Property Insurance Coverage Law

JUNE 7, 2025

The announcement of California’s Smoke Claims & Remediation Task Force by Insurance Commissioner Ricardo Lara is a welcome development. The success of this initiative will depend entirely on who is appointed to serve. appeared first on Property Insurance Coverage Law Blog.

Protection

Insurance Journal

JUNE 24, 2025

claiming the supplemental insurance giant knew the risks of a cyberattack and failed to protect policyholders’ private information. An Alabama law firm wasted little time in filing a proposed class-action lawsuit against Aflac Inc., “Defendant disregarded the rights of Plaintiff …

Policyholder

Central Insurance

MAY 19, 2025

Discover why customers rave about Centrals insurance claim processplus 6 more reasons they trust us to protect what matters most. The post 7 Things Customers Love About Working With Central appeared first on Central Insurance Blog.

Insurance Claim

Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

Claim

Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

Claim

Property Insurance Coverage Law

JANUARY 21, 2025

The Florida House Insurance and Banking Subcommittee was obviously upset with rising insurance rates and poor claims handling, as noted inParticipate In Your DemocracyEven If You Are Called a Bazooka. I was always told that an honest person has nothing to hide.

Insurance Companies

Property Insurance Coverage Law

JUNE 13, 2025

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Coverage Law Blog.

Policyholder

AMAXX

MARCH 4, 2025

Research has shown that fear of being fired is one of the top predictors of negative claim outcomes, including increased litigation rates and extended time off work. By understanding the role fear plays in workers compensation claims, employers can implement strategies to foster trust, improve outcomes, and reduce costs. Heres how: 1.

Workers Compensation

AMAXX

JULY 1, 2025

If there’s one universal truth in workers’ compensation, it’s this: The best claim is the one that never happens. Here’s how to move from simply collecting injury data to using it to prevent future claims. Prevention is far cheaper than paying claims. Lost Time Claims: Claims where employees miss work due to injury.

Injury

Property Insurance Coverage Law

JUNE 11, 2025

Protective Safeguards Endorsements (PSEs) are a never-ending source for denials of property insurance claims. I quoted an insurance agent who warned against these endorsements in Why Are Protective Safeguard Endorsements Dangerous?

Protection

Property Insurance Coverage Law

JULY 24, 2025

That’s when the claims process begins. That’s why I created Claim Game, a … The post When the Storm Passes, the Real Fight Begins: Join Me Tonight for Claim Game with Steven Bush appeared first on Property Insurance Coverage Law Blog. But what’s harder to see, and often more devastating, is what happens after the storm.

Claim

Shield Insurance Agency

JULY 10, 2025

We take pride in ensuring your business is adequately protected and that you receive the best value for your insurance needs. We are always here to help with any insurance questions you may have and to assist you in managing claims effectively.

Protection

Property Insurance Coverage Law

APRIL 16, 2025

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. However, one of the most damaging and often overlooked threats comes from within: employee theft.

Property Damage

Insurance Journal

APRIL 30, 2025

Global insured losses from natural catastrophes hit US$137 billion in 2024, following the 5%-7% annual growth rate that has been the norm in recent years, according to Swiss Re analysis. If this trend continues, global insured losses will approach US$145 …

Claim

Protect Commercial Insurance

JUNE 20, 2025

Introduction to Office Insurance Running a successful business goes beyond offering excellent products or services—protecting your business assets is equally crucial. In the UK, office insurance provides peace of mind by protecting everything from furniture to essential equipment, making it a must-have for business owners.

Protection

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. What Kinds of Claims Get Made in Apartment Buildings As a team, weve seen all kinds of claims related to apartment buildings.

Building

AMAXX

MAY 6, 2025

Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process. With this step in place, you now have legal protection and a process that objectively determines whether someone can safely perform the role. But what if hiring was treated like risk management?

Workers Comp

AMAXX

MARCH 18, 2025

Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Employees come to believe that every claim will be accepted, regardless of the circumstances.

Workers Compensation

American Agents Alliance

JUNE 12, 2025

Read on to learn more about how to avoid coverage gaps that can lead to E&O claims while helping ensure policyholders are protected. How to Avoid Coverage Gaps That Can Lead to E&O Claims When meeting with new clients or existing policyholders at renewal time, be proactive and ask about new risks, exposures, and opportunities.

Claim

Distinguished

JUNE 16, 2025

In this guide, we’ll explain why specialized harp insurance matters, what it typically covers, what influences pricing, and why partnering with Distinguished can help you deliver the right protection for your most discerning clients. Harps are simply too valuable, fragile, and unique to rely on standard homeowners policies for protection.

