Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate
Distinguished
JULY 7, 2025
Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? In other states, a wind deductible may apply to Tier 1 coastal locations. The BOP offers business income coverage on an actual loss sustained basis, which is not available in our Restaurant Package program.
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