Distinguished

MAY 19, 2025

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. What is a Business Owners Policy (BOP)? A BOP is an efficient way to safeguard against these operational risks with one comprehensive policy.

Policy 40

Policy Business Owners Policy General Liability Liability 40

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Set a Clear Goal The gold standard for reporting an injury should be within 10 minutes.

Claim 71

Claim Workers Comp Injury Workers Compensation 71

AMAXX

AUGUST 27, 2024

Supervisors play a critical role in the management of workplace injuries. They are often the first to respond when an employee is hurt and are responsible for guiding both the injured employee and the organization through the post-injury process. First Responder Role: When an injury occurs, the supervisor is often the first to know.

Injury 105

Injury Workers Comp Workers Compensation Compensation 105

AMAXX

MARCH 24, 2025

In this three-part series, we are examining nine elements of independent premium audits to help you better understand and control your workers’ compensation premiums. Understanding these areas will further empower you to identify premium savings opportunities and maintain precise control over your workers’ compensation costs.

Workers Comp 104

Workers Comp Premium Workers Compensation Compensation 104

LexisNexis

FEBRUARY 5, 2025

By Christopher Mahon, LexisNexis Legal Insights Contributing Author A September 2024 study from the Workers Compensation Research Institute indicates that workers represented by an attorney in workers compensation claims receive substantially more payments than workers who are not represented by an attorney. See [link].

Workers Compensation 49

Workers Compensation Compensation Injury Claim 49

AMAXX

FEBRUARY 4, 2025

A structured Return-to-Work (RTW) program is one of the most effective ways to reduce workers’ compensation costs and improve employee recovery outcomes. Return to Original Position Upon Full Recovery Once the employee reaches maximum medical improvement (MMI) , they return to their pre-injury job.

Workers Comp 97

Workers Comp Workers Compensation Injury Compensation 97

AMAXX

JANUARY 13, 2025

Navigating workers’ compensation can be complex, with various parties working together to ensure effective claims management and cost containment. Lets explore the roles of these critical players in a workers’ compensation system. Their expertise enhances the efficiency and accuracy of the claims process.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Broker-Agent 98

AMAXX

JULY 15, 2024

One of the most critical aspects of managing workers’ compensation claims is ensuring that injured employees receive prompt medical treatment. Mistake #1: Delayed Care Due to Uncertainty A significant mistake in handling workers’ compensation claims is delaying medical treatment for injured employee s.

Workers Compensation 83

Workers Compensation Compensation Claim Workers Comp 83

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. These challenges can stem from incentives, employee motivations, policies, or procedures that deliver unintended consequences. Small injuries go unaddressed, leading to more severe claims down the road.

Workers Comp 66

Workers Comp Workers Compensation Injury Compensation 66

AMAXX

APRIL 30, 2025

Managing workers compensation can feel like playing whack-a-mole. Systematized communication helps prevent injuries from becoming high-cost claims, reduces litigation, builds trust with employees, and improves return-to-work outcomes all without needing constant intervention from every department.

Workers Comp 59

Workers Comp Building Injury Workers Compensation 59

AMAXX

JULY 29, 2024

In the realm of workers’ compensation, the role of an injury coordinator is pivotal. This position is crucial for managing the complex processes associated with workplace injuries, ensuring both compliance with regulations and the well-being of employees.

Workers Compensation 59

Workers Compensation Injury Compensation Workers Comp 59

AMAXX

JUNE 9, 2025

When it comes to workers’ compensation litigation, fear is the unspoken force driving many claims into the courtroom. It’s not necessarily bad injuries, bad actors, or even bad faith that sends injured workers searching for an attorney. More often, it’s something far more basic—and far more preventable: fear of the unknown.

Workers Comp 66

Workers Comp Workers Compensation Injury Compensation 66

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. A policy or training is implemented to check the compliance box. Heres how: 1.

Workers Comp 71

Workers Comp Workers Compensation Injury Compensation 71

AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. Set benchmarks, monitor performance, and proactively train your supervisors and staff before the next injury occurs. But that mindset couldnt be further from the truth.

Workers Comp 59

Workers Comp Workers Compensation Injury Claim 59

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. Ensure your insurance policy is up-to-date.

Workers Compensation 52

Workers Compensation Liability Inland Marine Insurance Property Damage 52

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Workers compensation isnt a solo actits a team sport. Insurance Carrier The carrier underwrites the policy and carries the financial risk for claims (in guaranteed cost programs).

Workers Comp 66

Workers Comp Workers Compensation Injury Claim 66

AMAXX

NOVEMBER 11, 2024

Returning an injured employee to work is a critical aspect of workers’ compensation management. These flawed policies often prevent employees from returning promptly, which can lead to increased costs and decreased morale. Employees may find staying home more attractive if it is financially advantageous and less demanding.

Policy 98

Policy Workers Comp Workers Compensation Injury 98

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams.

