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Human Needs Drive Insurance and Should Drive Tech Solutions

Triple-I: Homeowners Insurance

As generative AI and other technological innovations help streamline the insurance value chain, such processes must continue to align with the human needs intrinsic to insurance, Kempton stressed. Insurance is a human business, Kempton said. In insurance, we talk about mitigating loss, Kempton said.

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Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down 

Agency Height

Location and neighborhood claims history play a major role in rate calculations. Imagine this : You’ve done everything right, kept up with your home maintenance, paid your insurance premiums on time, never filed a claim. No damage to your home, no claims filed… and yet, your home insurance premium goes up at renewal.

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Drive Agency Growth Through Collaborative Carrier Partnerships

American Agents Alliance

Not every carrier will be the right fit for every agency, and it is critical to get this evaluation right. Agents can review their current book of business and decide if a carrier offers competitive products for their target market, responsive claims and underwriting support, and a clear appetite for the type of business the agent is writing.

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Happy 4th of July from Merlin Law Group

Property Insurance Coverage Law

Established in 1985, Merlin Law Group is a insurance litigation law firm committed to assisting policyholders receive fair and just outcomes from their insurance companies. Don’t fight insurance companies on your own. Contact us today!

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Google My Business Guide for Insurance Agents: Generate More Leads and Drive Local Traffic

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Setting Up Your GMB Profile Like a Pro If you haven’t claimed your Google My Business profile yet, stop reading and go do it now. Before/After Claims: If appropriate and with client permission, show your response to claims – like being on-site after a storm or helping with a car accident.

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NC Supreme Court Bucks Trend, Finds COVID Caused Physical Loss to Restaurants

Insurance Journal

Courts across the country have overwhelmingly ruled in favor of insurance carriers in claims disputes following the government-ordered closures of businesses during the COVID-19 pandemic. The North Carolina Supreme Court last week bucked that trend, becoming just the second state …

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Insurer Not Liable if Bank Improperly Cashes Insurance Check, Appeals Court Finds

Insurance Journal

Insurance carriers are not responsible if a bank improperly cashes a check made out to two insureds and gives the proceeds to only one of them, a federal appeals court decided this week. 11th Circuit Court of Appeals …