Protect Commercial Insurance

JULY 18, 2025

One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. Even if you never intended harm, a single incident can lead to hefty legal fees, compensation payouts, reputational damage and higher premiums in future. But what does negligence actually mean?

Liability

Zywave

MAY 15, 2025

Certain types of non-complex commercial insurance are also in scope. These include organizational resistance to business model innovation, legacy platforms and compensation structures, and difficulty quantifying the return on investment of embedded initiatives.

Broker

Distinguished

MAY 19, 2025

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. Is workers’ compensation included in a BOP? While a BOP offers broad protection, there are exclusions.

Policy

Triple-I: Homeowners Insurance

MAY 15, 2025

Noteworthy 2024 performance indicators: The disparity in profitability between personal and commercial lines diminished, with both segments achieving an NCR below 100 for the year. The workers compensation system continues an era of exceptional performance with strong results and a financially healthy line, said Glenn.

Workers Compensation

Protect Commercial Insurance

JUNE 27, 2025

In this blog, we’ll explore how commercial insurance partnerships can maximise opportunities, bringing growth and success to your business. Well, in the highly competitive world of commercial insurance, referral partnerships can be a game-changer. Why are they important, you ask?

Insurance

Distinguished

JUNE 25, 2025

NEW YORK — Distinguished Programs, a national insurance program administrator known for its specialty offerings, has officially launched its Commercial Surety division and is now open for business. Ferreira serves as President of Commercial Surety and is joined by Brian Peters as Vice President.

Commercial

LexisNexis

JULY 22, 2025

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

Protect Commercial Insurance

JUNE 20, 2025

Office insurance is a form of commercial insurance that provides protection for businesses operating from office spaces. It covers compensation claims from employees in case of workplace injuries or illnesses. Let’s delve into the nuts and bolts of office insurance, particularly tailored for businesses operating in the UK.

Protection

Rough Notes

FEBRUARY 28, 2025

Harrington, CPCU If youre allergic to excitement, there are two things you can do: watch grass grow or monitor recent changes in the operating results for workers compensation insurance. So while distressed conditions in homeowners, commercial […] No news is good news, the saying goes.

Workers Compensation

Shield Insurance Agency

JUNE 19, 2025

Employee Protection Workers’ compensation insurance covers medical expenses and lost wages for employees injured on the job, and employers’ liability insurance protects the business from related legal claims.

Business Insurance

LexisNexis

JULY 1, 2025

For Practical Guidance on workers’ compensation, review these easy-to-use resource kits: Climate Change Resource Kit Environmental Resource Kit PFAS Resource Kit What’s New in Practical Guidance Discover the newest Practical Guidance content and resources in this update. Discover how nothing says “legacy risk” like a 1972 occurrence clause.

Policy

Distinguished

MARCH 20, 2025

Personal lines coverage : For owner-occupied properties with up to four units (where the owner lives in one of the units), we provide commercial insurance for the building along with optional personal coverages. We offer coverage up to a limit of $1 million.

Building

Protect Commercial Insurance

APRIL 4, 2025

– Tenant Compensation : In some cases, landlords might need to compensate tenants if living conditions are disrupted or deemed inadequate due to unresolved property issues. Author: Matt Duffy The post How Rent Guarantee & Home Emergency Insurance Can Save Landlords Money first appeared on Protect Commercial Insurance.

Out-Of-Pocket

Rough Notes

JUNE 30, 2025

By Randall Boss, CRM, CIC, SPHR In the world of workers compensation, the experience mod is more than a number—it’s the scoreboard […]

Workers Compensation

PSM Brokerage

MARCH 31, 2025

Make sure your compensation structure is optimized for long-term valuenot just short-term wins. Medicare, ACA, or commercial insurance) and become the go-to expert. Being financially prepared sets you up for healthy growth instead of sudden strain. Strengthening Your Revenue Foundation Your commissions and renewals are your foundation.

Insurance Agency

Protect Commercial Insurance

FEBRUARY 7, 2025

By collaborating with reliable commercial insurance providers, you’re ensuring a win-win scenario where both businesses can thrive. – Industry Alignment: Your ideal partner should operate within your business sphere or have its clientele interested in commercial insurance. Start building those connections today!

Insurance

Simply Insurance

JUNE 9, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. Should anything happen to your commercial rental property landlord insurance will cover your investment. LANDLORD INSURANCE WHERE YOU LIVE Landlord insurance by state.

Insurance Quotes

Neilson Marketing Services

JULY 1, 2025

across personal and commercial lines 6%–12% on workers’ compensation And often lower for networked or fee-split agencies So, a $10M premium book might only generate $1.25M in revenue, but public data vendors still classify it as a “$10M agency.” The Revenue Illusion: Why Premium Volume ≠ Revenue Another major misstep?

Building

Property Insurance Centre

FEBRUARY 24, 2025

The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums. Without proper coverage, the company had to liquidate assets to cover legal fees and compensation, ultimately forcing them to shut down.

