The Property Insurance Law Observer

MAY 20, 2025

Plaintiff submitted a claim to the Insurer for the damage. Ultimately, the Insurer denied the claim, stating the Plaintiff was uncooperative as he failed to produce the requested and necessary documents. The Insurer filed an unopposed motion for summary judgment seeking dismissal of all claims.

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Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

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Claim Direct Response Policyholder Property Insurance 100

Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

Claim 100

Claim Direct Response Policyholder Property Insurance 100

Property Insurance Coverage Law

JUNE 13, 2025

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Coverage Law Blog.

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Policyholder Property Insurance Insurance Claim Insurance Policy 178

Insurance Journal

DECEMBER 8, 2024

The Consumer Financial Protection Bureau said it’s claiming supervisory authority over Google Payment Corp., as the agency extends its oversight of nonbank financial platforms. The unit of Alphabet Inc. promptly filed a lawsuit to fight the move. The CFPB’s finding, …

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Insurance Journal

JULY 17, 2024

A priest’s defamation claim against his bishop is barred by the religious liberty protections in the First Amendment of the U.S. Constitution and the Virginia Constitution, a Virginia appeals court has ruled. The Virginia Court of Appeals found that the …

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Property Insurance Coverage Law

OCTOBER 2, 2024

Recent investigative reporting by CBS’s 60 Minutes, noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, has exposed alleged widespread underpayments of claims and unethical claims practices in Florida’s property insurance industry.

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Property Insurance Coverage Law

OCTOBER 3, 2024

Filing a property insurance claim can feel unfamiliar to many. However, once you’ve submitted your claim, there are key steps you can take to ensure the best possible outcome. Here’s a guide on what to do next, from tracking your claim to ensuring your rights are protected.

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Insurance Claim Claim Property Insurance Insured 203

Insurance Journal

AUGUST 12, 2024

The South Carolina Court of Appeals has signaled that employers who offer on-site health clinics may not be immune from tort claims from injured or sickened workers. It’s the latest twist to a question that has bounced around courts and …

Workers Comp 264

Workers Comp Protection Claim Workers Compensation 264

Property Insurance Coverage Law

SEPTEMBER 30, 2024

The investigative report featured testimony from whistleblowers who claim that insurance companies deliberately altered hurricane damage reports to underpay homeowners, leaving many Floridians struggling to rebuild their lives in the wake … The post CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage (..)

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Insurance Companies Damage Claim Property Insurance 306

Central Insurance

DECEMBER 25, 2024

Learn essential loss control strategies to protect tow truck insurance companies from costly claims. The post Loss Control Tips to Protect Tow Truck Insurance Companies from Costly Claims appeared first on Central Insurance Blog. Explore safety tips, training, and maintenance to minimize risks.

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Property Insurance Coverage Law

NOVEMBER 7, 2024

In a significant development for policyholders affected by Hurricanes Helene and Milton, House Oversight Democrats have taken decisive action to protect hurricane victims from potential insurance fraud.

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Insurance Claim Claim Policyholder Property Insurance 214

Property Insurance Coverage Law

SEPTEMBER 24, 2024

In a significant move to protect policyholders, the Michigan Department of Insurance and Financial Services (DIFS) issued a groundbreaking bulletin that explicitly prohibits insurers from depreciating labor costs when calculating actual cash value (ACV) in homeowner insurance claims.

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Property Insurance Insurance Claim Claim Policyholder 203

Property Insurance Coverage Law

OCTOBER 23, 2024

While Jimmy Patronis and Governor DeSantis trumpet their latest emergency rule as consumer protection following the CBS 60 Minutes Expose noted in CBS 60 Minutes Exposes Alleged Insurance Company Fraud: Adjusters Reveal Altered Hurricane Damage Estimates by Claims Management, the reality reveals a different story.

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Insurance Journal

AUGUST 5, 2024

A collision between two tankers off Singapore in July raises questions over insurance claims, as one of the vessels previously shipped Iranian oil, potentially complicating payments due to Western sanctions, ship-trackers and industry sources say. What Happened? The Singapore-flagged Hafnia …

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Insurance Claim Claim Insured Insurer 265

Insurance Journal

APRIL 30, 2025

Global insured losses from natural catastrophes hit US$137 billion in 2024, following the 5%-7% annual growth rate that has been the norm in recent years, according to Swiss Re analysis. If this trend continues, global insured losses will approach US$145 …

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Insurance Journal

JUNE 12, 2025

Formella is alerting residents to an active scam targeting consumers through fraudulent text messages falsely claiming to be from the the state’s Division of Motor Vehicles (DMV). According to Formella, the Consumer Protection and … New Hampshire Attorney General John M.

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License Claim Protection 264

Insurance Journal

AUGUST 1, 2024

The practice known as “drip pricing” violates consumer protection laws in the … The attorney general for Washington, D.C., sued StubHub on Wednesday, accusing the ticket resale platform of advertising deceptively low prices and then ramping up prices with extra fees.

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Property Insurance Coverage Law

APRIL 16, 2025

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. However, one of the most damaging and often overlooked threats comes from within: employee theft.