Protection

Distinguished

JUNE 16, 2025

In this guide, we’ll explain why specialized harp insurance matters, what it typically covers, what influences pricing, and why partnering with Distinguished can help you deliver the right protection for your most discerning clients. Harps are simply too valuable, fragile, and unique to rely on standard homeowners policies for protection.

Protection

Protect Commercial Insurance

JULY 18, 2025

One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. The good news is that protecting yourself is often about putting a few solid habits in place. But what does negligence actually mean? That’s where we can help.

Liability

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. After all, fewer claims mean fewer red flags on your insurance history—right? Especially in ERA states , choosing not to report those small claims could end up costing far more in the long run. So, a $10,000 medical-only claim? Not always.

Claim

Protect Commercial Insurance

APRIL 11, 2025

This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. Think of it as a protective shield for your business premises, ensuring youre prepared for life’s little surprises. Let’s dive in!

Commercial Property

Triple-I: Homeowners Insurance

JUNE 3, 2025

While these policies tend to be more expensive than standard homeowners insurance, they provide critical protection. Vacant home policies often still include protection for sudden and accidental events, such as a pipe bursting due to freezing temperatures.

Theft

American Agents Alliance

JANUARY 30, 2025

If the debris removal program is genuinely available at no cost to all Los Angeles County residents, it should not affect their insurance claims, said Commissioner Lara. The post Commissioner Lara moves to protect wildfire survivors from debris removal program insurance costs appeared first on American Agents Alliance.

Protection

TGS

APRIL 23, 2025

TGS Insurance Blog Roof claims have become a significant concern for homeowners and insurers alike, with costs escalating dramatically in recent years. Shortened Roof Lifespans: In hail-prone states, the average roof lifespan is just 15 years, increasing the frequency of claims. According to Verisk’s “U.S.

Claim

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

Liability

Shield Insurance Agency

JUNE 19, 2025

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims. Peace of Mind Knowing your business is protected against various risks reduces stress for business owners, allowing you to focus on growth and operations.

Business Insurance

AMAXX

MARCH 10, 2025

Proper layoff planning isn’t just about handling employment transitions; it’s crucial for controlling claims costs and ensuring that resources are available to support genuinely injured workers. Enhance Claims Handling Capacity Prepare for an uptick in claims by adding staff who can handle the additional workload effectively.

Workers Comp

Property Insurance Coverage Law

JUNE 23, 2025

During my recent Claim Game interview with Distinguished Professor of Law Jay Feinman, I was struck by a moment of critique, which I only fully appreciated after re-watching the interview. We were discussing the failures of insurance regulation, especially on the subject of unfair claims practices. Feinman made a pointed observation.

Property Insurance

Property Insurance Coverage Law

JUNE 15, 2025

EST, I’ll be joined by one of the most respected voices in insurance law and consumer protection, Professor Jay Feinman, for what promises to be a thought-provoking podcast conversation. This Thursday at 6 p.m.

Insurance Industry

Protect Commercial Insurance

JUNE 6, 2025

This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. Just like you wouldn’t drive without car insurance, your business premises need protection too. Without it, all your hard work could crumble in an instant.

Commercial Property

Tosten Marketing

FEBRUARY 27, 2025

This blog post will explore what types of water damage are typically covered, common exclusions, and additional coverage options to consider for comprehensive protection. However, if poor maintenance caused the roof’s condition, your insurer might deny the claim. What Water Damage Does Commercial Property Insurance Cover?

Commercial Property

Boyle Agency Insurance

FEBRUARY 3, 2025

Whether you’re planning a small makeover or a major remodel, understanding the insurance implications can help you protect your investment. Failing to do so could leave your home underinsured in the event of a claim. A safe renovation environment can help prevent liability claims on your insurance.

Home Insurance

Protect Commercial Insurance

MAY 9, 2025

Protecting Your Business from Financial Losses Imagine a scenario: it’s a typical busy Friday afternoon, your shop is bustling with customers, and suddenly, an unexpected incident occurs. Insurance helps protect those investments from potential losses due to theft, fire, or other damages.

Liability Insurance

AMAXX

MARCH 10, 2025

In the first part of our series, we emphasized the importance of thoughtful layoff planning to mitigate the risk of increased workers’ compensation claims following a workforce reduction or facility closure. Accurate documentation provides critical evidence in validating claims and defending against those that may be unrelated to work.

Workers Comp