AMAXX

MARCH 18, 2025

Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Employees come to believe that every claim will be accepted, regardless of the circumstances.

Workers Compensation

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. Many employers wonder: “Why report a $1,000 medical bill to the insurance carrier if we can just pay it ourselves and keep our experience mod low?” After all, fewer claims mean fewer red flags on your insurance history—right? Not always.

Claim

R&R Insurance

FEBRUARY 20, 2025

Workers compensation rates are state mandated in Wisconsin, meaning all insurance carriers must use the same rates resulting in premiums from one carrier to another are basically the same. This rate reduction will affect work comp policies with renewal dates between 10/01/24 to 09/30/25. What can Contractors do?

Workers Compensation

Insurance Journal

JUNE 22, 2025

In the long conflict between insurance carriers and public claims adjusters, Florida’s Citizens Property Insurance Corp. has unexpectedly altered the rules of engagement in a way that could have a big impact on some adjusters’ livelihood. And a public adjuster …

Insurance Carrier

Triple-I: Homeowners Insurance

JUNE 3, 2025

If a home will be vacant for an extended period, whether due to a sale, relocation, inheritance, or renovation, its essential to inform your insurance carrier and review your coverage options. Leaving a home unoccupied for months without adjusting your insurance coverage can expose you to significant financial risk.

Theft

Property Insurance Coverage Law

MAY 17, 2025

Travelers Property Casualty Company of America1 offers a straightforward but significant holding with broader implications for both contractors and legal practitioners operating in the property insurance claims arena.

Property Insurance

Paragon Independent Insurance Agencies

JULY 15, 2025

The newest law change aims to bring fairness in determining loss with Plano, TX auto insurance claims when your car needs repair. The bill mandates all auto insurance carriers to include an appraisal provision. What Is the Mandatory Right to Appraisal? Senate Bill 458 became law on June 20 and takes effect on September 1.

Auto Insurance

Triple-I: Homeowners Insurance

JANUARY 20, 2025

As generative AI and other technological innovations help streamline the insurance value chain, such processes must continue to align with the human needs intrinsic to insurance, Kempton stressed. Insurance is a human business, Kempton said. In insurance, we talk about mitigating loss, Kempton said.

Insurer

Agency Height

JULY 31, 2025

Location and neighborhood claims history play a major role in rate calculations. Imagine this : You’ve done everything right, kept up with your home maintenance, paid your insurance premiums on time, never filed a claim. No damage to your home, no claims filed… and yet, your home insurance premium goes up at renewal.

Premium

American Agents Alliance

JULY 10, 2025

Not every carrier will be the right fit for every agency, and it is critical to get this evaluation right. Agents can review their current book of business and decide if a carrier offers competitive products for their target market, responsive claims and underwriting support, and a clear appetite for the type of business the agent is writing.

Agents

R&R Insurance

MAY 7, 2025

In dismissing the two fiduciary breach claims, the court ruled that the plaintiff (an employee of J&J) lacked standing to bring a lawsuit. The J&J case should serve as a reminder to employers of the importance of adhering to their ERISA fiduciary duties when managing their health plans.

Out-Of-Pocket

Zywave

MARCH 3, 2025

While it’s critical insurance carriers, brokers, and policyholders understand the market, its just as important they know what to do about it. ” Claims Handling : Both Chepulis and Vitulli highlighted the critical role of effective claims handling.

Casualty Insurance

Agency Height

AUGUST 4, 2025

Automated email sequences deliver valuable content about coverage options, claims processes, and risk management tips, positioning you as a trusted advisor rather than just another salesperson pushing policies. Claims anniversary check-ins demonstrate ongoing care and often uncover additional coverage needs.  

Insurance Agents

LexisNexis

JULY 29, 2025

If you ask an insurance carrier or a civil defense attorney, they may tell you that “social inflation” in lawsuit damages makes each claim harder than ever to evaluate. Claim values for some litigation specialties, such as patent infringement and trade secrets, have grown substantially.

Damage

Agency Height

AUGUST 4, 2025

Insurance License Guide Life Insurance Cost by State Insurance License Cost By State Insurance Careers Guide Highest Paying Insurance careers Top States for Insurance Careers Insurance Marketing Guide Insurance Marketing 101 Insurance Marketing Strategies Digital Marketing for Insurance Agents Sponsored Ads Get Insurance Request a Quote Get personalized (..)

Broker-Agent

AMAXX

MAY 26, 2025

But beneath the surface lies an intricate, interconnected web of stakeholders, each playing a unique role in managing the outcome of the claim. Insurance Carrier The carrier underwrites the policy and carries the financial risk for claims (in guaranteed cost programs). trust improves.

Workers Comp

Distinguished

APRIL 9, 2025

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. MGAs operate as an extension of specific insurers.

Agents

American Agents Alliance

APRIL 3, 2025

This drives up the cost to repair, impacting claims costs. Rising expenses could perhaps cause higher insured values, leading to policy adjustments and higher premiums. Many policyholders do not realize the connection between tariffs and insurance costs.

Agents

Agency Revolution

FEBRUARY 13, 2025

Email marketing is a surefire way of connecting with your clients on a regular basis, whether its for informational purposes, relationship-building, or even renewal reminders and claim follow-ups. Beyond referrals, partnerships are key for agencies, especially when it comes to expanding business.

