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Business Owner’s Policy for Restaurants

Distinguished

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure.

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P&C Insurance Achieves Best Results Since 2013; Wildfire Losses, Tariffs Threaten 2025 Prospects

Triple-I: Homeowners Insurance

Impending challenges and market pressures: The general liability segment is encountering increased financial strain, as evidenced by the least favorable NCR since 2016 and the third worst since 2010. In discussing general liability, Kurtz pointed out the substantial reserve strengthening undertaken during 2024.

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Navigating the Turbulent Waters of Casualty Insurance: Insights from Industry Experts

Zywave

To shed light on these challenges and offer guidance on navigating this complex landscape, Risk Strategies Mike Vitulli, Zurich North Americas Bill Chepulis, and Zywaves Jim Blinn and Jeff Cohen recently participated in a webinar titled “Casualty Craziness: Whats the Cause and Whats the Cure.” million loss records.

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Who Really Pays for Workers’ Comp? Debunking a Common Myth

AMAXX

Ask the average employee who pays for workers compensation, and you might hear answers like the insurance company, the government, or even nobodyits just a benefit. In reality, the employer foots the bill for every dollar spent in the workers compensation system. Classification rate is based on job risk (e.g.,

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How Do You Know What Commercial Insurance Products Your Business May Benefit From?

Paragon Independent Insurance Agencies

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. Identifying Your Business’s Key Risks Different businesses face different challenges. Businesses that handle customer data should consider cyber liability insurance to protect against data breaches and cyber threats.

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Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Distinguished

In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. Contaminated food: Even the most diligent restaurants run the risk of food contamination leading to customer illness, which can leave them vulnerable to lawsuits.

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How a Liability Claim Can Ruin Your Business – And How to Protect Yourself

Property Insurance Centre

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe.