Rough Notes

JULY 1, 2025

Navigating gaps between faulty workmanship and contractors professional liability By Natalie Sherod, CPCU, CRM, CIC Faulty workmanship and contractors professional liability (CPrL) exposures continue to challenge construction firms and insurance advisors alike. CGL policies exclude damage […]

Commercial General Liability

American Agents Alliance

JUNE 12, 2025

Read on to learn more about how to avoid coverage gaps that can lead to E&O claims while helping ensure policyholders are protected. Discuss these often-overlooked risks with policyholders: Cyber Liability for Small Businesses Commercial clients of any size can be targets for cyber attacks.

Claim

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival.

Liability

Distinguished

JULY 7, 2025

If you missed our recent webinar, “Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate,” don’t worry. Restaurants can be located anywhere in the state keeping in mind that the protection class must be from 1-5. Q: What are your property and general liability deductible options?

Policy

Simply Insurance

JUNE 9, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. With a Landlord Insurance policy you can protect your rental property from several losses. Click on your state to find out more.

Insurance Quotes

Distinguished

APRIL 21, 2025

Distinguisheds coverage options, cost factors, and tailored solutions are designed to protect Chicagos property owners. What Distinguished’s Landlord Insurance Programs Cover in Chicago Our City Insurance program provides robust protection, covering: Property insurance: Covers fires, storms, vandalism, and tenant-related damage.

Broker

Simply Insurance

JUNE 13, 2025

Whether you’re involved in clinical trials, product development, or research, having the right insurance coverage can protect your company from significant financial risks. Higher coverage limits typically result in higher premiums, but they also provide greater financial protection in the event of a claim.

Insurance Quotes

Distinguished

JULY 7, 2025

who need proper landlord insurance to protect the value of their real estate investment. Landlord insurance is a policy designed to protect unit owners from the risks of renting out their properties. It can also include commercial, personal use, or rented units. Renters accounted for 34.4% of households in the U.S.

Building

Distinguished

APRIL 29, 2025

Discover why landlord insurance is vital for property owners in Colorado, the protections Distinguished can offer, and how brokers can help their clients secure the best policies. However, landlords must navigate challenges such as extreme weather events, tenant-related liabilities, and potential evictions.

Liability

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. How Much Does Hotel Insurance Cost?

Broker

Distinguished

JUNE 16, 2025

Homeowners association insurance is a package policy designed to protect the shared property and liability exposures of a residential community — whether that’s a condo complex, townhomes, or a single-family home subdivision governed by an HOA. What is HOA Insurance?

Liability

Insurance Journal

NOVEMBER 26, 2024

A commercial general liability policy with a pollution exclusion does not protect a Virginia homeowners association from lawsuits filed by swimmers alleging they were injured by chemicals discharged into the community pool. That is the argument made by Philadelphia Indemnity …

Commercial General Liability

Central Insurance

AUGUST 21, 2024

Learn why business insurance for LLCs is essential to protect your assets and operations. Explore key policies like general liability, property, and professional liability insurance, ensuring full coverage for your business. The post Business Insurance for LLCs: What Policies Do You Need for Full Coverage?

Business Insurance

Central Insurance

JULY 25, 2024

LRO insurance provides comprehensive protection against commercial property damage, liability claims, and income loss. In this article, we explore the key differences between LRO and general liability insurance and why commercial landlords need to have this coverage. The post What is LRO Insurance?

General Liability

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Commercial umbrella insurance kicks in when those limits are reached, providing the extra coverage needed to handle high-cost liabilities.

Commercial Umbrella

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy

LexisNexis

APRIL 1, 2025

Read now » Related Content Builders Risk Insurance and Its Use in Construction Projects Discover the unusual characteristics of builders risk insurance and how features of the coverage differentiate it from other commercial policies that can afford some, but not identical, protection to the policyholder.

Commercial General Liability

Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial

Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

Commercial Insurance

Jackson & Jackson

NOVEMBER 16, 2024

From data breaches to equipment breakdowns, IT businesses need tailored protection to stay secure and competitive in today’s fast-paced tech landscape. Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen.