Insurance Agency

Agency Height

JULY 8, 2025

Setting Up Your GMB Profile Like a Pro If you haven’t claimed your Google My Business profile yet, stop reading and go do it now. Before/After Claims: If appropriate and with client permission, show your response to claims – like being on-site after a storm or helping with a car accident.

Insurance Agent

Property Insurance Coverage Law

JULY 4, 2025

Jun 25, 2025 By Chip Merlin A Memorial Day Reflection on USAA and Its History of Insuring Military Families May 26, 2025 By Chip Merlin We’re Ready to Serve You Our firm represents residential, commercial, and government policyholders seeking timely, fair, and proper compensation from their insurance carrier.

Policyholder

Boyle Agency Insurance

FEBRUARY 20, 2025

Great Protection – Fair Price Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Homeowners Insurance to NJ homeowners. Chubb is a top American insurance carrier that offers a quality product to NJ homeowners to protect their most valuable asset, their home.

Insurer

AMAXX

JUNE 19, 2025

Monitor Claims and Protect Against Abuse A successful RTW program doesn’t end at policy launch. Ongoing claim monitoring helps identify patterns of abuse, prevent fraud, and maintain credibility with both the union and your insurance carrier.

Workers Comp

Insurance Journal

OCTOBER 30, 2024

Officials in two Southeastern states have taken steps to hold insurers or recipients of insurance funds accountable after Hurricanes Helene and Milton spurred thousands of insurance claims. The Tennessee Department of Commerce and Insurance reminded insurance carriers that they must …

Claim

Insurance Journal

JANUARY 9, 2025

If insurance carriers want to have dibs on a company’s assets as premium security or collateral, they had better specify that those assets include potential tort-claim settlements, a federal appeals court said Wednesday. In a case that involved a Florida …

Claim

Insurance Journal

SEPTEMBER 4, 2024

Florida authorities have charged a Miami-area nurse practitioner and two others with creating false medical reports and attempting to defraud an auto insurance carrier out of more than $47,000. Local news reports said that investigators with the state Department of …

Auto Insurance

Insurance Journal

NOVEMBER 19, 2024

Insurance carriers may want to examine policy language – and what information they request from insureds – after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that a wood-treating company …

Insurance Carrier

Insurance Journal

MARCH 3, 2025

Defending workers’ compensation claims from employees who have not disclosed previous injuries may have just become a little more complicated for employers and insurance carriers in Georgia. The Georgia Court of Appeals last week found that a long-standing defense against …

Injury

Insurance Journal

DECEMBER 15, 2024

Courts across the country have overwhelmingly ruled in favor of insurance carriers in claims disputes following the government-ordered closures of businesses during the COVID-19 pandemic. The North Carolina Supreme Court last week bucked that trend, becoming just the second state …

Insurance Carrier

Insurance Journal

DECEMBER 1, 2024

By William Rabb Insurance carriers may want to examine policy language — and what information they request from insureds — after the U.S. Supreme Court let stand a lower court’s ruling which could force Argo Group to cover claims that …

Insurance Carrier

Insurance Journal

JULY 17, 2024

Georgia employers and their workers’ compensation insurers can rest a little easier after an appeals court this week narrowed the circumstances in which a state guaranty association can seek reimbursement on claims paid after staffing firms’ insurance carriers become insolvent.

Insurance Carrier

Insurance Journal

SEPTEMBER 30, 2024

Just as Florida property insurers face another round of storm claims, CBS News has raised questions about alleged insurer fraud stemming from claims incurred in the last major storm – Hurricane Ian, which hit much of southwest Florida two years …

Property Insurance

Insurance Journal

OCTOBER 31, 2024

Insurance carriers are not responsible if a bank improperly cashes a check made out to two insureds and gives the proceeds to only one of them, a federal appeals court decided this week. 11th Circuit Court of Appeals …

Insurance Carrier

Insurance Journal

OCTOBER 16, 2024

After at least three appeals court decisions in the last four years, homeowner lawsuits that take issue with a Florida insurance carrier’s managed repair program may finally have run their course. “It really should” be a nail in the coffin …

Insurance Carrier

Wren Insurance Agency

AUGUST 7, 2024

When it comes to home and auto insurance - with very few exceptions - did you know that you can change your insurance carrier at any time? Citizens - the State-backed home insurer is one of the only exceptions to this. Your credits for these improvements will vary from carrier to carrier.

Insurance Carrier

AMAXX

JULY 15, 2024

One of the most critical aspects of managing workers’ compensation claims is ensuring that injured employees receive prompt medical treatment. Unfortunately, a common procedural mistake can leave employees in a painful and detrimental limbo: the delay of care due to technicalities in insurance coverage.

Workers Compensation

Wren Insurance Agency

NOVEMBER 13, 2024

Costs can be higher for policyholders and if a surplus lines carrier goes insolvent, existing claims will not be paid by the State. Here at Wren Insurance, we work with several surplus lines carriers to meet the needs of our clients, like Tapco , Bass , RT Specialty , AmWins , Topa and Swyfft , to name just a few.

Insurance Carrier