Healthinsurance.org

MAY 16, 2025

Fully-insured large-group plans are plans an employer purchases from an insurance company 4 either directly, or through a sales agency. Excepted benefits include coverage such as workers compensation, fixed-indemnity plans, accident insurance, and critical illness plans.

Out-Of-Pocket

AMAXX

JANUARY 13, 2025

Navigating workers’ compensation can be complex, with various parties working together to ensure effective claims management and cost containment. Lets explore the roles of these critical players in a workers’ compensation system. Their expertise enhances the efficiency and accuracy of the claims process.

Workers Compensation

AMAXX

AUGUST 7, 2024

When it comes to managing workers’ compensation, understanding classification rules is fundamental. These rules not only influence the amount you pay in premiums but also help ensure that your company is correctly classified based on the work it performs. This can free up resources for other areas of your business.

Workers Compensation

AMAXX

JANUARY 14, 2025

Workers’ compensation programs are a cornerstone of workplace safety and risk management. Exclusivity: Protection Against Lawsuits One of the most significant benefits of workers compensation for employers is the exclusive remedy provision.

Workers Compensation

Insurance Journal

SEPTEMBER 17, 2024

Hawaii Employers’ Mutual Insurance Company Inc. is giving policyholders the largest dividend in the workers’ compensation carrier’s history. The company credits HEMIC’s steady growth and policyholder …

Policyholder

Insurance Journal

DECEMBER 5, 2024

Summit, a regional provider of workers’ compensation insurance services, announced the expansion of its coverage into Illinois.

Workers Comp

Insurance Journal

DECEMBER 18, 2024

The Louisiana Workers’ Compensation Corporation (LWCC) announced that it will acquire all of the outstanding shares of Prescient National Insurance Company (PNIC) based in Charlotte, North Carolina. The transaction is an all-cash transaction, which has received regulatory approval and is …

Compensation

Insurance Journal

FEBRUARY 24, 2025

Worker misclassification in Maryland is widespread, leaving thousands of workers without injury protection and depriving insurance companies of more than $58 million in workers’ compensation premiums each year, according to a new report from a state task force. Maryland’s Joint …

Premium

Insurance Journal

MARCH 9, 2025

states are bragging about the growing number of captive insurers domiciled there and are making changes to attract more captives Alabama regulators have declared a temporary moratorium on those types of insurance companies. Just as several other U.S.

Insurance Companies

Insurance Journal

JULY 17, 2024

Mutual Insurance Companies. AM Best reports that it has revised the outlook to positive from stable for the Long-Term Issuer Credit Ratings of members of A.I.M. The ratings agency has also affirmed the Financial Strength Rating of A (Excellent) and …

Insurance Companies

AMAXX

AUGUST 12, 2024

In workers’ compensation, communication with injured workers is a critical aspect that can significantly influence the outcome of a claim. Proper communication helps facilitate a smooth return-to-work process and plays a crucial role in maintaining the injured worker’s morale and engagement with the organization.

Workers Compensation

LexisNexis

NOVEMBER 7, 2024

Colleen Casey, Former Commissioner, California Workers’ Compensation Appeals Board The battle of the bill review experts is on! in fees for dental services and appliances admittedly provided to the injured worker, Donate Russell. Earned the Self-insurance Claims Examiner Certificate. The lien was denied. See also Tighe v.

Workers Compensation

AMAXX

SEPTEMBER 9, 2024

Medical cost containment is an essential aspect of managing workers’ compensation claims effectively. Employers and insurance companies face the challenge of controlling medical costs while ensuring that injured employees receive the care they need. Proper timing is also essential to avoid unnecessary delays.

Workers Comp

LexisNexis

JANUARY 22, 2025

CALIFORNIA COMPENSATION CASES Vol. JUST CLICK ON THE CASE NAMES BELOW Appellate Court Compensation Case Russell (Kevin) v. However, WCAB panel decisions are not binding precedent, as are en banc decisions, on all other Appeals Board panels and workers compensation judges. All rights reserved. Johnson (Christopher) v.

Compensation

Insurance Journal

MARCH 3, 2025

Chesapeake Employers’ Insurance Co. has filed for an 8% net rate decrease with the Maryland Insurance Administration (MIA) effective April 1, 2025. The nonprofit company also announced its highest-ever policyholder dividend of $55 million for 2025. It is the eighth …

Workers Comp

Insurance Agency of Ohio

MAY 18, 2018

The best way to protect your company is to buy a specific cyber liability insurance policy that addresses the unique circumstances that can occur in a data breach. you should talk to us about making sure your liability is properly insured. The post CyberRisk appeared first on Insurance Agency of Ohio.

