Simply Insurance

JUNE 17, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JULY 17, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JULY 18, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JULY 18, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 17, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 28, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 28, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 16, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 24, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 25, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 23, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 23, 2025

For example, if you have a $250,000 limit on your policy, that means the insurer will only pay out up to $250,000 in the event of a covered claim. If you have a $1,000 deductible, you will need to pay the first $1,000 of any covered claim yourself. The first step is to contact your insurance company and start the claims process.

Home Insurance

Simply Insurance

JUNE 18, 2025

On average, burial insurance premiums can range from $50 to $100 per month, depending on the coverage amount and the policyholders age and health. This allows policyholders to manage their budget effectively while ensuring continuous coverage. This feature adds a layer of financial flexibility for policyholders.

Life Insurance

Simply Insurance

JUNE 18, 2025

This cash value can be accessed through loans or withdrawals, offering a financial resource during the policyholders lifetime. Policyholders can rely on the predictability of traditional whole life insurance, knowing that their premiums will not increase and their coverage will not decrease. What Is Traditional Whole Life Insurance?

Life Insurance

Triple-I: Homeowners Insurance

JUNE 5, 2025

They can reap tax benefits through mortgage deductions. Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic. Owners can accrue equity to increase their chances of making a profit when they sell their home.

Protection

Simply Insurance

JUNE 20, 2025

Metlife Pet Insurance | Best Pet Insurance Company Overall Metlife Pet Insurance offers a balanced approach to pet health coverage, combining straightforward plan options with a strong reputation for timely claim payouts. This digital convenience appeals to Californians who want quick solutions without extensive paperwork.

Insurance Quotes

Simply Insurance

JUNE 19, 2025

Death Benefit The death benefit is the amount paid out to beneficiaries upon the policyholders death. Contestability Period The contestability period is a timeframe during which the insurer can review and potentially deny claims based on misrepresentations in the application. What Documents Does A Beneficiary Need To File A Claim?

Life Insurance

Insurance Journal

OCTOBER 15, 2024

Deductibles serve several purposes. They make insureds less likely to file smaller claims because either damage falls within the deductible, or is so close to it that the policyholder would rather not … They provide some premium relief for the insured.

Deductible

Insurance Journal

NOVEMBER 17, 2024

Deductibles serve several purposes. They make insureds less likely to file smaller claims because either damage falls within the deductible, or is so close to it that the policyholder would rather not … They provide some premium relief for the insured.

Deductible

The Property Insurance Law Observer

JULY 29, 2024

Actual cash value of the stolen or damaged property less the deductible; or 2. Amount necessary to repair or replace the property with other property of like kind and quality less the deductible. The insurer determined that the policyholder sustained a total loss to her hail-damaged vehicle.

Policyholder

Risk Management Monitor

SEPTEMBER 21, 2021

With the cost of insurance for businesses rising across many types of coverage, staying on top of trends in the claims portfolio is more important than ever. For this reason, many insurers and TPAs promise to conduct claims reviews with their business customers on a regular basis, but the rigor can vary greatly.

Claim

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

Insurance Claim

American Agents Alliance

FEBRUARY 7, 2025

This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation. Unforeseen litigation costs can drive up the costs of claims unexpectedly and policyholders may feel they were not advised of their coverage adequately.

Broker-Agent

TGS

OCTOBER 30, 2024

Imagine discovering after a claim that the policy won’t pay enough to replace your roof or cover water damage. Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. Haven’t filed a claim in years? Does the company handle claims efficiently?

Insurance Quotes

American Agents Alliance

MARCH 19, 2025

Data-driven decision making can help improve retention rates by helping agents understand policyholder behavior and make adjustments proactively, before customers shop for other options. How to Use Data Analytics to Keep Policyholders Engaged Retaining a policyholder long-term leads to recurring revenue and an ongoing referral source.

Agents

Scott Insurance

JANUARY 31, 2024

According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. Because of this delay, policyholders should not expect much relief due to cooling inflation until at least 2025.

Premium

Bankers Insurance

MAY 16, 2024

The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Homeowners can submit a claim if they are at fault for another party’s losses, such as bodily injuries and property damage. 3 or 5 years).

Home Insurance

Bankers Insurance

AUGUST 8, 2024

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. Under a coinsurance clause, a policyholder faces a penalty — usually a reduced payout — if their coverage limit is not at least equal to a predetermined percentage (e.g.,

Commercial Property

Protect Commercial Insurance

OCTOBER 4, 2024

As interest-backed assets offer higher returns, insurers might become more inclined to increase their pricing models to cover potential future claims. Underwriting involves evaluating risks and determining suitable premiums for policyholders. Therefore, higher interest rates can sometimes lead to more expensive insurance.

Property Insurance

Distinguished

NOVEMBER 7, 2024

Principal’s Default: A claim under a surety bond arises only upon the default of the principal. While both serve as risk management tools, their operational mechanisms, purposes, and the way claims are handled differ significantly. Importantly, if the surety pays out a claim, they will seek reimbursement from the principal.

Claim

Property Insurance Centre

SEPTEMBER 25, 2024

Define the maximum amount that you are willing to spend additional in the case of a claim. Many people make common mistakes when dealing with building insurance, which can result in inadequate coverage or denied claims. Providing an inaccurate estimate may result in inadequate coverage in the event of a claim.

Building

Majesco

APRIL 11, 2024

There is inflation and its pressure on claims costs, whether it’s medical or it is physical damage to homes and businesses. If we don’t get down to addressing the loss ratio — underwriting, pricing, risk selection, and claims management — for many carriers, even if they cut costs by 100%, they’re still not going to be profitable.

Commercial Property

Constant Contact

JANUARY 28, 2021

Under what circumstances should I file an auto insurance claim? Tailor these posts based on the types of insurance you provide and the specific policyholders who might find certain guests compelling. This infographic from the Doeren Mayhew Insurance Group demonstrates the power of visuals for blogs.

Insurance

Cover4LetProperty

OCTOBER 10, 2022

As with any security deposit, it needs to be returned – less any deductions that are agreed upon – to the tenant when the tenancy ends. The broker’s job is to bring that – and other elements like it – to the attention of a potential policyholder to provide them with informed choices.

Insurance

Cowbell

MARCH 27, 2025

In response, Cowbell introduced its Managed Detection and Response (MDR) endorsement, intended to reward policyholders who are taking a proactive approach by making investments in fortifying their infrastructure and implementing Cowbell MDR to enhance their security posture. Why does this matter?

Cyber