Insurance Journal

JULY 28, 2025

As data center construction booms across the United States, a pair of legal experts recently said the lack of commercial insurance products customized for data centers present potential pitfalls that could surface if operators aren’t paying close attention to policy …

Commercial Insurance

Paragon Independent Insurance Agencies

JULY 31, 2025

If you’re managing a large corporation or a small tech start-up in Plano, TX, disruption insurance is highly recommended. At Paragon Independent Insurance Agency, we specialize in helping our clients with business disruption insurance (also referred to as business interruption insurance) throughout Plano and beyond.

Business Interruption

Protect Commercial Insurance

APRIL 11, 2025

Introduction Hello UK business owners! Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence.

Commercial Property

Protect Commercial Insurance

JUNE 20, 2025

Introduction to Office Insurance Running a successful business goes beyond offering excellent products or services—protecting your business assets is equally crucial. Office insurance is designed to shield your business from unexpected events that could disrupt operations. What is Office Insurance?

Protection

Protect Commercial Insurance

MAY 9, 2025

From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. That’s where retail shop and salon insurance come into play. From unexpected accidents to natural disasters, there are numerous scenarios where your business could suffer a financial hit.

Liability Insurance

Insurance Journal

JUNE 24, 2025

Adaptive Insurance, a provider of parametric insurance solutions, has partnered with specialty insurer Tokio Marine HCC on GridProtect—an insurance product for short-term power outages. The flagship product from Adaptive, which says it is building an AI-driven platform to businesses create …

Marine

Simply Insurance

JUNE 14, 2025

Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! How Much Is A $100,000 Life Insurance Policy? How Does Landlord Insurance Work?

Insurance Quotes

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Heres what to consider from an insurance and risk management perspective when opening a new location. Workers Compensation Insurance to cover employee injuries on the job.

Workers Compensation

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. In summary, there is a real mixture of approaches in the Australian General Insurance market. I also touched on commercial liability coverage. ” [ emphasis mine] 1. . ” [ emphasis mine] 1.

Policy

ProWriters

JULY 16, 2025

When ransomware attacks hit government agencies or data breaches cost multinational corporations millions of dollars, people may wrongly conclude only large organizations need Cyber Liability Insurance. Cyber Insurance for small businesses is critically important, too. Register as a ProWriters broker today.

Cyber

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

Commercial Property

American Agents Alliance

MAY 26, 2025

Agents can differentiate themselves and add value to their services by helping policyholders proactively manage risk, not just insure it. Lowering risk through a proactive assessment and plan can reduce the possibility of losses, which benefits the policyholder as well as the insurer. Recommend loss control services when appropriate.

Agents

ProWriters

JULY 30, 2025

The Difference Cyber Insurance for Retail Can Make Strong retailer cyber security involves doing several things to mitigate and manage risk. Carrying robust Cyber Liability Insurance is also essential. The post Why Retail Cyber Security Must Include Cyber Insurance appeared first on ProWriters.

Cyber

Distinguished

JUNE 30, 2025

South Carolina’s thriving culinary scene offers brokers a golden opportunity — the state’s thousands of restaurants are creating a growing demand for comprehensive and affordable restaurant insurance. In this guide, we’ll dive into the benefits of Distinguished’s South Carolina restaurant insurance.

Liability

Distinguished

JUNE 30, 2025

South Carolina’s thriving culinary scene offers brokers a golden opportunity — the state’s thousands of restaurants are creating a growing demand for comprehensive and affordable restaurant insurance. In this guide, we’ll dive into the benefits of Distinguished’s South Carolina restaurant insurance.

Liability

Prof. Allan Manning

MARCH 4, 2025

We naturally hope that the cyclone changes course again and moves away from the coast but if the predications are correct and it will hit landfall in a very populus part of Australia, both organisations are set to provide the best possible response to those affected and their insurers and general insurance brokers.

Insurance Broker

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. What Does Distinguisheds Restaurant Insurance Cover?

Liability

Insurance Journal

APRIL 30, 2025

As factories, stores and hotels across Spain and Portugal gradually returned to normal on Tuesday after a huge blackout the day before, business associations and companies began counting the cost. Spain’s main business lobby CEOE estimated the outage would shave …

Business Interruption

Cowbell

MAY 29, 2025

Cyber Insurance: The Final Piece of the Puzzle Cyber resilience doesnt end with defense. A cyber insurance policy ensures your business has the support to recover quickly if the worst happenswhether through coverage for forensics, legal costs, business interruption, or ransomware negotiations.

Cyber

Distinguished

MAY 13, 2025

When it comes down to brass tacks, this is what insurance clients care about. They want to know that their hotel insurance will cover them when it matters most and that those coverages wont cost them a small fortune. So, you and your clients are probably asking, what do hotel insurance costs look like in 2025?

Broker

Top Insurance Blogs

APRIL 20, 2025

In the ever-growing e-commerce sector, securing appropriate insurance is vital for any online business in Germany to mitigate risks. As a licensed insurance agent with extensive experience, I understand the unique challenges faced by e-commerce entrepreneurs. Without this, having long-term success will only be a pipe dream.