Workers Compensation

Insurance Agency of Ohio

JUNE 9, 2018

Chances are, your insurance company doesn’t offer this coverage. Call us today for a free homeowners quote from Cincinnati Insurance that includes Service Line coverage. About Insurance Agency of Ohio Insurance Agency of Ohio is a trusted and well-respected family-owned independent insurance agency in Worthington, Ohio.

Workers Compensation

Triple-I: Workers Compensation

APRIL 4, 2022

By Max Dorfman, Research Writer The coronavirus pandemic and the financial challenges it presents have fueled growth in captive insurance – a form of self-insurance in which one or more entities establish their own insurance company. They also may insure the risks of organizations other than their major owners.

Workers Compensation

Risk Management Monitor

DECEMBER 20, 2022

Claimant fraud and premium fraud are two of the most well-known types of workers compensation fraud. In these cases, a worker may intentionally fake an injury (claimant fraud) or a business owner may misrepresent their employee headcount or incorrectly classify employees to obtain lower insurance premiums.

Workers Comp

Insurance Agency of Ohio

MARCH 17, 2019

Joining 31 other states that already allowed electronic proof of insurance, the new law allows motorists to show digital versions of proof of insurance on smartphones, PDAs, tablets, laptops and other portable computing devices. appeared first on Insurance Agency of Ohio.

License

Triple-I: Workers Compensation

MARCH 21, 2023

By Max Dorfman, Research Writer, Triple-I Today’s inflationary conditions may increase interest for group captives – insurance companies owned by the organizations they insure – according to a new Triple-I Executive Brief. With these benefits, the group captive model can help to control spiraling litigation costs.

Workers Compensation

Word & Brown

DECEMBER 11, 2024

Voluntary The California State Disability Insurance (SDI) program provides short-term and Paid Family Leave (PFL) to eligible workers when off work due to a non-work-related illness or injury, pregnancy, or childbirth. Work-related disability is covered by Workers Compensation insurance.

Workers Compensation

Insurance Agency of Ohio

JANUARY 30, 2020

For more information about job site security or other construction-related issues, contact Insurance Agency of Ohio for loss control information. Article Courtesy of Cincinnati Insurance Company. The agency has been protecting their central Ohio clients with comprehensive insurance programs for over 50 years.

Theft

Insurance Agency of Ohio

NOVEMBER 15, 2020

Here’s 5 things to look for when insuring your high-valued home: 1.) Is it insured for enough? Most insurance companies use a software “calculator” to come up with the value your home should be insured for. Insure your toys properly. Higher valued homes tend to contain custom features.

Liability

LexisNexis

OCTOBER 10, 2024

Rassp, Presiding Judge, WCAB Los Angeles, California Division of Workers’ Compensation Disclaimer: The material and any opinions contained in this article are solely those of the authors and are not the opinions of the Department of Industrial Relations, Division of Workers’ Compensation, or the WCAB, or any other entity or individual.

Workers Compensation

LexisNexis

NOVEMBER 8, 2024

Robinson, Co-Editor-in-Chief, Workers’ Compensation Emerging Issues Analysis ( LexisNexis ) (This article is excerpted from the upcoming 2024 Edition of Workers’ Compensation Emerging Issues Analysis (LexisNexis). By Thomas A. Section numbers below refer to the text in that book.

Workers Compensation

Word & Brown

DECEMBER 10, 2024

All businesses with workers in California and Nevada are required to have Workers Compensation Insurance. But do you know that Word & Browns partnership with CompNet Insurance Solutions makes it easy for you to offer Workers Comp coverage? What Is Workers Comp? Nevada followed in 1913.

Workers Comp

Word & Brown

MAY 20, 2025

Or, more specifically, have you thought about Workers Compensation? What Is P&C Insurance? P&C stands for “Property and Casualty” P&C insurance includes policies covering property and casualty risks like auto, homeowners, and commercial insurance, including Workers Compensation coverage.

Workers Comp

Bankers Insurance

JULY 8, 2024

Most insurance companies offer comprehensive policies for international employers in which K&R is only part of the package. This coverage provides workers’ compensation benefits in the event of a work-related injury or illness.

Insurance

Insurance Agency of Ohio

DECEMBER 22, 2020

The savings element can be used to pay premiums to keep the life insurance in force if you can’t pay them otherwise, or it can be used for any other purpose you choose. Keep in mind that premiums for permanent policies are generally higher than for term insurance. You can borrow these funds even if your credit is shaky.

Life Insurance