Insurance Journal

JULY 21, 2025

Premium renewal rates increased year-over-year for all major commercial lines, except workers’ compensation, according to second quarter 2025 results of the Ivans Index. The Chicago-based technology provider for insurance carriers, agents, and managing general agents said the average premium renewal …

Commercial

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. Just like you wouldn’t drive without car insurance, your business premises need protection too. Without it, all your hard work could crumble in an instant.

Commercial Property

Insurance Journal

JUNE 13, 2025

Oklahoma lawmakers this legislative session passed a bill limiting post-loss assignment of benefits for property damage under auto, residential or commercial property insurance policies. House Bill 1084 prohibits the solicitation or acceptance of an assignment of any post-loss insurance benefit …

Property Damage

Property Insurance Coverage Law

JUNE 3, 2025

Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. Lexington Insurance Company, 1 recently decided by an Ohio … The post When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses appeared first on Property Insurance Coverage Law Blog.

Commercial Property

Property Insurance Centre

JUNE 29, 2025

Unoccupied Commercial Property Owners Insurance Specialists, Est. 1976 [link] Listen to What Is Unoccupied Commercial Property Owners Insurance explained by one of our directors What Is Unoccupied Commercial Property Owners Insurance? Every policy is different.

Commercial Property

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover?

Commercial Property

Top Insurance Blogs

JULY 14, 2025

He had opted for rental income loss insurance (“Mietausfallversicherung”) in Germany alongside standard […] The post Rental Income Loss Insurance for Commercial Properties in Germany appeared first on My Top Insurance Blogs. It was the loss of rental income during repairs, weeks without tenant payments.

Commercial Property

Property Insurance Coverage Law

JUNE 16, 2025

A Missouri jury found that State Farm Fire and Casualty Company acted in breach of its insurance policy and engaged in vexatious refusal to pay, awarding The Progress Project, LLC substantial damages.

Damage

Property Insurance Coverage Law

JUNE 16, 2025

A Missouri jury found that State Farm Fire and Casualty Company acted in breach of its insurance policy and engaged in vexatious refusal to pay, awarding The Progress Project, LLC substantial damages.

Damage

Property Insurance Coverage Law

MARCH 6, 2025

It ensures that insurance companies fulfill their obligations promptly and fairly. The concept of vexatious refusal to pay is a critical safeguard for Missouri policyholders.

Commercial Property

Property Insurance Centre

MAY 19, 2025

Commercial Property Owners Insurance Specialists, Est. 1976 [link] Listen to Commercial Property Owners Insurance explained by one of our directors/p> What Is Commercial Property Owners Insurance? Having adequate insurance cover for your Commercial Building is essential.

Commercial Property

The Property Insurance Law Observer

MARCH 20, 2025

Hawley Insurance Co. 2025)), the United States District Court for the Southern District of New York determined that the plaintiff lacked an insurable interest in property it insured because it did not own or possess the property or suffer economic loss due to the propertys destruction. Hawley Insurance Co.

Property Damage

Insurance Journal

JUNE 1, 2025

By Allen Laman As commercial property insurance rates moderate, the value and relevance of captive insurance companies isn’t expected to fade away. A panel of experts discussed the state and evolution of the captive sphere during a presentation at the …

Commercial Property

Property Insurance Coverage Law

MARCH 6, 2025

It ensures that insurance companies fulfill their obligations promptly and fairly. The concept of vexatious refusal to pay is a critical safeguard for Missouri policyholders.

Commercial Property

Rough Notes

JULY 29, 2025

Operating in a market where premium increases are moderating from major hardening of a year ago [T]here are still likely potholes ahead. What is certain is that strategic layering, tech-driven storytelling, and creative risk solutions are no longer luxuries—they’re necessary tools of the industry.

Commercial Property

Agency Height

JULY 30, 2025

The post Best Commercial Property Insurance Companies for 2025: Your Ultimate Guide to Protecting Your Business Assets appeared first on Agency Height.

Commercial Property

Top Insurance Blogs

AUGUST 1, 2025

AXA Insurance UK PLC has secured a significant legal victory in a commercial property insurance case that’s sending ripples through the UK insurance sector. On July 31, 2025, the High Court in London ruled in favour of AXA in the case brought by Mode Management Ltd and property owner Gary Tregunno.

Property Insurance

Property Insurance Coverage Law

JUNE 3, 2025

Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. Lexington Insurance Company, 1 recently decided by an Ohio … The post When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses appeared first on Property Insurance Coverage Law Blog.

