AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. After all, fewer claims mean fewer red flags on your insurance history—right? Especially in ERA states , choosing not to report those small claims could end up costing far more in the long run. So, a $10,000 medical-only claim? Not always.

Claim

Protect Commercial Insurance

JUNE 20, 2025

Introduction to Office Insurance Running a successful business goes beyond offering excellent products or services—protecting your business assets is equally crucial. In the UK, office insurance provides peace of mind by protecting everything from furniture to essential equipment, making it a must-have for business owners.

Protection

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. When injuries occurred, the only recourse available to the worker was to sue their employer for negligence. Thus, the Grand Bargain was born.

Workers Comp

AMAXX

JULY 22, 2025

But buried in those pages are opportunities— opportunities to catch costly errors, curb overcharges, and prevent claim bloat. Let’s go behind the scenes to understand how it works—and how employers can better partner with their TPA or network to protect their bottom line. That’s where expert review comes in.

Workers Comp

Triple-I: Homeowners Insurance

JUNE 3, 2025

Injuries on vacant property can lead to significant financial losses. While these policies tend to be more expensive than standard homeowners insurance, they provide critical protection. Vacant home policies often still include protection for sudden and accidental events, such as a pipe bursting due to freezing temperatures.

Theft

American Agents Alliance

JUNE 12, 2025

Read on to learn more about how to avoid coverage gaps that can lead to E&O claims while helping ensure policyholders are protected. How to Avoid Coverage Gaps That Can Lead to E&O Claims When meeting with new clients or existing policyholders at renewal time, be proactive and ask about new risks, exposures, and opportunities.

Claim

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. What Kinds of Claims Get Made in Apartment Buildings As a team, weve seen all kinds of claims related to apartment buildings.

Building

AMAXX

JULY 17, 2025

When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. means fewer-than-expected claims and lower premiums. High-risk jobs have higher rates because they’re more likely to result in injuries. What Is the Experience Mod? A mod of 1.00

Workers Comp

Protect Commercial Insurance

JULY 18, 2025

One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. And finally, there must be damages – a real injury or financial loss. The good news is that protecting yourself is often about putting a few solid habits in place. But what does negligence actually mean?

Liability

AMAXX

MARCH 10, 2025

Proper layoff planning isn’t just about handling employment transitions; it’s crucial for controlling claims costs and ensuring that resources are available to support genuinely injured workers. Enhance Claims Handling Capacity Prepare for an uptick in claims by adding staff who can handle the additional workload effectively.

Workers Comp

Shield Insurance Agency

JUNE 19, 2025

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims. Peace of Mind Knowing your business is protected against various risks reduces stress for business owners, allowing you to focus on growth and operations.

Business Insurance

AMAXX

MAY 27, 2025

If you’re serious about lowering premiums, reducing claim durations, and improving outcomes for injured workers, start by identifying and correcting these ten common pitfalls. Employers must take ownership of claims management, set expectations, and actively coordinate their team. Silence breeds mistrust and prolongs recovery.

Workers Comp

AMAXX

MARCH 10, 2025

In the first part of our series, we emphasized the importance of thoughtful layoff planning to mitigate the risk of increased workers’ compensation claims following a workforce reduction or facility closure. Accurate documentation provides critical evidence in validating claims and defending against those that may be unrelated to work.

Workers Comp

McMahon Insurance Agency

JULY 15, 2025

Key Takeaways Personal insurance protects your health, home, vehicle, and financial stability from unexpected events, injuries, or legal claims. Health […]

Injury

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. This type of insurance is especially valuable for restaurants looking to simplify their coverage without sacrificing protection.

Policy

AMAXX

JUNE 24, 2025

Not a legal maneuver, not a claims system overhaul—just a sincere, timely, personal note from a supervisor or team member that tells the injured employee: We see you. And it could help you prevent more claims from ever reaching a courtroom. Fear their claim was denied (or ignored). Within 48–72 hours of the injury.

Workers Comp

Protect Commercial Insurance

MAY 9, 2025

Protecting Your Business from Financial Losses Imagine a scenario: it’s a typical busy Friday afternoon, your shop is bustling with customers, and suddenly, an unexpected incident occurs. Insurance helps protect those investments from potential losses due to theft, fire, or other damages.

Liability Insurance

AMAXX

JULY 30, 2025

With a 4% profit margin, your company needs to generate $293,750 in revenue just to make up for that one claim. Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. That means your workers’ comp program is not just a safety measure—it’s a profit protection tool.

