Rough Notes

JUNE 30, 2025

By Randall Boss, CRM, CIC, SPHR In the world of workers compensation, the experience mod is more than a number—it’s the scoreboard […]

Workers Compensation

LexisNexis

JULY 1, 2025

For Practical Guidance on workers’ compensation, review these easy-to-use resource kits: Climate Change Resource Kit Environmental Resource Kit PFAS Resource Kit What’s New in Practical Guidance Discover the newest Practical Guidance content and resources in this update.

Policy

Neilson Marketing Services

JULY 1, 2025

across personal and commercial lines 6%–12% on workers’ compensation And often lower for networked or fee-split agencies So, a $10M premium book might only generate $1.25M in revenue, but public data vendors still classify it as a “$10M agency.” Mistaking premium volume for revenue.

Building

LexisNexis

JULY 15, 2025

Read now » Related Content Remedies and Damages in Commercial Transactions Resource Kit Peruse resources to assist counsel on remedies and damages that may be available with respect to breaches of commercial agreements and transactions. Discover how to stay ahead of the fire.

Workers Compensation

Distinguished

JULY 9, 2025

At Distinguished, we’ve built a flexible, agent-friendly Surety Bond Program that covers both commercial and contract surety needs, with high capacity, fast approvals, and the underwriting expertise to handle everything from standard requests to complex accounts. What Are Commercial and Contract Surety Bonds?

Agents

Distinguished

JULY 9, 2025

At Distinguished, we’ve built a flexible, agent-friendly Surety Bond Program that covers both commercial and contract surety needs, with high capacity, fast approvals, and the underwriting expertise to handle everything from standard requests to complex accounts. What Are Commercial and Contract Surety Bonds?

Agents

Property Insurance Centre

FEBRUARY 24, 2025

How to Protect Your Business Get Comprehensive Insurance Ensure you have general liability insurance, professional indemnity insurance, and workers compensation if applicable. Because the business was not incorporated, the owner lost their personal savings and had to declare bankruptcy.

Liability

Insurance Journal

JULY 14, 2025

Based in Boise, Idaho, Fuhriman Insurance offers insurance solutions for auto, home, commercial, life, umbrella, renters, workers compensation, toys and pest control. Trucordia has announced its acquisition of the Fuhriman Insurance business. The acquisition is part of Trucordia’s growth strategy, …

Workers Compensation

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

points year-over-year improvement, with commercial lines continuing to outperform personal lines. Commercial lines underwriting profitability remained mostly flat. Commercial lines underwriting profitability remained mostly flat. Commercial lines 2024 net combined ratio remained relatively flat at 97.1 represented a 2.3-points

Commercial

Triple-I: Workers Compensation

FEBRUARY 10, 2022

Despite early “dire estimates” of how the COVID-19 pandemic might affect the workers compensation insurance sector, the system has proved to be resilient, according to Bill Donnell, president and CEO of the National Council on Compensation Insurance (NCCI). Workers comp plays a critical role in the U.S.

Workers Comp

LexisNexis

AUGUST 28, 2024

Rassp, Chairman of the Board of Directors, Friends Research Institute (friendsresearch.org) Disclaimers: The opinions expressed in this article are those of the author and are not those of the State of California Department of Industrial Relations, Division of Workers’ Compensation, or the Workers’ Compensation Appeals Board.

Workers Compensation

Frankenmuth Insurance

OCTOBER 10, 2024

Get commercial coverage you can count on, like liability , workers compensation , or umbrella policies. Since you never know when one could strike, it’s crucial to be proactive with a disaster preparedness plan that includes steps for closing, reopening , and contacting your team and customers. Invest in insurance.

Crime

Insurance Journal

JANUARY 2, 2025

Three firefighters and a dozen passengers were injured in Florida last week when a fire truck with its lights flashing drove around rail crossing arms and into the path of a high-speed passenger train after waiting for another train to …

Workers Compensation

Zywave

SEPTEMBER 25, 2024

But beyond just the employee benefits, the workers’ compensation and general liability markets are also feeling the pinch of increased medical costs. Social Inflation & Nuclear Verdicts Jury verdicts exceeding $10 million, also known as nuclear verdicts, have been plaguing several industries including the commercial auto market.

Workers Compensation

Insurance Journal

JUNE 13, 2025

JetZero Inc. announced plans Thursday to build its first manufacturing plant for a next-generation passenger jet in central North Carolina, a project that if successful would create more than 14,500 jobs there in a decade. The California-based startup intends to …

Building

Jackson & Jackson

NOVEMBER 16, 2024

Workers’ Compensation Insurance California law requires businesses with employees to have workers’ compensation insurance. Why it’s critical in California : Failing to carry workers’ comp can lead to fines and penalties. Additionally, it demonstrates you care about the well-being of your team.

