AMAXX

MAY 6, 2025

Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process. This also ensures compliance and reduces liability for wrongful injury claims. Theyre moving fast, skipping steps, and taking on avoidable risk. But what if hiring was treated like risk management?

Workers Comp

AMAXX

JUNE 3, 2025

While much attention is given to claims handling, medical coordination, and return-to-work strategies, the foundation of a successful claim is built long before the incident takes place. That emotional state is one of the top reasons claims escalate, litigation occurs, and costs rise. They dont need to wonder, Am I on my own?

Injury

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. Many employers wonder: “Why report a $1,000 medical bill to the insurance carrier if we can just pay it ourselves and keep our experience mod low?” After all, fewer claims mean fewer red flags on your insurance history—right? Not always.

Claim

AMAXX

FEBRUARY 24, 2025

However, there are times when the NCM doesn’t serve a specific purpose and is assigned to the claim to get it moving. Ask your third-party administrator or adjuster to work with you to determine when nurses are needed to resolve claims quickly and ensure good-quality medical care for employees. All state laws vary.

Workers Compensation

AMAXX

MARCH 10, 2025

Proper layoff planning isn’t just about handling employment transitions; it’s crucial for controlling claims costs and ensuring that resources are available to support genuinely injured workers. Enhance Claims Handling Capacity Prepare for an uptick in claims by adding staff who can handle the additional workload effectively.

Workers Comp

AMAXX

JANUARY 21, 2025

By setting clear expectations, these guidelines help manage claims efficiently, promote recovery, and ensure equitable treatment for injured workers. Injury Duration Guidelines provide a standardized approach to assessing claims, reducing the variability that can arise from subjective decision-making.

Workers Comp

AMAXX

APRIL 23, 2025

Efficient management of workers’ compensation claims significantly impacts both employee recovery outcomes and organizational costs. Intervention Identification: Recognize when additional claims management or medical interventions are necessary.

Injury

Distinguished

MARCH 20, 2025

These resources are invaluable for both property owners and insurance brokers when assessing risk. How do pending or unresolved housing violations affect a property owners ability to obtain insurance? Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations.

Broker

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. The real reason many workers comp claims go off the rails? And guess what?

Workers Comp

Top Insurance Blogs

JULY 4, 2025

As fire-related claims continue to pose a serious threat to commercial operations in Australia, insurance experts are urging businesses to elevate their fire prevention strategies.

Risk

AMAXX

FEBRUARY 17, 2025

However, implementing strong communication strategies can significantly improve claim outcomes and reduce unnecessary legal battles. The 2014 Predictors of Worker Outcomes Study surveyed 4,800 injured workers across 12 states and found that fear of being fired was a major predictor of poor claim outcomes.

Workers Comp

AMAXX

JULY 22, 2025

But buried in those pages are opportunities— opportunities to catch costly errors, curb overcharges, and prevent claim bloat. By catching errors and inappropriate charges before payment is made, employers can prevent claim inflation, reduce litigation risks, and stay compliant with fee schedules and state regulations.

Workers Comp

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Small companies especially found themselves at risk of being put out of operation entirely after just one major injury claim.

Workers Comp

AMAXX

MARCH 10, 2025

In the first part of our series, we emphasized the importance of thoughtful layoff planning to mitigate the risk of increased workers’ compensation claims following a workforce reduction or facility closure. Be meticulous in updating personnel files, health insurance documentation, and records of sick leave.

Workers Comp

AMAXX

MAY 27, 2025

If you’re serious about lowering premiums, reducing claim durations, and improving outcomes for injured workers, start by identifying and correcting these ten common pitfalls. The carrier, the TPA, the broker, the doctorstheyre all supposed to handle it, right? Everyone in the system ultimately works for the employer.

Workers Comp

AMAXX

APRIL 23, 2025

Understanding EBM helps stakeholdersfrom medical professionals to claims managersmake informed decisions grounded in high-quality research and best practices. Its crucial for stakeholders, particularly medical professionals and claims managers, to understand and comply with state-specific guideline requirements. All state laws vary.

Workers Compensation

AMAXX

MAY 22, 2025

In the high-stakes world of workers compensation, the moments following a workplace injury can define the entire outcome of a claim. Claims cost, duration, employee trust, litigation riskit all hinges on whats said (or not said) in those first few minutes. The average claim duration also plummeted: Negative response: 33.5

Injury

AMAXX

JUNE 17, 2025

When it comes to managing workers’ compensation claims, many employers focus on lagging indicators—things like claim count, indemnity costs, and days lost. And more importantly, it predicts future claims costs, experience modification factors (mods), and employee outcomes better than almost any other metric.

Workers Comp

R&R Insurance

FEBRUARY 20, 2025

Involve the insurance carrier and insurance broker to create an annual service plan addressing: Training (employees / supervisors & foremen / safety director) Jobsite inspections (Are we following our policies and documenting all inspections and corrective action?)

