Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. What is Commercial Property Insurance?

Commercial Property

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. Understanding Commercial Property Insurance Commercial property insurance is an essential safety net for small businesses in the UK. Without it, all your hard work could crumble in an instant.

Commercial Property

Tosten Marketing

FEBRUARY 27, 2025

Water damage can wreak havoc on commercial properties, leading to costly repairs and business disruptions. Commercial property insurance water damage coverage is a complex topic with many nuances. What Water Damage Does Commercial Property Insurance Cover? What Water Damage Isn’t Covered?

Commercial Property

Agency Height

JULY 31, 2025

Insureds Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down Get quotes from verified agents easily. Agency Height July 31, 2025 For Insureds Key Takeaways Insurance premiums are based on shared risk, not just your individual home. How much might your premium rise?

Premium

Property Insurance Centre

JUNE 29, 2025

Unoccupied Commercial Property Owners Insurance Specialists, Est. 1976 [link] Listen to What Is Unoccupied Commercial Property Owners Insurance explained by one of our directors What Is Unoccupied Commercial Property Owners Insurance? The larger the building will often determine the amount you will require.

Commercial Property

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

Commercial Property

Mark Jackson Insurance Agency

JUNE 16, 2025

From underinsuring key assets to misunderstanding policy exclusions, commercial insurance missteps can leave your business exposed to financial loss. Choosing the Wrong Deductible It’s tempting to choose a higher deductible to lower your premium, but that can backfire in the event of a claim.

Commercial Insurance

Rough Notes

JULY 29, 2025

Operating in a market where premium increases are moderating from major hardening of a year ago [T]here are still likely potholes ahead. What is certain is that strategic layering, tech-driven storytelling, and creative risk solutions are no longer luxuries—they’re necessary tools of the industry.

Commercial Property

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Homeowners in Georgia’s most climate-risk-vulnerable counties , such as the coastal and most southern parts of the state, can face double-digit premium hikes or nonrenewals. At least 38 of those events happened in the last five years, with 14 in 2023. The five-year average count for liability claims increased 24.9

Commercial General Liability

Property Insurance Centre

MAY 19, 2025

Commercial Property Owners Insurance Specialists, Est. 1976 [link] Listen to Commercial Property Owners Insurance explained by one of our directors/p> What Is Commercial Property Owners Insurance? Having adequate insurance cover for your Commercial Building is essential. Index Linking What does this mean?

Commercial Property

Distinguished

MARCH 20, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Broker

Zywave

JUNE 10, 2025

Ecosystem Advantage: Zywave is expanding its digital distribution capabilities to drive premium growth opportunities for carriers and enhancing quoting efficiency for brokers—helping both gain an edge in a competitive market.

Commercial Automobile

American Agents Alliance

APRIL 3, 2025

The Relationship Between Tariffs and Insurance Costs Rising tariffs could impact many different lines of business, but some experts have narrowed their focus to the effects on homeowners and auto (both personal and commercial). Rising expenses could perhaps cause higher insured values, leading to policy adjustments and higher premiums.

Agents

Protect Commercial Insurance

JULY 18, 2025

One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. Even if you never intended harm, a single incident can lead to hefty legal fees, compensation payouts, reputational damage and higher premiums in future. But what does negligence actually mean?

Liability

Distinguished

MAY 19, 2025

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. Distinguished offers competitive pricing with low minimum premiums and flexible quoting.

Policy

Triple-I: Homeowners Insurance

MAY 15, 2025

Noteworthy 2024 performance indicators: The disparity in profitability between personal and commercial lines diminished, with both segments achieving an NCR below 100 for the year. This advancement was largely attributable to robust net written premium (NWP) expansion, with growth rates of 14.4 marking a considerable 9.6-point

Workers Compensation

Zywave

MAY 15, 2025

Certain types of non-complex commercial insurance are also in scope. Ernst & Young predicts embedded insurance transactions could account for 30% of the total by 2028, while Deloitte recently cited expectations for embedded gross written premiums to reach $700 billion globally by 2030. Threat or opportunity?

Broker

Distinguished

MAY 6, 2025

The cost of inland marine insurance varies based on several key factors: Type and value of property: Higher-value or specialized equipment typically results in higher premiums. Coverage limits and deductibles: Higher coverage limits raise premiums, while higher deductibles lower them.

Inland Marine Insurance

Neilson Marketing Services

JULY 1, 2025

The Revenue Illusion: Why Premium Volume ≠ Revenue Another major misstep? Mistaking premium volume for revenue. Retail agencies don’t earn the full premium — they earn commissions, typically: ~12.5%

Building

Distinguished

MARCH 20, 2025

Personal lines coverage : For owner-occupied properties with up to four units (where the owner lives in one of the units), we provide commercial insurance for the building along with optional personal coverages. TIV (total insurable value): Higher replacement costs for the building and covered property directly increase the premium.

