AMAXX

MAY 22, 2025

In the high-stakes world of workers compensation, the moments following a workplace injury can define the entire outcome of a claim. Specifically, how a supervisor or employer responds to the injured worker at the moment of injury sets the tone for everything that follows. days out of work.

Injury

AMAXX

APRIL 23, 2025

Efficient management of workers’ compensation claims significantly impacts both employee recovery outcomes and organizational costs. What are Injury Duration Guidelines? What are Injury Duration Guidelines?

Injury

AMAXX

FEBRUARY 24, 2025

However, there are times when the NCM doesn’t serve a specific purpose and is assigned to the claim to get it moving. The injury coordinator can evaluate these aspects of both telephonic case management and field-based case management by first emailing the adjuster and stating the above. For all hospitalizations.

Workers Compensation

Mark Jackson Insurance Agency

APRIL 21, 2025

Crutches leaning against a wall by Anna Shvets Workplace injuries affect more than just your team. For business owners, preventing injuries is key to protecting employees, maintaining productivity, and minimizing workers compensation claims. Training is another effective tool for injury prevention.

Workers Compensation

AMAXX

FEBRUARY 24, 2025

Evidence-Based Medicine (EBM) plays a critical role in workers compensation, guiding both medical professionals and non-medical stakeholders in making informed decisions about injury treatment, recovery time, and return-to-work strategies.

Workers Compensation

AMAXX

JUNE 30, 2025

In workers’ compensation and safety management , these silos are all too common—and costly. By building an integrated team approach, organizations can manage injuries more efficiently, reduce costs, and keep employees safer and healthier. Each of these teams touches the same injury event but often operates in its own bubble.

Injury

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Beyond four weeks , claim costs jumped 31%. What Is Lag Time?

Claim

AMAXX

JULY 21, 2025

In workers’ compensation, some of the most expensive decisions happen in the first few minutes after an injury. These early choices can set the tone for the entire life of a claim—driving up medical costs, lost time, and even litigation. What Is Injury Triage? Over-treatment, unnecessary claims, and inflated costs.

Injury

AMAXX

APRIL 28, 2025

In workers’ compensation programs, the conversation often revolves around costs, compliance, and claims management systems. Empathy isnt just a nice to have in workers comp management it’s a proven strategy for reducing claim costs, preventing litigation, and helping injured employees return to work faster.

Workers Compensation

AMAXX

JANUARY 20, 2025

Why EBM Matters in Workers’ Compensation Improved Medical Outcomes EBM enables healthcare providers to tailor treatment plans to the specific needs of injured workers, ensuring that interventions are both effective and necessary. By adhering to these recommendations, costs are reduced without compromising care quality.

Workers Compensation

LexisNexis

FEBRUARY 5, 2025

By Christopher Mahon, LexisNexis Legal Insights Contributing Author A September 2024 study from the Workers Compensation Research Institute indicates that workers represented by an attorney in workers compensation claims receive substantially more payments than workers who are not represented by an attorney.

Workers Compensation

AMAXX

JULY 22, 2025

In workers’ comp, hospital and provider bills come loaded with acronyms, codes, and charges that can seem impenetrable. But buried in those pages are opportunities— opportunities to catch costly errors, curb overcharges, and prevent claim bloat. That’s where expert review comes in. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp

AMAXX

FEBRUARY 10, 2025

Supervisors in the workplace, much like a championship teams defense, play a pivotal role in injury management. Their response in the first moments after an injury determines whether the process leads to a smooth recovery or spirals into an expensive, drawn-out claim. Research by Scott W.

Injury

AMAXX

MARCH 18, 2025

When a workplace injury occurs, selecting the right physician is a critical factor in ensuring a smooth recovery and return to work. These errors can have significant consequences, including prolonged recovery times, increased claims costs, and a greater likelihood of litigation. The only available provider was 70 miles away.

Workers Comp

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Railroad workers, miners, & factory employees were routinely exposed to serious hazards on the job. Thus, the Grand Bargain was born.

Workers Comp

AMAXX

JULY 17, 2025

When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance. A mod of 1.00 A mod below 1.00

Workers Comp

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. After all, fewer claims mean fewer red flags on your insurance history—right? Especially in ERA states , choosing not to report those small claims could end up costing far more in the long run. So, a $10,000 medical-only claim?

Claim

AMAXX

JANUARY 27, 2025

Revamping a workers compensation (WC) program can transform how companies manage costs and care for injured employees. Below, we explore common errors and provide actionable steps to begin reforming a workers’ comp program. Legacy claims that linger unresolved. What is the status of open or legacy claims?