Workers Comp 59

Workers Comp Risk Workers Compensation Injury 59

Simply Insurance

JUNE 12, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes 94

Insurance Quotes Life Insurance Insurer Insurance 94

AMAXX

MAY 14, 2025

This could be: A risk manager An HR director A safety leader An injury coordinator What matters is not the titleits the accountability. You need representation from all the critical areas involved in the injury lifecycle. Think of it like branding for your injury management program. And no one really does.

Workers Comp 69

Workers Comp Building Injury Workers Compensation 69

AMAXX

MARCH 24, 2025

Now, we address the remaining elements that auditors consider essential in ensuring you fully optimize your workers’ compensation premium calculations, highlighting scenarios that often require particular attention and strategic management. Upon mutual agreement, the policy is then issued with the corrected classification codes.

Workers Comp 59

Workers Comp Premium Workers Compensation Compensation 59

Simply Insurance

JUNE 11, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes 86

Insurance Quotes Life Insurance Insurer Insurance 86

New Jersey Workers' Comp

FEBRUARY 4, 2025

This new reporting requirement gives CMS access to every single workers compensation claim if it involves a Medicare beneficiary. Once the funds are properly exhausted, Medicare will resume coverage for injury-related medical care. CMS will then instruct the claimant on how to properly exhaust the MSA. See, Section 4.2.

Workers Compensation 52

Workers Compensation Injury Compensation Claim 52

LexisNexis

SEPTEMBER 17, 2024

Hamilton, Former Assistant Secretary and Deputy Commissioner, California Workers’ Compensation Appeals Board Over the past several decades California has implemented broad legislative changes aimed at lowering the costs associated with workers’ compensation, especially medical expenditures. Mueller, K.L, Mueller, K.L,

Workers Compensation 74

Workers Compensation Claim Compensation Injury 74

Boyle Agency Insurance

JANUARY 8, 2025

Workers Compensation Insurance for Employers and Employees Workers Compensation Insurance is required for businesses with more than one employee. Full-time employees and part-time employees of a business are covered by Workers Compensation Insurance. The illness or injury must have occurred while an employee is at work.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Insurer 52

Boyle Agency Insurance

SEPTEMBER 20, 2024

Workers Compensation Insurance – Essential For Business Owners And Employees Workers Compensation Insurance is required for businesses with more than one employee. If you own a business that has a work environment that’s a bit insecure, make sure you have a Workers Compensation Insurance policy in place.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Insurer 52

AMAXX

APRIL 14, 2025

Injuries are an inevitable part of the workplace, but lost time doesnt have to be. Transitional duty keeps injured workers productive and engaged, while helping employers manage workers compensation costs and maintain continuity in staffing. There are two primary types of transitional duty strategies: Modified Work and Alternate Work.

Workers Comp 59

Workers Comp Workers Compensation Injury Compensation 59

AMAXX

NOVEMBER 26, 2024

Get Immediate Treatment : Ensure that employees have access to immediate medical care following an injury. Implement Pay Without Prejudice : Consider implementing a “pay without prejudice” policy to cover the initial cost of care, regardless of whether the injury is ultimately deemed compensable under workers’ compensation.

Workers Compensation 105

Workers Compensation Workers Comp Compensation Injury 105

New Jersey Workers' Comp

JULY 19, 2024

Intentional harm lawsuits can be harrowing for employers to defend because the allegations are generally not covered under the workers’ compensation policy. As the readers know, there are two parts to a workers’ compensation policy. She filed both workers’ compensation claims for these injuries.

Injury 52

Injury Claim Compensation Policy 52

Simply Insurance

JUNE 10, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes 72

Insurance Quotes Life Insurance Insurer Insurance 72

Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. State Laws and Requirements It's important to note that laws regarding workers' compensation insurance vary significantly by state.

Workers Compensation Insurance 52

Workers Compensation Insurance Workers Compensation Compensation Workers Comp 52

AMAXX

SEPTEMBER 3, 2024

Return to Work (RTW) programs are essential components of an effective workers’ compensation system. These challenges can be exacerbated by poor communication, lack of clear policies, or inadequate support systems. However, not all RTW scenarios are straightforward.

Workers Comp 104

Workers Comp Injury Workers Compensation Compensation 104

Simply Insurance

JUNE 10, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes 64

Insurance Quotes Life Insurance Insurer Insurance 64

Protect Commercial Insurance

MAY 9, 2025

Here are some ways insurance protects your business: – Coverage for Damages : Whether it’s damage to property or compensation for injury claims, insurance can cover these costs, ensuring your cash flow isn’t disrupted. Lets dig into the key components that typically make up a robust retail shop insurance policy.

Liability Insurance 40

Liability Insurance Business Interruption Liability Insurer 40

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. If you have employees, securing workers’ compensation insurance can provide financial support for medical bills and lost wages if a workplace injury occurs.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

Simply Insurance

JUNE 11, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes 59

Insurance Quotes Life Insurance Insurer Insurance 59

Simply Insurance

JUNE 12, 2025

How Much Is A $100,000 Life Insurance Policy? Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. DP2 - Replacement Cost The (DP-2) policy will give you more coverage than the DP-1.

Insurance Quotes 52

Insurance Quotes Life Insurance Insurer Insurance 52