber Business Interruption Insurance Policy Insurance Carrier 40

Protect Commercial Insurance

NOVEMBER 15, 2024

This is where commercial insurance comes into play. Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients.

Commercial Insurance 52

Commercial Insurance Commercial Protection Business Interruption 52

Insurance Journal

MAY 14, 2025

Nucor Corp., the biggest steel manufacturer in North America, shut down production at some of its facilities after detecting an unauthorized intrusion into its computer systems. The company took potentially affected systems offline and implemented other containment measures, Nucor said …

Business Interruption 237

Business Interruption Cyber Insured Insurance 237

Insurance Journal

DECEMBER 3, 2024

An accused teenage hacker who was arrested last month in California is suspected of being a member of the notorious cybercrime group Scattered Spider, according to several people familiar with the matter. prosecutors charged Remington Ogletree on Oct. 30 …

Business Interruption 258

Business Interruption Cyber Liability 258

Cowbell

OCTOBER 11, 2024

Cybercriminals will often target small businesses that may be scrambling to resume operations and are less likely to be vigilant about cybersecurity in the wake of a disaster. This can add another layer of complexity while trying to limit business interruption.

Cyber 52

Cyber Business Interruption Policyholder Claim 52

Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. Let’s explore the pivotal questions to ask when choosing your business insurance coverage. By recognising these risks, you root your insurance decisions in the real needs of your business.

Business Insurance 52

Business Insurance Liability Insurance Liability Policy 52

Protect Commercial Insurance

DECEMBER 6, 2024

Introduction The world of commercial insurance is constantly evolving, adapting to meet the changing needs of businesses. As we inch closer to 2025, several trends are emerging that promise to reshape the landscape of business insurance. By the 20th century, the insurance industry began to reflect broader societal shifts.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Insured 52

Insurance Journal

MAY 15, 2025

British retailer Marks & Spencer said on Thursday food volumes flowing from its distribution centers to its stores were back to normal levels after product availability was hit by last month’s cyberattack. “In chilled areas of our stores, customers can …

Business Interruption 165

Business Interruption Cyber Insured Insurance 165

Jackson & Jackson

MAY 23, 2024

Discover practical strategies and money-saving tips for small business insurance in California. How to Save Money on Small Business Insurance in California Running a small business in California can be both exciting and challenging.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurance Insured 52

InsuredMine

OCTOBER 25, 2024

With only two months left in the year, we’re gearing up to kickstart 2025, and the insurance industry stands at a critical crossroads. This figure is more than just a number; it represents real people and businesses at risk of financial ruin. Traditional insurance models are struggling to keep pace with a rapidly evolving world.

Risk 59

Risk Insurance Industry Business Interruption Claim 59

Insurance Journal

OCTOBER 28, 2024

Delta Air Lines Inc. sued cybersecurity firm CrowdStrike Holdings Inc. over the chaos caused this summer by a “catastrophic” software update that disabled millions of computers worldwide and grounded much of the airline’s passenger fleet. The update crippled Delta’s operations …

Business Interruption 147

Business Interruption Cyber Claim 147

Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurance 52

Prof. Allan Manning

MARCH 5, 2024

I read this morning that the NSW Fire and Rescue have today reported that there have been 45 fires directly related to lithium batteries since the beginning of the 2024 year. Sadly also two people have lost their lives in the fires and possibly a third yet to be confirmed.

Risk 130

Risk Business Interruption Casualty Insurance Property Insurance 130

Distinguished

MAY 13, 2025

When it comes down to brass tacks, this is what insurance clients care about. They want to know that their hotel insurance will cover them when it matters most and that those coverages wont cost them a small fortune. So, you and your clients are probably asking, what do hotel insurance costs look like in 2025?

Broker 52

Broker General Liability Liability Insurance 52

Protect Commercial Insurance

MAY 30, 2024

Welcome to our comprehensive guide on essential business insurance. As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. Additionally, consider the specific risks your business may face based on its location and industry.

Cyber 52

Cyber Business Insurance Business Interruption Professional Liability Insurance 52