Simply Insurance

JULY 6, 2025

Best like the JD Power of the insurance industry, they have been around for over 117 years. They rate companies based mainly on their financial strength, which can be an indicator or claims-paying ability. Claims Paying Ability " in plain English " : A Life Insurance Companys ability to pay out on a policy.

Life Insurance

Simply Insurance

JUNE 7, 2025

Best like the JD Power of the insurance industry, they have been around for over 117 years. They rate companies based mainly on their financial strength, which can be an indicator or claims-paying ability. Claims Paying Ability "in plain English" : A Life Insurance Companys ability to pay out on a policy.

Life Insurance

Simply Insurance

JUNE 18, 2025

This clause is designed to protect insurers from immediate claims and ensure the policyholders long-term commitment to the policy. Contestability Period The contestability period is a timeframe, usually two years, during which the insurer can review and potentially deny a claim if there are discrepancies in the application.

Life Insurance

Simply Insurance

JUNE 7, 2025

Best like the JD Power of the insurance industry, they have been around for over 117 years. They rate companies based mainly on their financial strength, which can be an indicator or claims-paying ability. Claims Paying Ability "in plain English" : A Life Insurance Companys ability to pay out on a policy.

Life Insurance

Simply Insurance

JUNE 15, 2025

Want to know how long after death do you have to collect life insurance and how the claims payout process works? And the truth is that: Insurance companies have their own rules for paying out death benefits and understanding them can help you prepare when filing a claim. GET A LIFE INSURANCE QUOTE!

Life Insurance

Simply Insurance

JUNE 19, 2025

Contestability Period The contestability period is a timeframe during which the insurer can review and potentially deny claims based on misrepresentations in the application. Accidental Death No exam life insurance policies often include coverage for accidental death, providing an additional layer of protection for unexpected events.

Life Insurance

LexisNexis

APRIL 1, 2025

Indemnity and Other Risk Allocation Mechanisms in Commercial Leases Examine common considerations concerning the use of indemnity provisions in a lease as a method to allocate among the parties the risk of claims for injury or damage to third parties related to the leased premises and adjacent areas.

Commercial General Liability

LexisNexis

JANUARY 28, 2025

Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor. Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault.

Commercial General Liability

LexisNexis

JANUARY 28, 2025

Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor. Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault.

Commercial General Liability

Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. In the first quarter of 2024 alone, global natural disasters were estimated to have cost $17 billion in insured losses.

Workers Compensation

LexisNexis

FEBRUARY 18, 2025

Read now » Related Content Parametric Insurance: Addressing the Gaps in Traditional Coverage Learn about the origins of parametric insurance, the operation of claims payment and trigger events, details about the coverage both in the United States and around the world, and the benefits and challenges of parametric insurance.

Commercial General Liability

LexisNexis

FEBRUARY 4, 2025

Learn about issues that can arise for insureds and insurers when insurance policies of various durations are called upon to answer for claims and when multiple insurance policies may also apply. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Policy

Bankers Insurance

SEPTEMBER 12, 2023

Subrogation is more than just a fancy insurance term – it’s a right held by your insurance carrier under your policy that allows them to seek reimbursement from the party found responsible for the accident after they’ve paid a claim for a covered cause of loss. WHAT IS A WAIVER OF SUBROGATION?

Insurance Carrier

Property Insurance Centre

JANUARY 4, 2024

This ensures that insured properties are adequately valued and properly insured, reducing the risk of financial loss in the event of a claim. Labour Costs and Insurance Premiums Labour costs are another significant factor affected by inflation.

Property Insurance

Hunton Andrews Kurth

JULY 16, 2021

However, contamination events and ensuing recalls can lead to a variety of other claims that implicate a number of other coverages, including liability coverage for claims against officers and directors addressing the company’s internal contamination risk and safety policies and procedures.

General Liability