License

Insurance Journal

JULY 7, 2025

A power outage in large parts of the Czech Republic, including Prague, trapped people in public transport and lifts and idled factories on Friday after a fallen high-voltage cable disrupted the network. The incident is likely to add to concerns …

Business Interruption

Insurance Journal

APRIL 29, 2025

It’s a worst case scenario that grid operators plan for but hope never to encounter. After one of the worst blackouts in Europe in more than a decade, electricity grid operators in Spain and Portugal are trying to get networks …

Business Interruption

Top Insurance Blogs

APRIL 19, 2025

As a licensed insurance agent in Germany with many years of experience, Ive worked with a wide range of hospitality clients. From boutique hotels in Munich to family-owned restaurants in Berlin, Ive helped many of them protect their business and, by extension, their finances.

Business Insurance

Prof. Allan Manning

FEBRUARY 3, 2025

This is the fourth post in a series that looks at the coverage afforded by various types of insurance products. Today we look at Landlords Insurance. Landlords’ insurance falls within the same category as home and contents and some residential strata. This to me is quite a fair approach by the insurers involved.

Policy

Insurance Journal

JULY 3, 2025

A fire that shut London’s Heathrow airport in March, stranding thousands of people, was caused by the UK power grid’s failure to maintain an electricity substation, an official report said on Wednesday, prompting the energy watchdog to open a probe.

Business Interruption

Insurance Journal

JUNE 20, 2025

billion rand ($361 million) in a South African court for 2022 flood damages that shuttered its plant near Durban, Business Day reported. Toyota Motors Corp. has brought a lawsuit for 6.5 The claim against Transnet SOC Ltd., the KwaZulu-Natal Department …

Damage

Insurance Journal

JULY 21, 2024

Insurers could face a raft of business interruption claims after a worldwide tech outage crippled industries from travel to finance on Friday, insurance industry experts said. A software update by global cybersecurity firm CrowdStrike appeared to have triggered systems problems …

Business Interruption

Property Insurance Coverage Law

SEPTEMBER 10, 2024

This is especially true when the policy calls for arbitration of a commercial dispute, where the costs of the arbitration panel can run into hundreds of thousands of dollars and discovery is conducted, with parties paying for arbitrators, … The post Appraising Facts Regarding Business Income Loss Much More Efficiently Than Litigating and Then (..)

Business Interruption

Property Insurance Coverage Law

SEPTEMBER 9, 2024

A question sometimes arises whether the “period of restoration” is a coverage question reserved for courts or an issue that an … The post Can an Appraisal Panel Determine the Period of Restoration for a Business Interruption Dispute? appeared first on Property Insurance Coverage Law Blog.

Business Interruption

Insurance Journal

NOVEMBER 19, 2024

The Philadelphia Eagles football organization wants to force its case for Covid-19 business interruption insurance against insurer Factory Mutual Insurance Co. into overtime, arguing that its situation is unlike any other that already has been decided. The Pennsylvania Supreme Court …

Business Interruption

Insurance Journal

OCTOBER 17, 2024

Two Philadelphia professional sports team have lost their appeals over denied business interruption insurance claims tied to the COVID-19 pandemic. District Judge Michael Baylson this week dismissed lawsuits by the Philadelphia 76ers basketball team and the Philadelphia Eagles football …

Business Interruption

Insurance Journal

JULY 14, 2024

By Ezra Amacher A Texas nonprofit health system who purchased a specialized commercial property insurance policy is not covered for business interruption losses caused by COVID-19, a 5th Circuit Court of Appeals panel ruled, relying on existing precedent that COVID-19 …

Business Interruption

Property Insurance Coverage Law

AUGUST 14, 2024

Fires, thefts, and other unexpected events can bring business to a halt, leading to significant revenue losses. That’s where business income insurance comes in. Business income insurance, also known as business interruption insurance, helps cover the loss of income … The post What Is Business Income Insurance?

Business Interruption

Insurance Journal

JANUARY 23, 2025

Descartes Underwriting has announced the launch of a parametric insurance product to protect utility-scale solar farms against tornado damage. According to a press release, the coverage uses satellite data and analytics to insure transition-sector investments against physical damage, business interruption …

Business Interruption

Insurance Journal

SEPTEMBER 24, 2024

Insurers have failed to win dismissal of a federal COVID-19 business interruption lawsuit against them by the luxury hotel chain Mandarin Oriental. Judge John P. Cronan of U.S District Court in New York found that endorsement language about coverage for …

Business Interruption

Elmore

AUGUST 22, 2024

The post CrowdStrike and contingent business interruption insurance appeared first on Elmore Insurance Brokers. Unlike fungible (interchangeable) digital assets, such as Bitcoin and Ethereum, NFTs are unique. That means they cannot be traded one for the other, as each NFT has its own unique independent value.

Business Interruption