Building

American Agents Alliance

MAY 26, 2025

When risks are managed well, policyholders can save money on premiums. Some examples include fire prevention services and water detection systems for personal lines policyholders, and cybersecurity training, background screening services, and slip and fall risk assessment firms for commercial policyholders.

Agents

Distinguished

JUNE 2, 2025

Distinguished offers three core programs tailored to Ohio’s rental property landscape: City landlord insurance : For owners of 2-100 unit properties, including mixed-use buildings with commercial tenants. Premiums vary based on the property’s: Location: Urban areas like Cleveland, Columbus, and Cincinnati may have different pricing.

Liability

Protect Commercial Insurance

APRIL 4, 2025

Conversely, a combined insurance approach transforms these unpredictable variables into fixed costs, spread over the year in manageable premiums. Author: Matt Duffy The post How Rent Guarantee & Home Emergency Insurance Can Save Landlords Money first appeared on Protect Commercial Insurance.

Out-Of-Pocket

Zywave

MARCH 20, 2025

Across all lines of business, quote volume grew by 16% and premium quoted increased by 31%, versus the previous year. In Commercial Lines, quote volume within MGA Hub increased 27% YoY. Growth in rating, quoting and connectivity: In 2024, Zywave strengthened its position as the largest enabler of digital quoting in the industry.

Cyber

Simply Insurance

JUNE 9, 2025

Should anything happen to your commercial rental property landlord insurance will cover your investment. However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage. Click on your state to find out more.

Insurance Quotes

Distinguished

JULY 7, 2025

Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? Q: Will you write BYOB establishments? A: Yes, we will write BYOB establishments. A: The Restaurant BOP is not designed for establishments with high liquor-to-food ratios.

Policy

Zywave

JULY 2, 2025

As an industry leader in distribution connectivity, we help facilitate billions of dollars of gross written premium across major insurance markets. ClarionDoor : We’ve expanded industry-based rating content available within the platform with the addition of AAIS Commercial Output Program (COP) and ISO Commercial Automobile New Class Plan.

Broker

Property Insurance Centre

FEBRUARY 24, 2025

The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. Even if you win, the costs of defending yourself can be enormous.

Liability

Simply Insurance

JUNE 13, 2025

These platforms allow you to evaluate different policies side-by-side, considering factors such as coverage limits, premiums, and additional benefits. Generally, premiums are calculated based on the level of coverage you require and the perceived risk associated with your operations. How Much Does Life Sciences Insurance Cost?

Insurance Quotes

Distinguished

JUNE 16, 2025

Unlike standard homeowners or commercial policies, harp insurance recognizes the true financial and historical value of these instruments — and the specialized care they require if something goes wrong. Why Do Harps Need Specialized Insurance?

Protection

Distinguished

JUNE 16, 2025

Unlike standard homeowners or commercial policies, harp insurance recognizes the true financial and historical value of these instruments — and the specialized care they require if something goes wrong. Why Do Harps Need Specialized Insurance?

Protection

Property Insurance Centre

JANUARY 30, 2025

If you’re unsure, consult a broker or insurer experienced in property management to ensure you’re fully protected. We find the right policy to suit your needs and understand the risks that a property owner can face in the course of ownership.

Property Insurance

Shield Insurance Agency

MAY 12, 2025

However, there are numerous ways to potentially save on your premium. Additionally, filing claims on your home or auto insurance can potentially increase your premiums. We are here to help you find the coverage that best suits all your insurance needs, including home, auto, commercial, and life insurance.

Out-Of-Pocket Expense

Distinguished

APRIL 21, 2025

The citys density, property values, and the likelihood that someone could make a claim all contribute to premium fluctuations. Coverage selections: Policies with expanded protection, such as flood, earthquake, and additional liability coverages, increase premium costs.

Broker

Agency Height

JULY 23, 2025

Buyers are more likely to pay a premium for a business when they know that tax risks are covered, while sellers can receive a higher price knowing that their post-closing liabilities are limited. A higher retention amount could reduce the premium, but it also means the business will be more exposed to initial costs.

Protection

Property Insurance Centre

MARCH 11, 2025

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Many insurers require more detailed valuations and risk assessments due to the higher sums insured. Letting you give your eyes a break!!

Risk

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. It can also include commercial, personal use, or rented units. million ~$50,000 Denver 44 units, 6 stories ~$14.5

Building