Liability

Distinguished

JULY 9, 2025

At Distinguished, we’ve built a flexible, agent-friendly Surety Bond Program that covers both commercial and contract surety needs, with high capacity, fast approvals, and the underwriting expertise to handle everything from standard requests to complex accounts. What Are Commercial and Contract Surety Bonds?

Agents

Distinguished

JULY 9, 2025

At Distinguished, we’ve built a flexible, agent-friendly Surety Bond Program that covers both commercial and contract surety needs, with high capacity, fast approvals, and the underwriting expertise to handle everything from standard requests to complex accounts. What Are Commercial and Contract Surety Bonds?

Agents

LexisNexis

JULY 15, 2025

Read now » Related Content Remedies and Damages in Commercial Transactions Resource Kit Peruse resources to assist counsel on remedies and damages that may be available with respect to breaches of commercial agreements and transactions. Discover how to stay ahead of the fire.

Workers Compensation

Property Insurance Coverage Law

JULY 4, 2025

Jun 25, 2025 By Chip Merlin A Memorial Day Reflection on USAA and Its History of Insuring Military Families May 26, 2025 By Chip Merlin We’re Ready to Serve You Our firm represents residential, commercial, and government policyholders seeking timely, fair, and proper compensation from their insurance carrier.

Policyholder

Agency Height

JULY 23, 2025

Compensation and Trust Planning: Complex compensation arrangements or trust planning strategies often involve specific tax positions that are vulnerable to scrutiny. Tax insurance can cover these risks, offering peace of mind to businesses that rely on these structures.

Protection

Protect Commercial Insurance

MARCH 28, 2025

Receiving Compensation : Once everything is verified and approved, the insurer will begin covering the unpaid rent as per your policy terms. Author: Matt Duffy The post Understanding the Benefits of Rent Guarantee & Home Emergency Insurance for Landlords first appeared on Protect Commercial Insurance.

Insurance

Property Insurance Centre

JANUARY 30, 2025

Loss of Rent Cover If a flat becomes uninhabitable due to an insured event, this can help compensate for lost rental income. Block of Flats Insurance with Unoccupied Cover A tailored policy that protects both occupied and vacant flats within the same building.

Property Insurance

Agency Height

JULY 23, 2025

Compensation and Trust Planning: Complex compensation arrangements or trust planning strategies often involve specific tax positions that are vulnerable to scrutiny. Tax insurance can cover these risks, offering peace of mind to businesses that rely on these structures.

Protection

LexisNexis

JULY 22, 2025

Topics covered include the term, exclusivity, management, intellectual property issues, compensation and payment terms, record keeping and audit rights, confidentiality, warranties, indemnification and liability issues, and termination.

Liability

LexisNexis

JULY 1, 2025

Navigating a services agreement requires attention to scope, compensation, and industry-specific considerations. Supply of Services Agreements Resource Kit Refer to this resource kit when representing a service provider or recipient.

Compensation

Insurance Journal

DECEMBER 5, 2024

Most major commercial lines premium renewal rates were higher month over month, except general liability, which remained consistent with October and Commercial Property and Workers’ Compensation which saw a decrease, according to the November 2024’s results of the Ivans Index.

Commercial

Insurance Journal

JULY 30, 2024

Delta Air Lines has hired a law firm and will seek compensation from Microsoft and CrowdStrike over a global cyber outage earlier this month that disrupted flights around the world, CNBC reported on Monday. The Atlanta-based airline has been the …

Cyber

Insurance Journal

FEBRUARY 18, 2025

Encova Insurance, headquartered in Columbus, Ohio, appointed Dawn Colavecchi as commercial lines regional vice president, and Todd Becker as vice president, commercial underwriting office, workers’ compensation. Colavecchi will lead large accounts in the carrier’s large Midwest region, which now includes …

Commercial

Insurance Journal

MAY 6, 2025

Premium renewal rates increased year-over-year for all major commercial lines, except workers’ compensation, according to first quarter 2025 results of the Ivans Index. Compared to fourth quarter 2024, all lines experienced a decrease in average premium renewal rates except umbrella.

Commercial

Insurance Journal

FEBRUARY 14, 2025

Premium renewal rates increased year over year for all major commercial lines, except workers’ compensation, according to the January 2025 results of the Ivans Index. Month over month, commercial auto, business owners policy (BOP), and commercial property experienced decreases in …

Commercial

Insurance Journal

AUGUST 30, 2024

brokerage handling commercial and personal lines, life and health, workers’ compensation and employee benefits, has acquired the insurance business of Kentucky Health Solutions. PCF Insurance Services, a large U.S. It’s the 14th acquisition so far this year for Utah-based PCF, …

Compensation

Insurance Journal

MARCH 9, 2025

Premium renewal rates were up again in fourth-quarter 2024 but continue to trend lower for most commercial lines products. Premiums increased year over year for all major commercial lines, except workers’ compensation, according to the January 2025 results of the …

Commercial

An-Insurance-Agents-Career

JULY 9, 2016

Please describe this example of a Commercial P&C agent compensation: Year 1 $35,000 plus 10% commission / new business Year 2 $25,000 plus 25%

Commercial