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Property Damage Theft Claim Damage 100

AMAXX

MARCH 18, 2025

Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Employees come to believe that every claim will be accepted, regardless of the circumstances.

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Workers Compensation Compensation Claim Workers Comp 71

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

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AMAXX

MARCH 4, 2025

Research has shown that fear of being fired is one of the top predictors of negative claim outcomes, including increased litigation rates and extended time off work. By understanding the role fear plays in workers compensation claims, employers can implement strategies to foster trust, improve outcomes, and reduce costs. Heres how: 1.

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Workers Compensation Compensation Claim Workers Comp 82

Insurance Journal

DECEMBER 23, 2024

and one of its financial technology partners allegedly opened expensive bank accounts for delivery drivers without their consent, a US consumer protection agency said on Monday. The Consumer Financial Protection Bureau sued Walmart and Branch Messenger Inc., claiming … Walmart Inc.

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Protection Claim 246

Insurance Journal

OCTOBER 25, 2024

Alcohol-fueled company events could become a thing of the past, as UK employers consider new rules that place an onus on firms to protect workers from sexual harassment or risk hefty damages claims. Under a new law, companies will have …

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Insurance Journal

OCTOBER 8, 2024

Environmental Protection Agency got a settlement from Gardena, California-based U.S. over claims of illegal distribution or sale of unregistered and misbranded disinfectants and other pesticide products. Jaclean Inc. The sale and distribution of such products violates the Federal …

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Protection Claim 264

AMAXX

MAY 6, 2025

Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process. With this step in place, you now have legal protection and a process that objectively determines whether someone can safely perform the role. But what if hiring was treated like risk management?

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Workers Comp Claim Injury Workers Compensation 84

Insurance Journal

APRIL 10, 2025

Hanover Collector Car, powered by Hagerty, combines the total account protection The Hanover is known for with Hagerty’s expertise in collector vehicle claims and … The Hanover Insurance Group announced a collaboration with Hagerty to provide specialized insurance for classic cars.

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Protection Claim Insurance Insured 140

Insurance Journal

AUGUST 15, 2024

Johnson & Johnson was twice blocked in New Jersey from getting bankruptcy protection from one of its units to resolve billions of dollars in cancer claims tied to baby powder use. For its third try, the company is eyeing Texas, …

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Claim Protection 264

Insurance Journal

JANUARY 13, 2025

Six people who were injured and the father of a man who was killed in the New Year’s truck attack filed a lawsuit Thursday against the City of New Orleans and two contractors, claiming they failed to protect revelers from …

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Claim Protection Liability 264

Property Insurance Coverage Law

OCTOBER 16, 2024

I was thinking about this while calling FAPIA Managing Director Nancy Dominguez to take down a wrong proof of loss form that some ignorant attorney had sent to a group as the proper NFIP proof of loss to be filed … The post Policyholders Beware of Whom You Hire Regarding Your National Flood Insurance Claim appeared first on Property Insurance (..)

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Policyholder Insurance Claim Claim Property Insurance 203

Insurance Journal

DECEMBER 17, 2024

Twelve European countries are set to clamp down on tankers that move millions of barrels of Russian petroleum around the world by asking to see how they’re protected against oil spills and other high-cost claims. Nations including Denmark, Estonia, …

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Insurance Journal

JANUARY 22, 2025

A federal judge on Tuesday rejected Citigroup’s bid to dismiss a lawsuit by New York Attorney General Letitia James claiming it failed to protect customers from online scammers and refused to reimburse customers who were victimized. District Judge Paul …

Claim 246

Claim Protection 246

Insurance Journal

NOVEMBER 17, 2024

Environmental Protection Agency announced a settlement with a firm over claims of violations of hazardous waste regulations at the company’s facility in Irvine, California. Edwards Lifesciences LLC will pay a civil penalty of $250,000 and certify it is …

Claim 130

Claim Protection Liability 130

AMAXX

MARCH 10, 2025

Proper layoff planning isn’t just about handling employment transitions; it’s crucial for controlling claims costs and ensuring that resources are available to support genuinely injured workers. Enhance Claims Handling Capacity Prepare for an uptick in claims by adding staff who can handle the additional workload effectively.

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Workers Comp Claim Workers Compensation Injury 59

Property Insurance Coverage Law

OCTOBER 11, 2024

The Florida Department of Financial Services (DFS) issued Emergency Rule 69BER24-4, which aims to address issues in the property insurance claims process. While the rule attempts to improve transparency and accountability, it raises several concerns and potential unintended consequences.

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License Claim Property Insurance Insurance Claim 189

TGS

APRIL 23, 2025

TGS Insurance Blog Roof claims have become a significant concern for homeowners and insurers alike, with costs escalating dramatically in recent years. Shortened Roof Lifespans: In hail-prone states, the average roof lifespan is just 15 years, increasing the frequency of claims. According to Verisk’s “U.S.

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Claim Damage Home Insurance Premium 52

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. What Kinds of Claims Get Made in Apartment Buildings As a team, weve seen all kinds of claims related to apartment buildings.

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