Commercial Property

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. first appeared on Insurance Blog | Paragon Independent Insurance Agencies.

Commercial Insurance

The Property Insurance Law Observer

MAY 12, 2025

State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. Facts The insureds claim arose after multiple water leaks damaged its office. The insurer initially paid a certain sum for lost income due to the leaks. However, the insured sought additional benefits, leading to a dispute over the total amount owed.

Commercial Property

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

Workers Compensation

Top Insurance Blogs

JULY 25, 2025

Beazley, a global specialist insurer known for its strength in niche markets, has officially appointed Zachary Cruickshank as its new country manager for Canada. The move signals a strategic effort to strengthen the company’s presence across the Canadian insurance landscape.

Commercial Property

Distinguished

MAY 19, 2025

To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong. A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution.

Policy

American Agents Alliance

APRIL 3, 2025

The global economy is increasingly interconnected, and even in industries like insurance, global issues like supply chain challenges, tariffs, and trade agreements can have significant impacts. While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders.

Agents

Triple-I: Homeowners Insurance

MAY 15, 2025

P&C insurance industry’s financial outcomes for 2024 revealed a net combined ratio (NCR) of 96.6, Noteworthy 2024 performance indicators: The disparity in profitability between personal and commercial lines diminished, with both segments achieving an NCR below 100 for the year. Homeowners’ insurance experienced an 11.2-point

Workers Compensation

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. I also touched on commercial liability coverage. Strata in particular can be complicated where there is a mixture of residential and commercial unit holders. ” [ emphasis mine] 1. .

Policy

Agency Height

JULY 31, 2025

Agency Acquisition Brokers Insurance Legal Services Insurance Agency Loans Insurance Agency Valuation Agency Value Calculator Insurance News Stay updated with the latest insurance trends. Markets is a growing platform that lets you filter carrier appetite based on your needs.

Premium

Distinguished

APRIL 9, 2025

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. How do MGAs Differ From Insurance Brokers?

Agents

Agency Revolution

JULY 2, 2025

The newest interactive graphic we created is for Commercial Property Insurance. Newest Clickable Coverage® Release: Commercial Property Check out our latest Clickable Coverage® interactive graphic, designed to engage and educate clients and prospects alike on Commercial Property Insurance in an easy-to-understand way.

Commercial Property

Property Insurance Centre

JANUARY 30, 2025

Can I Insure a Partially Empty Block of Flats in the UK? If you own a block of flats with vacant units, you might be wondering whether standard property insurance will cover you. In the UK, insuring a partially empty block of flats is possible, but there are important factors to consider.

Property Insurance

LexisNexis

MAY 28, 2025

Learn about response strategies for coverage counsel to consider as insurers brace for litigation and policyholders prepare to push back on denied claims.

Commercial Property

Agency Revolution

FEBRUARY 3, 2025

New Clickable Coverage: Flood Insurance Forge users can now take advantage of the latest interactive graphic added to the platform. Use this to educate and inform clients about the risk factors and coverage options for flood insurance. Help us build our insurance marketing platform. Fuse Release Highlights 1. Learn more here !

Commercial Property

Property Insurance Centre

FEBRUARY 24, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums. Even if you win, the costs of defending yourself can be enormous.

Liability

Property Insurance Centre

MARCH 11, 2025

Buying Blocks of Flats Insurance in London: Key Risks and Costs When it comes to buying blocks of flats insurance in London, the market is becoming more complex for a number of reasons. In London, block of flats insurance comes with unique challenges and considerations compared to the rest of the UK.

Risk

Property Insurance Centre

MARCH 21, 2025

7 Best Manchester Block of Flats Insurance Tips Manchesters property market continues to be a hotspot for buy-to-let investors , driven by strong demand, rising rents, and significant regeneration across the city. Whether you’re a landlord, property manager, or investor, here’s what makes Manchester stand out: 1.

Premium

Property Insurance Centre

MAY 2, 2025

Business and Retail Insurance Specialists, Est. 1976 [link] Listen to Business and Retail Insurance explained by one of our directors What Is Business and Retail Insurance? Business Owners are well aware of the importance of having the correct insurance policy for their business. Fire Cover : Fire cover is standard cover.

Insurance

Property Insurance Centre

JANUARY 27, 2025

Can I Insure My Block of Flats if I’m Not the Freeholder? The quick answer is yes, you can insure your block of flats even if youre not the freeholder, but the process and your responsibilities depend on your ownership type and lease agreement. However, the cost is often recovered through service charges.

Building