Insurance Policy

Hunton Andrews Kurth

SEPTEMBER 2, 2021

Consumer Product Safety Commission enforcement, reporting obligations, and how companies can leverage recall insurance, commercial general liability, and directors and officers liability policies to execute a recall swiftly, minimize losses and maintain customer relationships in the wake of a recall. Continue Reading.

Commercial General Liability

Zywave

SEPTEMBER 25, 2024

Organizations need to ensure that they have advanced threat identification and data protection efforts in place to ensure that they don’t fall victim to AI-powered attacks. But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs.

Workers Compensation

LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

Commercial General Liability

LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

Commercial General Liability

Property Insurance Centre

JANUARY 4, 2024

By understanding these emerging trends, you can better navigate the property insurance landscape and make informed decisions to protect your assets. Increased claims, larger losses, decreased profitability, and reduced capital have prompted reinsurers to implement measures to mitigate risks and protect their bottom line.

Property Insurance

Distinguished

SEPTEMBER 10, 2024

We’ll outline the projects we cover and risks we address, equipping you to protect your clients’ investments in Alabama’s expanding construction market. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk

Friendly Agent

SEPTEMBER 21, 2020

When you think you would be able to find valuable satisfaction in life when you help protect the security and well-being of people dear to you, the career as an insurance agent is very fulfilling. You may find various types of personal insurance and commercial insurance policies. The world of insurance selling can be overwhelming.

Insurance Agent

Protect Commercial Insurance

OCTOBER 25, 2024

Think about the everyday operations of your business: – Are there physical locations that require protection from natural disasters or theft? – Is there a high level of professional liability in your operations? How much coverage do you need to fully protect your assets? – Do you handle sensitive customer data?

Business Insurance

Distinguished

AUGUST 26, 2024

Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties. General Contractors : As the primary overseer of the project, the general contractor needs protection against potential losses.

Risk

Distinguished

SEPTEMBER 25, 2024

Whether it’s a construction project for a single-family home , a mixed-use building , or a commercial property, Distinguished’s Builder’s Risk Program has got it covered. What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? They require insurance to protect against potential claims.

Risk

Triple-I: Workers Compensation

MARCH 21, 2023

“The lines of coverage written typically are those with more predictable losses, such as workers compensation, general liability, and automobile liability and physical damage.” Group captives can provide a viable way to protect companies across several lines of casualty insurance.

Workers Compensation

Distinguished

AUGUST 12, 2024

We’ll explore the wide range of projects covered, from single-family homes to commercial buildings, and examine the comprehensive coverages that protect your clients’ investments. Broad appetite : Get coverage for single-family homes, commercial buildings, and mixed-use clients all in one place.

Risk

Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? This concept is typically applied in automobile insurance, both personal and business, and is also found in property, general liability, and worker’s compensation insurance.

Insurance Carrier

American Agents Alliance

SEPTEMBER 26, 2024

By the end, you’ll have a comprehensive understanding of how integrating surety bonds into your offerings can streamline your operations, open new markets, and solidify your role as a trusted advisor to your commercial clients. Enhancing Client Relationships Through Specialized Services In the insurance world, trust is everything.

Agents

Triple-I: Workers Compensation

APRIL 20, 2021

This isn’t the first time the act – which would protect banks from federal penalties for doing business with cannabis-related businesses that comply with state laws – has made it through the House. It was first introduced in March 2019, and the House has approved it three times, only to have the Senate Banking Committee block its progress.

Risk

Hunton Andrews Kurth

MAY 16, 2023

In 2008, Illinois enacted the Biometric Information Privacy Act (BIPA) to protect individuals’ privacy rights in their biometric information, including retina or iris scans, fingerprint, voiceprint, hand scans, facial geometry, DNA and other unique, identifying biological information.

Protection

LexisNexis

DECEMBER 10, 2024

This survey covers state law on the issue of faulty workmanship as an occurrence for purposes of coverage determination under a commercial general liability (CGL) policy. Generally, an insured's work product is not covered, but defective workmanship that causes property damage is covered.

General Liability