Distinguished

MAY 19, 2025

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. Distinguished offers competitive pricing with low minimum premiums and flexible quoting.

Policy

Distinguished

MAY 6, 2025

The cost of inland marine insurance varies based on several key factors: Type and value of property: Higher-value or specialized equipment typically results in higher premiums. Coverage limits and deductibles: Higher coverage limits raise premiums, while higher deductibles lower them.

Inland Marine Insurance

Distinguished

MARCH 20, 2025

Personal lines coverage : For owner-occupied properties with up to four units (where the owner lives in one of the units), we provide commercial insurance for the building along with optional personal coverages. TIV (total insurable value): Higher replacement costs for the building and covered property directly increase the premium.

Building

Distinguished

JUNE 2, 2025

Distinguished offers three core programs tailored to Ohio’s rental property landscape: City landlord insurance : For owners of 2-100 unit properties, including mixed-use buildings with commercial tenants. Premiums vary based on the property’s: Location: Urban areas like Cleveland, Columbus, and Cincinnati may have different pricing.

Liability

Simply Insurance

JUNE 9, 2025

Should anything happen to your commercial rental property landlord insurance will cover your investment. However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage. Click on your state to find out more.

Insurance Quotes

Agency Height

JULY 23, 2025

The cost typically ranges from 2% to 5% of the coverage limit, with underwriting usually completed within 10–14 days. Capacity is ample across a broad panel of specialist carriers and managing general underwriters; market leaders such as AIG, Liberty Global Transaction Solutions (GTS), and others routinely write U.S.

Protection

Distinguished

JUNE 16, 2025

Unlike standard homeowners or commercial policies, harp insurance recognizes the true financial and historical value of these instruments — and the specialized care they require if something goes wrong. Why Do Harps Need Specialized Insurance?

Protection

Distinguished

JUNE 16, 2025

Unlike standard homeowners or commercial policies, harp insurance recognizes the true financial and historical value of these instruments — and the specialized care they require if something goes wrong. Why Do Harps Need Specialized Insurance?

Protection

Distinguished

JULY 7, 2025

More details would be required to underwrite. Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? A: Yes, subject to individual risk underwriting. A: There are no specific crime score criteria, but we may utilize crime scores in our underwriting process.

Policy

Distinguished

JULY 7, 2025

Insurance agents and brokers looking to get more business from landlord clients will need access to a program that can insure multiple units or buildings, including a mix of landlord, commercial, and tenant-occupied spaces. It can also include commercial, personal use, or rented units. million ~$50,000 Denver 44 units, 6 stories ~$14.5

Building

Triple-I: Homeowners Insurance

APRIL 10, 2025

Even as California moves to address regulatory obstacles to fair, actuarially sound insurance underwriting and pricing, the states risk profile continues to evolve in ways that impede progress, according to the most recent Triple-I Issues Brief. Like many states, California has suffered greatly from climate-related natural catastrophe losses.

Insurer

Agency Height

JULY 23, 2025

The cost typically ranges from 2% to 5% of the coverage limit, with underwriting usually completed within 10–14 days. Capacity is ample across a broad panel of specialist carriers and managing general underwriters; market leaders such as AIG, Liberty Global Transaction Solutions (GTS), and others routinely write U.S.

Protection

Simply Insurance

JUNE 13, 2025

These platforms allow you to evaluate different policies side-by-side, considering factors such as coverage limits, premiums, and additional benefits. Generally, premiums are calculated based on the level of coverage you require and the perceived risk associated with your operations. How Much Does Life Sciences Insurance Cost?

Insurance Quotes

Distinguished

APRIL 21, 2025

The citys density, property values, and the likelihood that someone could make a claim all contribute to premium fluctuations. Coverage selections: Policies with expanded protection, such as flood, earthquake, and additional liability coverages, increase premium costs. Why Partner With Distinguished for Landlord Insurance in Chicago?

Broker

Distinguished

MAY 13, 2025

Commercial umbrella : A policy that gives hotels additional liability coverage so they can maintain coverage limits beyond what is available on their primary GL. Commercial auto : A comprehensive policy that covers commercial vehicles if theyre involved in an accident, vandalized, or stolen.

Broker

Agency Height

JULY 28, 2025

Disclosure Requirements: Be transparent about policy terms, waiting periods, premiums, and limitations. Stay Educated: Keep up with product changes, underwriting guidelines, and market trends. Do Not Call Lists: Always check your call lists against the National Do Not Call Registry to avoid penalties.

Agents

Insurance Journal

OCTOBER 27, 2024

Commercial auto insurance has struggled to achieve underwriting profitability, even before inflationary conditions affected property/casualty lines in recent years. The trend has been accompanied by steady growth in net written premiums (NWP), according to the Insurance Information Institute (Triple-I), an …

Commercial

Insurance Journal

NOVEMBER 13, 2024

commercial auto insurance segment sustained a $5 billion net loss in 2023, a new AM Best reports indicates further deterioration in the first half of 2024. Despite targeted underwriting initiatives, including raising premiums to match the rising … After the U.S.

