Distinguished

JUNE 30, 2025

Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. Foodborne illness: Despite stringent safety protocols, food poisoning incidents can happen.

Liability

Distinguished

FEBRUARY 24, 2025

Cyber attacks: Digital systems like payment terminals and booking systems are convenient, but they also open restaurants up to the possibility of expensive data breaches. Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims.

Liability

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Still have doubts?

Broker

Top Insurance Blogs

APRIL 19, 2025

From boutique hotels in Munich to family-owned restaurants in Berlin, Ive helped many of them protect their business and, by extension, their finances. If theres a common factor Ive noticed in all, its the […] The post Tailoring Business Insurance for the Hospitality Industry in Germany appeared first on My Top Insurance Blogs.

Business Insurance

Insurance Journal

JULY 30, 2024

Delta Air Lines has hired a law firm and will seek compensation from Microsoft and CrowdStrike over a global cyber outage earlier this month that disrupted flights around the world, CNBC reported on Monday. The Atlanta-based airline has been the …

Cyber

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

Insurance Broker

ProWriters

NOVEMBER 17, 2024

Experts estimated ransomware attacks were hitting businesses every 11 seconds in 2021. As a Cyber Insurance broker, you need to help your business clients understand the dangers ransomware poses, how to defend against them, and why Cyber Insurance is an indispensable part of any sound security strategy.

Cyber

ProWriters

JUNE 4, 2025

Cyber criminals stole and resold more than 900 digital tickets between June 2022 and July 2023. The theft of these high-profile, high-priced tickets highlights online ticketing platforms’ need for Cyber Liability Insurance. Even so, incidents like these highlight platforms need to have Cyber Insurance in place.

Cyber

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

As cyberattacks become increasingly prevalent worldwide, it’s crucial for business owners and commercial investors in Plano, TX, to consider cyber liability insurance. Protection From Financial Losses Dealing with business interruptions, disruptions, legal fees, and data breaches can quickly accumulate costs.

Commercial Property

ProWriters

MAY 28, 2024

Contractors in the construction industry are not immune to cyber attacks. Ransomware attacks, phishing scams, and other types of cyber attacks can result in data breaches and other incidents that cause financial loss, reputational harm, and legal consequences. Cyber Insurance for contractors is an essential safety net.

Cyber

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy

Mark Jackson Insurance Agency

DECEMBER 16, 2024

Evaluate Liability Coverage With legal risks always on the horizon, its important to confirm your liability coverage is adequate. This includes general liability, professional liability, and product liability insurance, depending on your industry.

Business Insurance

Protect Commercial Insurance

JUNE 27, 2024

Insurance policies such as property, liability, and professional indemnity can provide a crucial safety net, making it essential for businesses of all sizes. Every business that uses technology for storing confidential information, managing data, or even for processing payments is vulnerable to cyber-attacks.

Commercial Insurance

LexisNexis

AUGUST 27, 2024

Learn about the steps businesses should take to recover on the business interruption, including contract and indemnity claims, caused by this software failure. Cybersecurity Insurance Policies Review Checklist Discover key issues and risks that should be considered when reviewing a cybersecurity insurance policy.

Cyber

Insurance Journal

DECEMBER 3, 2024

An accused teenage hacker who was arrested last month in California is suspected of being a member of the notorious cybercrime group Scattered Spider, according to several people familiar with the matter. prosecutors charged Remington Ogletree on Oct. 30 …

Business Interruption

Protect Commercial Insurance

NOVEMBER 22, 2024

Some protect against property damage, while others focus more on liability issues. Policies can be customised to cater specifically to the nature and needs of your business. A tech startup, for instance, might prioritise cybersecurity insurance, whereas a café may need more coverage for property and liability.

Commercial Insurance

Protect Commercial Insurance

NOVEMBER 15, 2024

There are several types that cater to different aspects of a business: – Property Insurance : This covers physical assets like buildings, equipment, and inventory against damages. – Liability Insurance : Protects businesses against claims of negligence or harm caused by their products or services.

Commercial Insurance

Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? – Is there a high level of professional liability in your operations? By recognising these risks, you root your insurance decisions in the real needs of your business.

Business Insurance

Protect Commercial Insurance

DECEMBER 6, 2024

Consequently, insurers broadened their products to protect against everything from product liability and professional indemnity to an array of workers’ compensations. Cybersecurity Threats In our increasingly digital world, businesses face a barrage of cyber threats. To boot, developing a proactive approach is key.

Commercial Insurance

Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

Small Business Insurance

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises. Every property is unique, with different risks and potential exposures.

Property Insurance

Protect Commercial Insurance

MAY 30, 2024

As a business owner, it is crucial to protect your empire from various risks and threats that can potentially disrupt your operations and financial stability. In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more.

Cyber

Risk Management Monitor

OCTOBER 25, 2022

With high unemployment and higher costs, this also poses a risk to employment practices liability (EPL) insurers. Claims teams are seeing social inflation across most lines of business today, most prominently in bodily injury, wrongful death, EPL, and sexual abuse/molestation liability.

Risk

ProWriters

MAY 7, 2025

Cyber criminals know this, seeing vulnerable systems as easy targets. Thats why HIPAA cyber security isnt just a regulationits a necessity against ransomware, phishing scams, and data theft. A healthcare cyber attack can cripple operations, prevent patient care, and lead to massive financial and legal consequences.

Cyber