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New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. Rising claim frequency and litigation costs put coverage affordability and availability at risk. The five-year average count for liability claims increased 24.9

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Hotel Insurance Costs and Coverages for Brokers

Distinguished

Property : General property insurance covers the hotel business property, protecting the physical buildings and structures from covered perils. Commercial umbrella : A policy that gives hotels additional liability coverage so they can maintain coverage limits beyond what is available on their primary GL.

Broker 52