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Business Owner’s Policy for Restaurants

Distinguished

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. General Liability Coverage Restaurants are high-traffic spaces. Is workers’ compensation included in a BOP?

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P&C Insurance Achieves Best Results Since 2013; Wildfire Losses, Tariffs Threaten 2025 Prospects

Triple-I: Homeowners Insurance

Impending challenges and market pressures: The general liability segment is encountering increased financial strain, as evidenced by the least favorable NCR since 2016 and the third worst since 2010. In discussing general liability, Kurtz pointed out the substantial reserve strengthening undertaken during 2024.

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Blog Post: From Boilerplate to Blueprint: The Secret Life of Standard Insurance Policy Forms

LexisNexis

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

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Blog Post: The Long Tail Bites Back: When Old Policies Haunt New Problems

LexisNexis

Occurrence or Claims-Made Policies Learn about the attributes of occurrence and claims-made insurance policies, which refer to the two basic types of triggering events found in liability policies. Discover how nothing says “legacy risk” like a 1972 occurrence clause.

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Navigating the Turbulent Waters of Casualty Insurance: Insights from Industry Experts

Zywave

He highlighted the bifurcated nature of the market, with profitability in workers’ compensation being offset by severe issues in general liability and auto lines. He noted that while the workers’ compensation market remains competitive, general liability, auto, and excess lines are increasingly difficult to place.

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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

Distinguished

General liability : Covers the costs of fighting litigation plus covered damages that might come from it. Employee benefits liability : This coverage protects building owners against errors or omissions in the employee benefit plans they provide.

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Best Landlord Insurance In North Carolina For Your Rental Property!

Simply Insurance

This implies the policy will pay for only those events expressly included in the coverage wording, and your insurance coverage will not compensate for anything else. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1. What Perils Does Landlord Insurance North Carolina Cover You For?