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Landlord Insurance vs. Standard Home Insurance: Key Differences

Protect Commercial Insurance

Whether you’re a landlord with several rental properties or a homeowner looking to safeguard your family home, understanding your insurance needs is essential. In this blog, we’ll explore the key differences between landlord insurance and standard home insurance.

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What Is Business And Retail Insurance?

Property Insurance Centre

Loss of stock by theft or an accident such as a burst pipe can cause a business thousands of pounds in damage. Insuring your stock for the correct amount will give the ultimate peace of mind. Many insurers will require a fully maintained theft alarm with evidence of annual servicing in the event of a claim for theft, for example.

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Buying Blocks of Flats Insurance in London: Key Risks and Costs

Property Insurance Centre

” Plus, of course, the issue of home insurance and block of flats insurance costs, which in the UK increased by 21% year-on-year between July and September 2024, according to a report from Compare the Market. Some insurers might impose higher excesses or refuse coverage in high-risk flood zones.

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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

Distinguished

Distinguished offers insurance for apartment building owners through our City Insurance Program and New York Brick & Brownstone Programs. These programs include insurance that is fit for apartment buildings of all sizes and types, including those where the owner lives on the premises.

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What Perils Are Covered by Commercial Property Insurance?

Property Insurance Centre

Theft and Vandalism Burglary, robbery, and vandalism are significant threats, especially for retail businesses and warehouses storing valuable goods. Commercial property insurance typically covers losses from stolen goods and damages caused by break-ins or malicious acts like graffiti or destruction of property.

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What Is Commercial Property Owners Insurance?

Property Insurance Centre

Standard Perils can include cover for Fire, Lightning, Earthquake, Aircraft, Explosion, Theft, Malicious Damage, Storm, Flood, Riot, Civil Commotion, Escape of Water, Impact (by falling trees, vehicles or animals, Subsidence, Landslip or Heave. It cost of which cant be reclaimed if a floor is ripped up to find there is no leak!

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What Is Residential Landlord’s Insurance?

Property Insurance Centre

Standard Perils can include cover for Fire, Lightning, earthquakes, Aircraft, Explosion, Theft, Malicious Damage, Storm, Flood, Riot, Civil Commotion, Escape of Water, Impact (by falling trees, vehicles or animals), Subsidence, Landslip or Heave. The cost of which cant be reclaimed if a floor is ripped up to find there is no leak!