AMAXX

JULY 17, 2025

When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance. What Is the Experience Mod? A mod of 1.00

Workers Comp

LexisNexis

JULY 29, 2025

Learn about the implications of form policies in regulatory disputes and coverage litigation. Standard Insurance Policy Forms Fundamentals Analyze the genesis and use of standardized insurance policy forms and the identity and background of the entities primarily responsible for their creation.

Insurance Policy

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). It doesnt require a major budget overhaul or complex policy changes. litigation rate.

Claim

AMAXX

FEBRUARY 4, 2025

A structured Return-to-Work (RTW) program is one of the most effective ways to reduce workers’ compensation costs and improve employee recovery outcomes. Conclusion An effective transitional duty policy supports injured employees while controlling workers’ compensation costs.

Workers Comp

R&R Insurance

FEBRUARY 20, 2025

On October 1, 2024 Wisconsin continued its trend entering a ninth consecutive year of reduced workers compensation insurance rates. This rate reduction will affect work comp policies with renewal dates between 10/01/24 to 09/30/25. Rates in 2024 fell an average of 10.5% What can Contractors do?

Workers Compensation

LexisNexis

JULY 22, 2025

Because standard policy forms are not just about saving time on drafting. Read now » Related Content Standard Insurance Policy Forms Fundamentals Checklist Peruse this overview of standard insurance policy forms to build your understanding of their history, nature, and purposes.

Insurance Policy

AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. In reality, workers comp costs are one of the most controllable expenses in your organization. But that mindset couldnt be further from the truth.

Workers Comp

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. These challenges can stem from incentives, employee motivations, policies, or procedures that deliver unintended consequences. View workers compensation as an adversarial process.

Workers Comp

LexisNexis

JULY 1, 2025

Single-Year, Multi-Year, and Multi-Policy Insurance Coverage Claims Disputes Analyze issues that can arise for policyholders and insurers when insurance policies of various durations are called upon to answer for claims, and when multiple policies can also apply.

Policy

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Your current insurance policies may not automatically extend to the new site, and additional coverage may be required. If customers, vendors, or visitors will be on-site, this policy is essential.

Workers Compensation

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. A policy or training is implemented to check the compliance box. Heres how: 1.

Workers Comp

AMAXX

JANUARY 27, 2025

Revamping a workers compensation (WC) program can transform how companies manage costs and care for injured employees. Below, we explore common errors and provide actionable steps to begin reforming a workers’ comp program. Avoiding Common Errors 1.

Workers Comp

AMAXX

MARCH 24, 2025

In this three-part series, we are examining nine elements of independent premium audits to help you better understand and control your workers’ compensation premiums. ” Stay tuned to complete your understanding and gain further control over your workers’ compensation premiums.

Workers Comp

AMAXX

APRIL 30, 2025

Managing workers compensation can feel like playing whack-a-mole. One day its a delayed report, the next its an escalating claim or a frustrated injured worker. Transitional Duty Policy Define how employees will return to work, even if modified duty is needed.

Workers Comp

New Jersey Workers' Comp

FEBRUARY 4, 2025

This new reporting requirement gives CMS access to every single workers compensation claim if it involves a Medicare beneficiary. The post MSA: To Submit or Not To Submit appeared first on NJ Workers' Comp Blog. The only exception to this reporting requirement is if the settlement is $750 or less. See, Section 4.2.

Workers Compensation

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. In Scenario 2, you save your mod, but you pay the entire cost yourself—and you lose out on the potential to let your insurance policy work as intended. At first glance, it feels like a smart move. Not always.

Claim

AMAXX

JUNE 9, 2025

When it comes to workers’ compensation litigation, fear is the unspoken force driving many claims into the courtroom. It’s not necessarily bad injuries, bad actors, or even bad faith that sends injured workers searching for an attorney. More often, it’s something far more basic—and far more preventable: fear of the unknown.

Workers Comp

Triple-I: Homeowners Insurance

MAY 15, 2025

The economic repercussions from early 2025 California wildfire losses, in conjunction with the unfolding influence of tariff policies, introduce factors that could dampen the industry’s performance throughout 2025 and possibly counterbalance the recent positive trajectory. However, this progress faces potential impediments.

Workers Compensation

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Workers compensation isnt a solo actits a team sport. Thats a critical mindset shift: every stakeholder in workers comp is here to support the employee-employer dynamic.

