Compensation Crime Injury 
Protect Commercial Insurance
JUNE 20, 2025
. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. It covers compensation claims from employees in case of workplace injuries or illnesses. – Employer’s Liability Insurance : Required by law if you employ staff.
Distinguished
MARCH 20, 2025
For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. Crime insurance : Protects against financial losses caused by theft, burglary, or employee dishonesty, covering stolen money, securities, or property. We offer coverage up to a limit of $1 million.
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Distinguished
JUNE 30, 2025
Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. General liability insurance: Covers legal expenses and damages if the restaurant is held liable for incidents, such as customer injuries. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.
Distinguished
JUNE 30, 2025
Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. General liability insurance: Covers legal expenses and damages if the restaurant is held liable for incidents, such as customer injuries. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.
Distinguished
FEBRUARY 24, 2025
Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. General liability insurance: Coverage for legal claims related to customer injuries or property damage.
Cover4LetProperty
OCTOBER 1, 2024
Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood. This would cover you for example, when a tenant may hold you liable for an injury which was caused within / by your property.
Risk Management Monitor
DECEMBER 20, 2022
Claimant fraud and premium fraud are two of the most well-known types of workers compensation fraud. In these cases, a worker may intentionally fake an injury (claimant fraud) or a business owner may misrepresent their employee headcount or incorrectly classify employees to obtain lower insurance premiums.
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