Auto Insurance

Insurance Journal

NOVEMBER 17, 2024

Commercial auto insurance has struggled to achieve underwriting profitability, even before inflationary conditions affected property/casualty lines in recent years. The trend has been accompanied by steady growth in net written premiums (NWP), according to the Insurance Information Institute (Triple-I), an …

Commercial

Insurance Journal

JANUARY 17, 2025

The “gap is closing” between commercial lines and personal lines underwriting results as the insurance industry overall is expected to continue its run of premium growth and improved underwriting results over the next 2 years. According to a report from …

Underwriter

Insurance Journal

JULY 15, 2024

Favorable first-quarter economic and underwriting results for property/casualty insurance are in line with projections that the industry will see a small underwriting loss in 2024 and achieve profitability in 2025, according to a report from the Insurance Information Institute (Triple-I) …

Premium

Insurance Journal

OCTOBER 17, 2024

billion compared to net income of $454 million during the same period a year ago on record net premiums, favorable prior year reserve development, and higher investment income. Travelers on Thursday said third quarter net income was $1.26 The New …

Underwriter

Insurance Journal

JULY 19, 2024

reported second quarter net income of $534 million, compared to a loss of $14 million during the same time a year ago, thanks to record net premiums of about $11.1 The Travelers Companies, Inc. The New York-based insurer posted …

Underwriter

Insurance Journal

DECEMBER 1, 2024

commercial auto insurance segment sustained a $5 billion net loss in 2023, a new AM Best report indicates further deterioration in the first half of 2024. Despite targeted underwriting initiatives, including raising premiums to match the rising … After the U.S.

Commercial

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

property and casualty insurance industry experienced better-than-expected economic and underwriting results in the first half of 2024, according to the latest forecasting report by Triple-I and Milliman. points year-over-year improvement, with commercial lines continuing to outperform personal lines. represented a 2.3-points

Commercial

Triple-I: Business Insurance

OCTOBER 25, 2024

The commercial auto insurance line has struggled to achieve underwriting profitability for years, even before the inflationary conditions that have been affecting property/casualty lines more recently. This trend has been accompanied by steady growth in net written premiums (NWP).

Commercial

Cowbell

AUGUST 20, 2024

In two years, he successfully implemented over 20 partnerships with major insurance brokers and significantly enhanced Arch’s digital presence while optimizing the underwriting process through automation, culminating in improved user interfaces and portals.

Cyber

Protect Commercial Insurance

DECEMBER 6, 2024

Introduction The world of commercial insurance is constantly evolving, adapting to meet the changing needs of businesses. Whether you’re a small business owner, an industry leader, or just curious about the future, understanding these key trends will be essential in navigating the commercial insurance world.

Commercial Insurance

Triple-I: Business Insurance

AUGUST 11, 2022

The property & casualty insurance industry’s combined ratio – an indicator of underwriting profitability – is forecast at 100.7 Combined ratio represents the difference between claims and expenses paid and premiums collected by insurers. We forecast 2022 P&C premium growth of 8.5 for 2022, up 1.2 percent,” Porfilio said.

Underwriter

Neilson Marketing Services

OCTOBER 28, 2024

Defining Market Position : High-quality data reveals which agencies already rely on the carrier for specific products, such as commercial lines, personal auto, or specialty coverages. If an MGA specializes in unique commercial policies, the survey might ask about coverage satisfaction and growth potential within that niche.

Insurance Agency

Property Insurance Centre

JANUARY 4, 2024

Inflation drives up property valuations , construction costs , and insurance premiums. This has resulted in higher premiums and limited coverage in catastrophe-exposed areas. Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.

Property Insurance

Protect Commercial Insurance

OCTOBER 4, 2024

How Interest Rates Influence Insurance Costs Insurance premiums are sometimes indirectly influenced by interest rates. Here’s how: insurers rely on investment income to keep premiums competitive. When interest rates rise, the returns on these investments can increase, potentially affecting premium rates.

Property Insurance

Jackson & Jackson

MAY 22, 2024

Multi-unit commercial properties in California offer investors the potential for significant returns. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. However, with great opportunities come great risks.

Property Insurance

Property Insurance Centre

NOVEMBER 11, 2024

” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions. In other cases, it will be due to underwriting appetite of insurers and their ever changing attitudes to risk. Getting an alarm will often be a deterrent in the first instance.

Insurer

Triple-I: Workers Compensation

FEBRUARY 10, 2022

economy and is the second-largest line of commercial insurance, with $42 billion in premium annually. Even with rates falling, he said, the line has seen “seven years of underwriting gains and favorable combined ratios.” Workers comp plays a critical role in the U.S.

Workers Comp

Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

Insurer

Distinguished

AUGUST 12, 2024

We’ll explore the wide range of projects covered, from single-family homes to commercial buildings, and examine the comprehensive coverages that protect your clients’ investments. Broad appetite : Get coverage for single-family homes, commercial buildings, and mixed-use clients all in one place.

Risk