Insurance Journal

DECEMBER 3, 2024

Despite continued uncertainty over the future of federal tax rules on micro-captive insurance companies, the instruments seem to be increasingly popular for small businesses, especially in Florida, where rates for traditional commercial insurance have soared in recent years. SRA 831(b) …

Commercial Insurance

Central Insurance

DECEMBER 25, 2024

Learn essential loss control strategies to protect tow truck insurance companies from costly claims. The post Loss Control Tips to Protect Tow Truck Insurance Companies from Costly Claims appeared first on Central Insurance Blog. Explore safety tips, training, and maintenance to minimize risks.

Insurance Companies

Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. Having the right insurance policy is vital for the continuity and smooth operation of any business. The good news?

Commercial Insurance

Protect Commercial Insurance

SEPTEMBER 13, 2024

The Role of Brokers in Securing the Best Commercial Insurance Deals When it comes to safeguarding a business, securing the right commercial insurance is a crucial step. Amidst these myriad responsibilities, finding the time and expertise to secure the optimum insurance cover can be a challenge.

Commercial Insurance

Protect Commercial Insurance

DECEMBER 6, 2024

Introduction The world of commercial insurance is constantly evolving, adapting to meet the changing needs of businesses. As we inch closer to 2025, several trends are emerging that promise to reshape the landscape of business insurance.

Commercial Insurance

Friendly Agent

SEPTEMBER 11, 2020

What is an insurance carrier appointment? Insurance carrier appointment means an insurance company is giving you the authorization to sell their insurance product. How long does it take to get appointed with an insurance company? Below we have provided inputs from experts in insurance agency space. “1.

Insurance Carrier

Cowbell

NOVEMBER 26, 2024

Pytel has served as Director of Digital Marketing & Brand since joining the company in January 2023. With over two decades of experience leading domestic and international marketing teams at specialty insurance companies, Thomas is uniquely positioned to help Cowbell scale during this next phase of our journey.

Cyber

Shield Insurance Agency

AUGUST 20, 2024

One major consequence of filing small insurance claims is the potential for increased insurance premiums. When you file a claim, it signals to the insurance company that you are more likely to cost them money in the future. As a result, the insurance company may raise your premiums to offset the potential risk.

Insurance Claim

American Agents Alliance

NOVEMBER 25, 2024

These two regulatory efforts work together to increase the availability of homeowners and commercial insurance policies in wildfire distressed areas. Today, reinsurance is a cost of doing business in states with increasing climate risks across the nation, enabling insurance companies to write more policies in areas of higher risk.

Insurance Companies

Protect Commercial Insurance

OCTOBER 4, 2024

Therefore, higher interest rates can sometimes lead to more expensive insurance. Changes in Underwriting Processes Interest rates can also shape the underwriting processes used by insurance companies. With rising interest rates, insurers might re-assess risk portfolios and adjust their criteria to ensure profitability.

Property Insurance

Shield Insurance Agency

APRIL 19, 2024

For example, if your car is damaged in an accident and the repair costs are $5,000, and you have a $500 deductible, you would pay the $500, and your insurance company would cover the remaining $4,500. Your insurance company would cover the repair costs up to the actual cash value of your vehicle, minus any applicable depreciation.

Auto Insurance

InsuredMine

AUGUST 27, 2024

Multiple People Can Sign at Once For insurance policies or claims that require multiple signatures, e-signature platforms offer a significant advantage. This feature is particularly beneficial for group policies, complex commercial insurance arrangements, or claims involving multiple stakeholders.

Insurance

Shield Insurance Agency

JULY 8, 2024

Getting Covered After Retirement While it may seem challenging to get life insurance coverage after retirement, it’s certainly not impossible. Many insurance companies offer specific policies tailored to the needs of retirees. Understanding the available insurance options is key to making informed decisions.

Life Insurance

Protect Commercial Insurance

DECEMBER 20, 2024

Definition and Purpose At its core, an insurance referral partnership is a mutually beneficial agreement between businesses where referrals for insurance services are exchanged. Partners in this arrangement can include insurance companies, brokers, and other businesses with related services.

Insurance

Shield Insurance Agency

JUNE 28, 2024

The first and most crucial step to take after your property has been damaged by a storm is to contact your insurance company. Your insurance provider can guide you through the process and help you understand what your policy covers. Shield Insurance Agency represents over 40 insurance companies.

