Cowbell

JUNE 30, 2025

This new offering expands our portfolio to include four key management liability coverages: Private D&O, Employment Practices Liability (EPL), Crime, and Fiduciary Liability. Zurich Select Plus pairs Zurich’s financial strength and claims expertise with Cowbell’s technology-driven underwriting platform.

Cyber

Majesco

MARCH 27, 2025

Increased repair costs, a component of inflation, was cited by nearly half for both auto and homeowner insurance and is far higher than Gen Z and Millennials, likely reflecting the years of owning insurance and understanding the makeup of claims costs. However, only 38% of renters insurance customers believe they can influence their rates.

Auto Insurance

Distinguished

JULY 30, 2025

Distinguished’s partnership with Wright Flood adds another layer of protection to its Community Associations program, which includes Package, Directors & Officers , Crime, Umbrella and Cyber products. Wright Flood takes pride in user-friendly technology, exceptional claims reputation, and providing service clients deserve. Our

Broker-Agent

Prof. Allan Manning

JANUARY 29, 2025

This timeline may be disrupted as I am scheduled to go to Vanuatu to assist with earthquake claims next week. In a day or two I will address Strata and after than residential landlord policies, and finally private motor. Strata in particular can be complicated where there is a mixture of residential and commercial unit holders.

Policy

Distinguished

JUNE 30, 2025

Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. Liquor liability insurance: Essential for establishments serving alcohol, this coverage addresses claims related to damages or injuries caused by allegedly intoxicated patrons.

Liability

Distinguished

JUNE 30, 2025

Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. Liquor liability insurance: Essential for establishments serving alcohol, this coverage addresses claims related to damages or injuries caused by allegedly intoxicated patrons.

Liability

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. Crime insurance: Safeguards against theft, fraud, and vandalism.

Broker

Top Insurance Blogs

JUNE 5, 2025

From minor exaggerations in claims to organized crime rings staging accidents, fraud is a growing issue in the German car insurance market. Car insurance frauds have evolved in Germany.

Crime

Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Employee-related risks: Claims of wrongful termination, discrimination, or harassment can arise, particularly in high-turnover environments like restaurants.

Liability

Cowbell

JUNE 19, 2025

Common tactics include: Invoice Fraud : Sending fake invoices with altered bank details, claiming a vendor changed their payment account. Real-World Impact Financial Losses : The FBI’s 2023 Internet Crime Report noted $2.9 Fraudulent Payment Requests : Posing as a trusted party (e.g.,

Financial Loss

Cowbell

MARCH 30, 2025

Management Liability: Coming soon, well unveil a dedicated suite for D&O, EPL, Fiduciary, and Crime. These deployments supercharge data-driven underwriting, expedite claims management, and deliver real-time insights for brokers and policyholders worldwide.

Cyber

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Crimes like this dont just impact individuals.

Broker

Distinguished

JUNE 16, 2025

HOA insurance typically includes coverage for property damages, crime, and liability suits to common areas like: Rec rooms Pools Clubhouses Walkways Stairways Tennis courts Here’s a breakdown of the core coverages an HOA needs.  Beyond that, the amount of crime insurance required will be proportional to the size of the HOA’s assets.

Liability

Distinguished

APRIL 29, 2025

Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income. Crime insurance: Covers financial losses from theft or vandalism. Employee liability coverage: Protects against claims related to on-site staff.

Liability

Property Insurance Centre

MARCH 11, 2025

Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Whether you have an adverse claims history, a high value property or a large portfolio of properties, we can source suitable cover for you.

Risk

Property Insurance Centre

MARCH 21, 2025

Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs. However, with property prices on the rise and increasing claims related to climate events and fire risks, premiums are also going up.

Premium

LexisNexis

MAY 13, 2025

PLURIBUS NEWS , LEXISNEXIS STATE NET) Genetic Data Theft Bill Nears Passage in AL The Alabama Senates Judiciary Committee approved a bill ( HB 449 ), already passed by the House, that would make it a crime to transfer someones genetic material or genetic information to another party without the individuals consent. The measures sponsor, Rep.

Theft

LexisNexis

MARCH 4, 2025

The executive order falsely claims that millions of illegal immigrants were invited to the US by the prior administration even though most were paroled into the US under INA 212(d)(5) or sought to apply for asylum under INA.

Policy

LexisNexis

JUNE 17, 2025

Read now » Related Content Wiretap Litigation and Compliance Best Practices Check out this discussion on federal and state class action litigation involving wiretap claims, including valuable information about the elements of claims asserted, defenses and exceptions to liability, and compliance best practices.