Workers Comp

AMAXX

JULY 15, 2025

When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? Your experience mod is essentially your company’s credit score for workers’ comp. One $150,000 claim: Only $17,000 counts as primary losses.

Workers Comp

AMAXX

MAY 6, 2025

But whats often missed is that onboarding is one of the most critical safety tools in a companys injury prevention strategy. Injury rates dont spike after years on the jobthey surge within the first few days and weeks of employment. For instance: 52% of restaurant industry claims happen in the first 12 months.

Injury

AMAXX

MAY 6, 2025

But when it comes to the workers compensation system, a rushed or poorly evaluated hire can be far more costly than leaving a role vacant for a few extra weeks. In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury.

Workers Comp

AMAXX

MARCH 10, 2025

Proper layoff planning isn’t just about handling employment transitions; it’s crucial for controlling claims costs and ensuring that resources are available to support genuinely injured workers. Timely processing prevents claims from becoming unnecessarily expensive and ensures each case receives the attention it deserves.

Workers Comp

AMAXX

FEBRUARY 17, 2025

A lack of clear communication often leads to confusion, frustration, and even litigation , increasing costs for both the employer and the injured worker. However, implementing strong communication strategies can significantly improve claim outcomes and reduce unnecessary legal battles. “Am I going to lose my job?”

Workers Comp

Triple-I: Workers Compensation

MAY 20, 2025

William Nibbelin, Senior Research Actuary, Triple-I Economic uncertainty, industry-specific trends, and evolving risks were the focus of the NCCI Annual Insights Symposium (AIS) 2025 a key event for the workers compensation industry. Key Findings Premium: Workers compensation net written premium decreased by 3.2

Workers Comp

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. The real reason many workers comp claims go off the rails? And guess what?

Workers Comp

AMAXX

FEBRUARY 4, 2025

These assignments help businesses manage claims costs, reduce lost workdays, and maintain workforce productivity. Return to Original Position Upon Full Recovery Once the employee reaches maximum medical improvement (MMI) , they return to their pre-injury job. This is often categorized as voluntary withdrawal from the workforce.

Workers Comp

AMAXX

JUNE 17, 2025

When it comes to managing workers’ compensation claims, many employers focus on lagging indicators—things like claim count, indemnity costs, and days lost. And more importantly, it predicts future claims costs, experience modification factors (mods), and employee outcomes better than almost any other metric.

Workers Comp

AMAXX

MAY 13, 2025

Yet many employers still fly blindunsure where to focus, overwhelmed by options, and frustrated by rising claim costs and stagnant outcomes. With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time.

Workers Comp

AMAXX

AUGUST 1, 2025

A common (and frustrating) obstacle in workers’ compensation management is this scenario: An employee is injured. Meanwhile, the costs pile up: lost wages, replacement labor, lost productivity, higher claims reserves, and a stalled recovery. Action: C ompare the projected recovery time to injury duration guidelines.

Workers Comp

AMAXX

JUNE 24, 2025

Sometimes, the smallest gestures make the biggest difference—especially in workers’ compensation. Not a legal maneuver, not a claims system overhaul—just a sincere, timely, personal note from a supervisor or team member that tells the injured employee: We see you. Fear their claim was denied (or ignored). Yes, a card.

Workers Comp

AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. In reality, workers comp costs are one of the most controllable expenses in your organization. Avoid It : Treat workers comp like a strategic initiative.

Workers Comp

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. OSHA Compliance as a Cost-Saving Strategy Workplace injuries are expensive.

Workers Comp

AMAXX

APRIL 30, 2025

Managing workers compensation can feel like playing whack-a-mole. One day its a delayed report, the next its an escalating claim or a frustrated injured worker. Thats not a dream its a reality for organizations that implement clear, consistent communication systems within their workers comp process.

Workers Comp

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. Drivers of Human Behavior in Workers Compensation The science of human behavior has been studied extensively, and one of the most insightful works on the subject is Drive by Daniel Pink.

Workers Comp

AMAXX

MARCH 10, 2025

In the first part of our series, we emphasized the importance of thoughtful layoff planning to mitigate the risk of increased workers’ compensation claims following a workforce reduction or facility closure. This reduces the potential for prolonged indemnity claims continuing after layoffs.

Workers Comp

AMAXX

JUNE 5, 2025

But heres the truth: Effective injury response isnt just an HR task its a company-wide culture shift. Organizations that treat injury response as a team effort see better outcomes: faster recovery times, lower claim costs, fewer disputes, and higher employee satisfaction. Those that isolate it to a single department?

Injury