Insurance Agency

Protect Commercial Insurance

JULY 26, 2024

Insurance premiums can vary significantly between providers, so it’s essential to compare quotes from multiple insurers. Here are a few tips to help you find the best rates: Research and Compare Take the time to research different insurance companies that specialise in commercial tailors insurance.

Commercial

Friendly Agent

SEPTEMBER 21, 2020

Deciding which product to sell On your way to becoming the full-fledged insurance agent, among the things you will have to do is to decide which products you will sell. You may find various types of personal insurance and commercial insurance policies. There are Property and Casualty, Life/health insurance, and more.

Insurance Agent

Shield Insurance Agency

JULY 2, 2024

At Shield Insurance Agency, we specialize in providing expert guidance and tailored solutions for estate planning, financial safeguarding, and wealth preservation. Insurance is a critical component of any comprehensive protection plan. Protect Your Finances: The Truth About Small Insurance Claims Shield Insurance Agency is Now Hiring!

Insurance Agency

Protect Commercial Insurance

OCTOBER 11, 2024

The financial implications of such events are enormous and insurers certainly take notice. Insurance companies are now forced to consider the increased likelihood of such events when crafting policies. Insurance companies are making strategic moves to address the unique challenges posed by environmental risks.

Commercial Property

Property Insurance Centre

SEPTEMBER 25, 2024

Meeting Building Insurance Requirements When applying for building insurance, it is important to meet the specific requirements set by insurance companies. Check with your insurance company to see what specific security measures are required for your policy. One key factor is the location of your property.

Building

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insurance

Property Insurance Centre

JANUARY 4, 2024

. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” To offset these challenges, reinsurers are passing costs down to primary insurance companies.

Property Insurance

Frankenmuth Insurance

JUNE 27, 2024

Fill out forms for each of your contacts, such as your: Accountant Bank Billing/invoicing service Building manager/owner Building security Insurance agent/broker Insurance company Internet service provider Payroll provider Public works department Telephone company Utilities company How to keep suppliers and vendors informed.

Broker-Agent

Jackson & Jackson

MAY 23, 2024

Furthermore, California’s stringent regulations and consumer protection laws add another layer of complexity to the insurance market. These regulations ensure that insurance companies operate fairly and transparently, providing consumers with adequate protection and recourse in case of disputes.

Small Business Insurance

Shield Insurance Agency

MAY 29, 2024

Whether you’re renting in Detroit, Grand Rapids, Lansing, or any other city in Michigan, having the right renter’s insurance plan is crucial for safeguarding your assets and protecting yourself from unexpected liabilities. Visit the Shield Insurance Blog!

Liability

Jackson & Jackson

APRIL 29, 2024

Bundle Your Policies If you own multiple properties or require various types of insurance, bundling these into one policy with a single insurer can lead to discounts. Most insurance companies offer lower rates for bundled services as it increases their business while reducing their administrative costs.

Commercial Property

Cover4LetProperty

APRIL 16, 2024

Institutional investors: These are institutional investors such as pension funds, insurance companies, and private equity firms that invest in the UK property market. If the commercial property is unoccupied, then unoccupied commercial insurance will be required.

Insurance

Smart Insurance Agents

AUGUST 19, 2024

Medicare Part D plans are offered by private insurance companies that contract with Medicare. Start by reaching out to your insurance company. Many drug companies have savings programs for patients who qualify. It’s important to look for ways to make your costs lower.

Out-Of-Pocket

Smart Insurance Agents

AUGUST 29, 2024

Savings and Insurance Coverage Managing the costs of healthcare can be challenging, but Lilly Direct offers various savings programs to help reduce or eliminate expenses for qualifying individuals. Patients may save up to $150 per month for Zepbound with the savings card for those with commercial insurance coverage.

Out-Of-Pocket

Property Insurance Centre

MARCH 19, 2024

“Insurance companies should prioritize consumer education to build trust and ensure policyholders understand their rights and responsibilities. ” Preventing Claims Disputes through Education One of the main benefits of insurer-led consumer education is the prevention of claims disputes.

Property Insurance

Redbird Agents

JULY 9, 2024

Property and casualty insurance such as auto insurance, home insurance and commercial insurance. What Does an Insurance Broker Do? An insurance broker acts as an intermediary between clients and insurance companies, helping clients find the best insurance coverage based on their needs.

Insurance Agent

Word & Brown

MAY 20, 2025

What Is P&C Insurance? P&C stands for “Property and Casualty” P&C insurance includes policies covering property and casualty risks like auto, homeowners, and commercial insurance, including Workers Compensation coverage. CompNet offers coverage to businesses of all types.

Workers Comp