Workers Compensation

Protect Commercial Insurance

JUNE 6, 2025

By customising your insurance, you ensure that you’re not overpaying for unnecessary coverage, nor are you left vulnerable by under-insuring your assets. This is where insurance brokers come in handy. – Claim History : If your business has had past insurance claims, this could impact future premiums.

Commercial Property

AMAXX

MAY 13, 2025

Yet many employers still fly blindunsure where to focus, overwhelmed by options, and frustrated by rising claim costs and stagnant outcomes. If your workforce doubles but your cost per FTE stays the sameor goes downyoure likely managing claims effectively. Its one of the most predictive metrics of claim severity.

Workers Comp

Distinguished

MARCH 6, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. What role can insurance brokers play in managing these challenges for their clients? Have any legal precedents shaped the relationship between housing violations and insurance coverage?

Building

Protect Commercial Insurance

MAY 9, 2025

Without the right insurance, the costs associated with incidents like these can quickly escalate. Here are some ways insurance protects your business: – Coverage for Damages : Whether it’s damage to property or compensation for injury claims, insurance can cover these costs, ensuring your cash flow isn’t disrupted.

Liability Insurance

AMAXX

FEBRUARY 18, 2025

Consult with Experts : If you’re unsure about your business’s correct classification, it’s wise to consult with a workers’ compensation expert or your insurance broker. You should consult with your insurance broker, attorney, or qualified professional. All state laws vary.

Workers Compensation

AMAXX

JUNE 24, 2025

Not a legal maneuver, not a claims system overhaul—just a sincere, timely, personal note from a supervisor or team member that tells the injured employee: We see you. And it could help you prevent more claims from ever reaching a courtroom. Fear their claim was denied (or ignored). And we want you back. Fear no one cares.

Workers Comp

AMAXX

JANUARY 27, 2025

Legacy claims that linger unresolved. Use diagnostic questions to analyze your current WC program: Are claims reported within 24 hours? What is the status of open or legacy claims? Implement a culture of immediate claim reporting: Ensure claims are reported within 24 hours. Lack of supervisor training.

Workers Comp

AMAXX

JULY 17, 2025

When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance. A mod of 1.00 A mod below 1.00 A mod above 1.00

Workers Comp

ProWriters

MAY 20, 2025

On the other hand, its becoming a powerful tool for insurers, helping to assess risk, detect fraud, and streamline claims. So, where does this leave Cyber Insurance brokers? More scrutiny on claims, as regulators push for clearer definitions of cyber risk coverage. Somewhere between opportunity and uncertainty.

Cyber

AMAXX

MAY 6, 2025

Click Link to Access Free PDF Download “4-Step Sequence For Effective Employee Screening, Hiring, & Placement” That figure includes: Lost productivity Increased supervision time Wasted recruiting and onboarding costs Reputational damage And, crucially, increased risk of injury and workers comp claims The U.S.

Workers Comp

AMAXX

JULY 15, 2025

It’s a measure of risk—the insurer’s way of predicting your future claims based on your past history. Frequency Packs a Bigger Punch for Small Employers Here’s why frequent small claims can sting: Imagine a company has: Ten $15,000 claims: Each claim counts fully as primary losses because they’re under the $17,000 split point.

Workers Comp

Distinguished

MARCH 19, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. What role can insurance brokers play in managing these challenges for their clients? Insurance brokers are key in bridging the gap between property maintenance and insurance coverage.

Building

Zywave

MARCH 19, 2025

The easy shopping experience of multiple online retail platforms is pushing an open insurance movement is driven personalized insurance options with more touchpoints. APIs facilitate instant updates and communication, such as sending policy updates or claim status notifications, enhancing transparency and trust.

Insurance Industry

AMAXX

MARCH 18, 2025

These errors can have significant consequences, including prolonged recovery times, increased claims costs, and a greater likelihood of litigation. Her frustration led her to hire an attorney, which in turn increased claim costs and reduced her likelihood of returning to work. The only available provider was 70 miles away.

Workers Comp

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1.

Liability

AMAXX

FEBRUARY 10, 2025

Their response in the first moments after an injury determines whether the process leads to a smooth recovery or spirals into an expensive, drawn-out claim. The Impact of Early, Effective Response A 2012 study by Liberty Mutual demonstrated how swift and supportive injury response can reduce costs by 40% and claim duration by 58%.

Injury

AMAXX

MARCH 4, 2025

The direct costs of workers’ compensation claims, medical expenses, and lost productivity add up quickly. WC Mastery Training teaching injury management best practices such as return to work, communication, claims best practices, medical management, and working with vendors. Heres how: 1. All state laws vary.

Workers Comp

AMAXX

FEBRUARY 4, 2025

These assignments help businesses manage claims costs, reduce lost workdays, and maintain workforce productivity. WC Mastery Training teaching injury management best practices such as return to work, communication, claims best practices, medical management, and working with vendors. All state laws vary.

Workers Comp