Distinguished

FEBRUARY 24, 2025

Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Employee-related risks: Claims of wrongful termination, discrimination, or harassment can arise, particularly in high-turnover environments like restaurants.

Liability

Distinguished

MAY 13, 2025

Thats why they need broad and comprehensive insurance policies that can cover them, whether theres a fire in the kitchen or a slip at the pool. In 2022, Disney faced a $100,000 lawsuit after a woman claimed she suffered permanent injuries while using one of their pools. Crimes like this dont just impact individuals.

Broker

Distinguished

JUNE 16, 2025

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. What Does HOA Insurance Typically Cover? defamation or discrimination claims).

Liability

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

Insurance Broker

ProWriters

JUNE 4, 2025

How Coalition Helps Cyber Insurance Brokers Deliver More Than Just Coverage Coalition gives brokers tools that go beyond traditional coveragefrom real-time fraud recovery to active risk monitoring and smarter policy design: 1. billion in reported losses , according to the FBIs Internet Crime Report.

Insurance Broker

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building

Cover4LetProperty

OCTOBER 1, 2024

Note that tenant belongings are not covered under this policy—they will need their own tenants contents insurance for personal items. Landlord liability insurance Property owner’s liability comes as standard with all our landlord insurance policies.

Insurance

Distinguished

SEPTEMBER 10, 2024

Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites.  Materials : Certain materials like wood are more prone to fire or mold, making them more expensive to insure.

Risk

LexisNexis

OCTOBER 10, 2024

If the PEO’s insurance company is paying benefits, there is no need to join the servicing agent or special employer. If a PEO or employee leasing company claims to be self-insured, investigate that claim. effective 1-1-2013, prohibits PEOs and employee leasing companies from self-insurance. Labor Code section 3701.9,

Workers Compensation

Distinguished

JUNE 2, 2025

For Ohio landlords, these arent one-off anomalies theyre routine claims that happen across Cleveland, Columbus, and Cincinnati every year. Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance.

Liability