Commercial Property Crime Personal Property 
Property Insurance Centre
MAY 20, 2024
However, block of flats insurance is classed as commercial property , and Terrorism cover is often excluded. The residential property management team should carefully consider whether the terrorism cover is necessary, which may be determined by the lease terms, mortgage company requirements, or the property’s location.
Distinguished
JUNE 16, 2025
HOA insurance typically includes coverage for property damages, crime, and liability suits to common areas like: Rec rooms Pools Clubhouses Walkways Stairways Tennis courts Here’s a breakdown of the core coverages an HOA needs.  HO-6 policy: This is a condo owner’s personal policy. What Does HOA Insurance Typically Cover?
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