Workers Comp

Triple-I: Workers Compensation

MAY 20, 2025

Workers compensation is a product where compassion and analytics work hand-in-hand protecting and caring for employees, while also leveraging data to make the entire system more effective and sustainable, Ryan said. Claim Trends: Lost-time claim frequency declined by 5 points in 2024, which is a faster pace than the long-term average of -3.6

Workers Comp

Mark Jackson Insurance Agency

JUNE 16, 2025

Choosing the Wrong Deductible It’s tempting to choose a higher deductible to lower your premium, but that can backfire in the event of a claim. How to avoid it: Select a deductible that balances affordability with financial protection. We can help explore different options to find the right fit.

Commercial Insurance

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

Workers Compensation

New Jersey Workers' Comp

FEBRUARY 4, 2025

This new reporting requirement gives CMS access to every single workers compensation claim if it involves a Medicare beneficiary. Once the funds are properly exhausted, Medicare will resume coverage for injury-related medical care. CMS will then instruct the claimant on how to properly exhaust the MSA. See, Section 4.2.

Workers Compensation

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. But beneath the surface lies an intricate, interconnected web of stakeholders, each playing a unique role in managing the outcome of the claim. They may handle claims in-house or hire a third-party administrator (TPA).

Workers Comp

AMAXX

JULY 8, 2025

A clear, accurate job description isn’t just a recruiting aid—it’s a secret weapon for safer hiring, lower workers’ compensation costs, and legal protection against costly discrimination claims. A surge in first-year injuries—accounting for 35% of all workplace injuries. Avoid paying for injuries unrelated to the job.

Workers Comp

AMAXX

JULY 10, 2025

The New Hire Injury Spike: By the Numbers Multiple studies back up what many employers already suspect: 35% of all workplace injuries happen in the first year. New hires in the first month are at 4–6 times greater risk of injury than longer-term employees. 44% of construction injuries hit first-year workers.

Injury

Distinguished

JUNE 2, 2025

For Ohio landlords, these aren’t one-off anomalies — they’re routine claims that happen across Cleveland, Columbus, and Cincinnati every year. Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance.

Liability

AMAXX

FEBRUARY 11, 2025

On occasion, work injuries arise for employees traveling in motor vehicles. As a general rule, workers compensation insurance is the primary insurance, which requires the claim team to investigate and make determinations regarding compensability and subrogation rights.

Workers Compensation

AMAXX

MARCH 11, 2025

Effectively managing workers compensation requires careful oversight and proactive measures to identify and prevent fraudulent or exaggerated claims. Surveillance serves as a powerful tool in validating claims, protecting your organizations financial health, and ensuring resources are dedicated to genuinely injured employees.

Workers Comp

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

So, how do you determine which commercial insurance products will best protect your business? It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Contact us today to ensure your business is fully protected for the road ahead.

Commercial Insurance

AMAXX

JUNE 16, 2025

While many organizations default to a traditional, top-down RTW approach, there’s growing evidence that collaborative RTW programs outperform traditional models in both claim outcomes and employee satisfaction. Case managers and claims adjusters coordinate efforts with full visibility. A high mod increases your insurance premiums.

Workers Comp

Distinguished

APRIL 23, 2025

In January 2025, the EPA released an interim registration review decision for ethylene oxide pesticide risk reduction requirements to protect workers who use ethylene oxide for sterilization purposes and to protect people who work, live, and go to school near sterilization facilities. What Does This Mean?

Liability

Simply Insurance

JUNE 11, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. If your home becomes uninhabitable, your income loss protection will come into action, reimbursing the rent that your tenant was supposed to pay.

Insurance Quotes

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. If your home becomes uninhabitable, your income loss protection will come into action, reimbursing the rent that your tenant was supposed to pay.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. If your home becomes uninhabitable, your income loss protection will come into action, reimbursing the rent that your tenant was supposed to pay.

Insurance Quotes

Majesco

JUNE 26, 2025

As a dear InsurTech Influencer, Lisa Wardlow shared with me…insurance operating models were not actually designed, they were inherited, patched, and protected by tradition and habit. It means redefining the business and breaking away from outdated business assumptions that are no longer relevant.

Agents

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. If your home becomes uninhabitable, your income loss protection will come into action, reimbursing the rent that your tenant was supposed to pay.

Insurance Quotes

Simply Insurance

JUNE 9, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. With a Landlord Insurance policy you can protect your rental property from several losses. Click on your state to find out more.

Insurance Quotes