AMAXX

JUNE 17, 2025

When it comes to managing workers’ compensation claims, many employers focus on lagging indicators—things like claim count, indemnity costs, and days lost. The Return-to-Work Ratio measures the percentage of injured employees who return to work within 0–4 days of the injury. You can’t act on them until the damage is already done.

Workers Comp

Mark Jackson Insurance Agency

MARCH 19, 2025

Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters.

Workers Compensation

Distinguished

MAY 19, 2025

Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory. BOPs also typically offer a more cost-effective approach for small to mid-sized restaurants than other insurance options.

Policy

LexisNexis

JULY 1, 2025

Allocation of Latent Injury and Damage Claims State Law Survey Examine the method adopted in each of the 50 states and the District of Columbia of allocating damages for latent bodily injury and property damage claims, which are also called long tail or continuous injury or damage claims.

Policy

Protect Commercial Insurance

MAY 9, 2025

From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. Insurance helps protect those investments from potential losses due to theft, fire, or other damages. – Coverage Aspects : It covers compensation claims, medical costs, and any legal expenses.

Liability Insurance

Distinguished

MARCH 20, 2025

Unlike single-family homes, apartment complexes face heightened risks damage from one unit can quickly spread to others, liability claims can stem from common areas, and evolving building codes can demand costly upgrades. The court awarded her a staggering $13 million in damages.

Building

Protect Commercial Insurance

JUNE 20, 2025

Here are some key components typically included: – Property Insurance : Protects the physical premises and its contents from damage or loss due to incidents like fire, flood, or vandalism. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises.

Protection

Protect Commercial Insurance

JULY 18, 2025

It’s not about doing something on purpose – it’s about carelessness that leads to damage. And finally, there must be damages – a real injury or financial loss. Even if you never intended harm, a single incident can lead to hefty legal fees, compensation payouts, reputational damage and higher premiums in future.

Liability

AMAXX

JULY 10, 2025

You’re facing lost time, medical costs, and skyrocketing workers’ compensation expenses. The New Hire Injury Spike: By the Numbers Multiple studies back up what many employers already suspect: 35% of all workplace injuries happen in the first year. 44% of construction injuries hit first-year workers. Sound familiar?

Injury

Triple-I: Homeowners Insurance

MAY 27, 2025

The reforms include stricter limits on damages, clearer standards for expert testimony, and other procedural changes designed to restore balance to the courts while reducing financial burdens on Louisiana families and businesses.

Injury

AMAXX

JULY 24, 2025

As the workforce ages, employers face a growing challenge in managing the impact of chronic pain on workers’ compensation claims. This segment of the workforce is often safer and more experienced, but when injuries do occur, they tend to be more severe and take longer to heal. What Is a Chronic Pain Program?

Workers Comp

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. If you have employees, securing workers’ compensation insurance can provide financial support for medical bills and lost wages if a workplace injury occurs.

Commercial Insurance

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Warehouse Operations in Michigan: A Risk Landscape Warehouses face a unique set of risks, including damage to goods, equipment breakdown, and liability issues. This is where commercial insurance comes in.

Commercial Insurance

Simply Insurance

JUNE 12, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy North Carolina Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy New Hampshire Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 11, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy West Virginia Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 9, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Minnesota Rental Insurance?

Insurance Quotes

Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Distinguished

JUNE 30, 2025

Even small fires can result in expensive property damage and lengthy closures. When they do, lawsuits and reputational damage can threaten a restaurant’s survival. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims.

Liability

Simply Insurance

JUNE 12, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Wyoming Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Maryland Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 28, 2025

If your items are stolen or destroyed due to a covered loss such as fire or water damage, they will be compensated. Damage To Interior Structure The one thing you have to remember is that when you buy a condo, you only own whats inside the unit. The HOAs "master policy" in New Jersey typically covers damage and personal injury.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Louisiana Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 11, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Wisconsin Rental Insurance?

Insurance Quotes

AMAXX

JUNE 10, 2025

This mindset fosters minimal collaboration and late-stage crisis management— when litigation is already underway, damage control is the only option. They should be involved at the start , when the claim first shows signs of complexity or when you’re unsure whether it’s compensable. A simple call— “What do you think?” —can

Workers Comp

Simply Insurance

JUNE 11, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy New York Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 12, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Oklahoma Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 9, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Connecticut Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 9, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy DC Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Arkansas Rental Insurance?

Insurance Quotes

Simply Insurance

JULY 1, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy Alabama Rental Insurance?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy New Jersey Rental Insurance?

Insurance Quotes

Top Insurance Blogs

JUNE 18, 2025

Texas Workers’ Compensation Insurance Texas differs from the majority of other states in that it does not require workers’ compensation insurance. The types of business liability insurance plans you require for your small business may be influenced by your state laws.

Business Insurance

Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure.

Liability

Simply Insurance

JUNE 12, 2025

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Who Should Buy New Mexico Rental Insurance?

Insurance Quotes

Property Insurance Coverage Law

AUGUST 30, 2024

Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness.

Liability Insurance

Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. State Laws and Requirements It's important to note that laws regarding workers' compensation insurance vary significantly by state.

Workers Compensation Insurance