Insurance Policy

Insurance Journal

DECEMBER 17, 2024

It’s a question that has cropped up in state courts only on rare occasions: If the owner or officer of a subcontractor firm opts out of workers’ compensation coverage for himself, can he then sue the general contractor for negligence …

Injury

Insurance Journal

DECEMBER 4, 2024

(Bloomberg) — JPMorgan Chase & Co. plans to hire 300 people in the Orlando area over the next two years, part of the largest US bank’s expansion in the South. The firm will renovate its 250,000-square-foot (23,226-square-meter) campus in central …

Workers Compensation

Insurance Journal

NOVEMBER 17, 2024

LOUISVILLE, Ky. (AP) AP) — The president of a Kentucky plant that exploded earlier this week said the company is accountable for the accident and will pay damages to residents affected by the blast. “First and foremost, we are devastated by …

Damage

Insurance Journal

DECEMBER 20, 2024

The Cleveland Clinic, a health care system with hospitals and clinics around the world, said it plans to build a 150-bed hospital in the Palm Beach area and will quadruple the size of an outpatient clinic there. Cleveland has operated …

Building

Insurance Journal

JANUARY 9, 2025

If insurance carriers want to have dibs on a company’s assets as premium security or collateral, they had better specify that those assets include potential tort-claim settlements, a federal appeals court said Wednesday. In a case that involved a Florida …

Claim

Insurance Journal

NOVEMBER 5, 2024

AP) — Rescue workers in Tennessee have recovered the body of the final person still missing after massive flooding from Hurricane Helene hit a plastics factory there. ERWIN, Tenn. (AP) Rosa Andrade, 29, was one of six employees killed after they …

Workers Compensation

CDC: Workers Compensation

AUGUST 22, 2024

Women have been working in various capacities above ground in coal mining since coal was first commercially used in the U.S. This is because most miners are men, and many depictions of coal miners are of men wearing hardhats and dusty reflective coveralls. in the early 1700s.

Commercial

Insurance Journal

APRIL 2, 2025

A huge natural gas-powered data center that will serve the growing demands of artificial intelligence is being planned for the site of a former coal-fired power plant in Pennsylvania. The 3,200-acre (1,295-hectare) data center campus, located about 50 miles east …

Workers Compensation

Triple-I: Workers Compensation

MARCH 21, 2023

“The lines of coverage written typically are those with more predictable losses, such as workers compensation, general liability, and automobile liability and physical damage.” With these benefits, the group captive model can help to control spiraling litigation costs.

Workers Compensation

American Agents Alliance

SEPTEMBER 6, 2024

Work with the best in the business of commercial towing and garage insurance. Shield Commercial Insurance Services : Shield has delivered superior commercial and residential contractors insurance products for over 20 years. AllComp also offers upfront commissions to agents.

Workers Compensation

Triple-I: Workers Compensation

APRIL 20, 2021

While market capacity for property, commercial general liability, product liability and workers’ compensation coverage has expanded – these policies remain more expensive than the same coverage purchased by similar companies in other industries.

Risk

LexisNexis

JULY 8, 2025

Read now » Related Content Export Credit Insurance Fundamentals Checklist Follow the key elements of export credit insurance, a specialized type of commercial coverage purchased by exporters of goods and services to foreign buyers when the transactions are unsecured and based on an "open account." loan parties.

Risk

Triple-I: Business Insurance

AUGUST 11, 2022

Kurtz , a principal and consulting actuary at Milliman, said another year of underwriting losses is likely for the commercial multi-peril line. Kurtz said the workers’ compensation line’s multi-year run of underwriting profits is expected to continue, although margins are likely to shrink further through 2024.

Underwriting

Word & Brown

NOVEMBER 21, 2024

2: Partner with others offering complementary services If your niche is employee benefits, you may be able to build a professional relationship with firms engaged in accounting, payroll services, human resources, legal services, and other insurance professionals with a different focus (P&C, workers’ compensation, commercial umbrella, etc.).

Building

Insurance Journal

FEBRUARY 10, 2025

ATLANTA (AP) A clean energy company is abandoning a plan to build a giant electric battery factory in Atlanta’s suburbs after it shifted to buy a solar panel plant in Texas. Freyr Battery told officials in Newnan last week …

Building

Protect Commercial Insurance

OCTOBER 25, 2024

– Workers’ Compensation Insurance : Provides for employees’ medical expenses and wage replacement in the event of work-related injuries. – Business Interruption Insurance : Compensates for lost income if your business operations halt due to a covered event. first appeared on Protect Commercial Insurance.

Business Insurance

LexisNexis

OCTOBER 10, 2024

Rassp, Presiding Judge, WCAB Los Angeles, California Division of Workers’ Compensation Disclaimer: The material and any opinions contained in this article are solely those of the authors and are not the opinions of the Department of Industrial Relations, Division of Workers’ Compensation, or the WCAB, or any other entity or individual.

Workers Compensation

LexisNexis

OCTOBER 22, 2024

By Julius Young, Richard Jacobsmeyer, Barry Bloom, Editors-in-Chief for Herlick, California Workers’ Compensation Handbook [Note: This article is excerpted from the upcoming 2025 edition of Herlick, California Workers’ Compensation Handbook. The AI revolution is starting to come to workers’ compensation.

Workers Compensation

Word & Brown

MAY 20, 2025

Or, more specifically, have you thought about Workers Compensation? P&C stands for “Property and Casualty” P&C insurance includes policies covering property and casualty risks like auto, homeowners, and commercial insurance, including Workers Compensation coverage. What Is P&C Insurance?

Workers Comp

Frankenmuth Insurance

SEPTEMBER 19, 2024

Get a workers compensation policy. Should a team member be injured or killed on the job, workers compensation can help protect you financially and legally. Keep a pulse on laws and regulations in your industry and conduct regular audits to ensure you’re compliant with them. Maintain your website and social channels.

Risk

Mark Jackson Insurance Agency

APRIL 15, 2024

They should also protect their employees with workers’ comp insurance. What Is Workers’ Comp? Workers’ comp” is short for “workers’ compensation” and can help pay for medical care and other expenses if one of your employees becomes sick or is hurt on the job from hazards like exposure to chemicals or a fall.

Workers Comp