Crime

Insurance Journal

AUGUST 27, 2024

Pavel Durov, the chief executive officer of Telegram, has been detained in France over claims that the messaging service failed to properly fight crime on the app, including the spread of child sexual abuse material. The 39-year-old Russian-born billionaire was …

Crime

Insurance Journal

MAY 22, 2025

A crime victim will need a deep bench when responding to a cyber incident. While the role of brokers, privacy counsel and forensic investigators is well understood, the contribution of insurance claim professionals cannot be overlooked. A victim may have …

Claim

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Cyber Insurance helps businesses cover the costs of cyber crime and get back on track.

Cyber

LexisNexis

DECEMBER 19, 2024

million to resolve claims by individuals who were unlawfully detained by the NYC Department of Correction between April 1, 1997 and December 21, 2012. The Citys prior practice was criticized because it discouraged immigrants from cooperating with law enforcement to solve crimes due to fear of being reported to ICE.

Crime

LexisNexis

AUGUST 27, 2024

815 (BIA 2024) (1) A conviction for an attempt to commit a crime may constitute a crime of child abuse, child neglect, or child abandonment under section 237(a)(2)(E)(i) of the Immigration and Nationality Act, 8 U.S.C. § § 1227(a)(2)(E)(i), for having committed a crime of child abuse. . § Matter of D.

Crime

ProWriters

JUNE 4, 2025

Its Claims and Incident Response teams jump in quickly, activating in-house forensic experts and leveraging direct ties to banks and law enforcement to freeze transactions before the money disappears. billion in reported losses , according to the FBIs Internet Crime Report. By 2024, they lowered their own claim frequency by another 7%.

Insurance Broker

LexisNexis

FEBRUARY 4, 2025

Do you need guidance on constructive discharge in federal employment litigation, including the standards an employee must meet to establish a constructive discharge claim and the employers potential defenses? Harassment Claim Prevention and Defense Learn how to prevent and defend against harassment issues, a subset of discrimination claims.

Claim

Frankenmuth Insurance

OCTOBER 3, 2024

At a basic level, never assume someone is who they claim, regardless of how they engage with you.” Cyberattacks are the fastest-growing crime in the United States, which is why businesses today benefit from cyber insurance. The Security Awareness Company recommends a zero-trust model. Get to know the platforms.

Cyber

Freeway Insurance

OCTOBER 26, 2023

Insurance companies take into account things like traffic, crime, frequency of accidents and even the weather. So if you live in a city with a lot of traffic or in an area with more crime, your insurance may cost more than if you live in a quieter, safer place. Why Will I Pay More for My Car Insurance If I Live in an Urban Environment?

Crime

LexisNexis

OCTOBER 31, 2024

In 2006, he pleaded guilty on advice of counsel to serious crimes and served over eleven years in federal prison as a result. Petitioner-Appellant Abderrahmane Farhane came to the United States almost thirty years ago, settling with his family in Brooklyn. He became a naturalized U.S. citizen in 2002. § 2255.

Crime

TGS

OCTOBER 25, 2024

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. Insurance companies take this aging process into account when assessing risk, and as your home’s structure and systems age, the likelihood of a claim increases.

Home Insurance

TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. Claims History Both your personal claims history and the history of claims in your area can impact your premium. This is because some dog breeds are statistically more likely to be involved in liability claims.

Premium

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Professional Liability Insurance: Also known as Errors and Omissions Insurance, this covers businesses against claims of negligence or harm resulting from professional services.

Commercial Insurance

TGS

NOVEMBER 27, 2024

Simply put, the safer your home, the lower the chance you’ll file a claim. Install a Security System Cost: $100–$300 for basic systems (plus optional monitoring fees) Impact: Security systems don’t just deter crime; they often come with built-in monitoring for fire or carbon monoxide. In return, they often reward you with discounts.

Premium

Risk Management Monitor

JANUARY 27, 2022

These could include improving your security and claims posture by addressing potential cybersecurity gaps, updating incident response plans, and identifying vendor partners to help improve security posture or respond to incidents.

Cyber

Cover4LetProperty

OCTOBER 1, 2024

Without this cover, if someone should make a claim against you for loss or injury, then if the case goes to court and your tenant is awarded compensation, you will need to find this money yourself. Properties in areas with higher crime rates or those prone to flooding may have higher premiums.

Insurance

Risk Management Monitor

DECEMBER 20, 2022

A chiropractor, for example, conducted illegal medical evaluations and billed these evaluations, claiming that he was approved as a medical legal evaluator. Through the analysis of historical claims data and insurance adjuster notes, some technologies can help professionals discover fraudulent claims faster.

Workers Comp

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. This could mean that if the property is insured for 50% of its correct rebuilding cost, the insurer only pays 50% of the claimed amount.

Building