Distinguished

MAY 19, 2025

General liability coverage protects against third-party claims involving bodily injury, property damage, or advertising injury from slip-and-fall accidents to food-related complaints. Liquor Liability Coverage Distinguisheds BOP offers liquor liability coverage for eligible restaurants. What Doesn’t a BOP Cover?

Policy

AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. Believing Workers Comp Is Just a Cost of Doing Business This mindset is perhaps the most damaging. But that mindset couldnt be further from the truth.

Workers Comp

LexisNexis

JULY 1, 2025

Allocation of Latent Injury and Damage Claims State Law Survey Examine the method adopted in each of the 50 states and the District of Columbia of allocating damages for latent bodily injury and property damage claims, which are also called long tail or continuous injury or damage claims.

Policy

Mark Jackson Insurance Agency

MARCH 19, 2025

Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters.

Workers Compensation

Protect Commercial Insurance

JUNE 20, 2025

Here are some key components typically included: – Property Insurance : Protects the physical premises and its contents from damage or loss due to incidents like fire, flood, or vandalism. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises.

Protection

LexisNexis

JULY 29, 2025

Essential Components of All Primary Insurance Policies Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

AMAXX

JUNE 17, 2025

When it comes to managing workers’ compensation claims, many employers focus on lagging indicators—things like claim count, indemnity costs, and days lost. You can’t act on them until the damage is already done. But one critical leading metric often gets ignored: the Return-to-Work (RTW) Ratio.

Workers Comp

LexisNexis

JULY 22, 2025

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

Protect Commercial Insurance

JULY 18, 2025

It’s not about doing something on purpose – it’s about carelessness that leads to damage. And finally, there must be damages – a real injury or financial loss. Even if you never intended harm, a single incident can lead to hefty legal fees, compensation payouts, reputational damage and higher premiums in future.

Liability

AMAXX

MAY 13, 2025

With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time. Yet many employers still fly blindunsure where to focus, overwhelmed by options, and frustrated by rising claim costs and stagnant outcomes. These metrics arent just numbers.

Workers Comp

AMAXX

MAY 6, 2025

But when it comes to the workers compensation system, a rushed or poorly evaluated hire can be far more costly than leaving a role vacant for a few extra weeks. Production deadlines are looming, teams are understaffed, and the pressure to get someone in the door often outweighs the discipline of a thorough vetting process.

Workers Comp

Insurance Journal

JULY 30, 2025

A California city has filed a civil lawsuit against a former police officer who went skiing and attended a music festival while collecting workers’ compensation. Westminster filed the suit against a former police officer who was charged with 15 felonies …

Workers Comp

Protect Commercial Insurance

APRIL 4, 2025

– Tenant Compensation : In some cases, landlords might need to compensate tenants if living conditions are disrupted or deemed inadequate due to unresolved property issues. – Preservation of Property Value : Taking swift action on repairs preserves the value of the property and mitigates the risk of further damage.

Out-Of-Pocket

Triple-I: Homeowners Insurance

MAY 15, 2025

A deeper look into personal auto trends reveals that physical damage loss ratios have been improving rapidly, while liability coverage improvements have plateaued, raising concerns about legal system abuse and liability coverage responsiveness.

Workers Compensation

Simply Insurance

JUNE 12, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy North Carolina Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy New Hampshire Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 9, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Minnesota Rental Insurance?

Insurance Quotes

AMAXX

JULY 15, 2025

When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? It compares your actual workers’ compensation losses to the losses expected for similar businesses in your industry. Let’s break it down. is average.

Workers Comp

Simply Insurance

JUNE 11, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy West Virginia Rental Insurance?

Insurance Quotes

ProWriters

JULY 16, 2025

Such measures won’t undo the attack but may help mitigate the damage done. Small businesses can disconnect from the internet, disable remote settings, change all passwords, and install any pending software patches or updates. Determine the source and extent of the attack.

Cyber

Simply Insurance

JUNE 12, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Wyoming Rental Insurance?

Insurance Quotes

Triple-I: Homeowners Insurance

MAY 27, 2025

The reforms include stricter limits on damages, clearer standards for expert testimony, and other procedural changes designed to restore balance to the courts while reducing financial burdens on Louisiana families and businesses.

Injury

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Maryland Rental Insurance?

Insurance Quotes

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. If you have employees, securing workers’ compensation insurance can provide financial support for medical bills and lost wages if a workplace injury occurs.

Commercial Insurance

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Louisiana Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 28, 2025

If your items are stolen or destroyed due to a covered loss such as fire or water damage, they will be compensated. Damage To Interior Structure The one thing you have to remember is that when you buy a condo, you only own whats inside the unit. The HOAs "master policy" in New Jersey typically covers damage and personal injury.

Insurance Quotes

Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Simply Insurance

JUNE 11, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Wisconsin Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 11, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy New York Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 12, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Oklahoma Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 9, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Connecticut Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 9, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy DC Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Arkansas Rental Insurance?

Insurance Quotes

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Warehouse Operations in Michigan: A Risk Landscape Warehouses face a unique set of risks, including damage to goods, equipment breakdown, and liability issues. This is where commercial insurance comes in.

Commercial Insurance

Simply Insurance

JULY 1, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Alabama Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy New Jersey Rental Insurance?

Insurance Quotes