Workers Comp

Zywave

MAY 15, 2025

While the mainstays are travel insurance, mobile phone coverage and appliance warranties, embedded insurance is now expanding across personal lines to segments including on-demand gig-economy-type policies, health, and employee benefits. Nor is it appropriate for lines with significant regulatory oversight, such as workers compensation.

Broker

AMAXX

MAY 14, 2025

Month 34: Launch branded injury response brochures and return-to-work policy. A rockstar team treats workers comp like any other business initiativewith goals, timelines, and follow-through. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%.

Workers Comp

Distinguished

AUGUST 4, 2025

If there is damage to the structure and it must be upgraded to meet current building codes, the policy will help pay for these additional expenses, including demolition costs if required. Require contractors to provide Commercial General Liability coverage for the insured on both their own policy and their subcontractors’ policies.

Building

Healthinsurance.org

MAY 16, 2025

Short-term health insurance policies are not considered individual health insurance, 16 are not regulated by the ACA, and are limited to total durations of no more than four months , including renewals. Excepted benefits include coverage such as workers compensation, fixed-indemnity plans, accident insurance, and critical illness plans.

Out-Of-Pocket

AMAXX

APRIL 14, 2025

Transitional duty keeps injured workers productive and engaged, while helping employers manage workers compensation costs and maintain continuity in staffing. If no suitable roles are available on-site, remote work such as database clean-up, online training, or policy review might be viable.

Workers Comp

Word & Brown

APRIL 1, 2025

Plus, your clients can save on Federal Insurance Contribution Act (FICA) taxes and Workers Compensation. Premium Only Plans (POPs): Also known as a Section 125 Cafeteria Plan, a Premium Only Plan enables enrolled employees to pay their health insurance premiums with pre-tax dollars.

Deductible

AMAXX

MARCH 24, 2025

Now, we address the remaining elements that auditors consider essential in ensuring you fully optimize your workers’ compensation premium calculations, highlighting scenarios that often require particular attention and strategic management. Upon mutual agreement, the policy is then issued with the corrected classification codes.

Workers Comp

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Heres a closer look at best practices every risk manager should be following to create a high-performing, cost-effective workers compensation program.

Workers Comp

Property Insurance Centre

FEBRUARY 24, 2025

The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums. Real-World Example: A small construction company faced a 500,000 lawsuit after a worker suffered a fall due to alleged safety violations.

Liability

AMAXX

JUNE 19, 2025

Return-to-work (RTW) programs are one of the most effective strategies for reducing workers’ compensation costs and improving recovery outcomes. Monitor Claims and Protect Against Abuse A successful RTW program doesn’t end at policy launch. The good news?

Workers Comp

AMAXX

JUNE 5, 2025

But if your goal is lower costs, faster recoveries, and better employee loyalty, the answer isnt more policies its more people involved. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%. Injury response isnt just HRs job.

Injury

LexisNexis

JUNE 17, 2025

Read now » Related Content Workers’ Compensation Law (TX) Dig deep into a comprehensive overview of the scope and requirements of Texas workers' compensation laws. Workers’ Compensation for Private Employers Follow these key steps when advising private employers on common workers' compensation legal issues.

Workers Compensation

Triple-I: Workers Compensation

JUNE 25, 2025

policy actions was a major concern for thought leaders on the “Economics, Underwriting, and Geopolitics” panel at Triple-I’s Joint Industry Forum in Chicago. Amid various tariff reductions, increases, impositions, and pauses, President Trump’s trade policies remain difficult to determine or predict.

Policy

New Jersey Workers' Comp

JULY 30, 2025

This blog will focus on some of the key provisions which employers, third party administrators and practitioners need to know about ordinary and accidental disability pensions in the context of workers’ compensation cases. The benefit is equal to 40% of the Final Compensation or 1.5% The annual benefit is equal to 43.6

Workers Comp

LexisNexis

JUNE 10, 2025

Explore with renowned workers’ compensation jurist Robert G. Rassp how artificial intelligence (AI) fits in the context of medicine and law and whether a legitimate role, if any, exists for the use of AI in the context of workers' compensation cases.

Workers Comp

Insurance Journal

JUNE 26, 2025

GE Appliances announced a nearly half-billion-dollar project Thursday that it says will create 800 new jobs and shift production of clothes washers from China to its massive manufacturing complex in Kentucky. The $490 million investment positions the Kentucky home appliances …

Workers Compensation

Insurance Journal

OCTOBER 30, 2024

statewide average decrease in rates for workers’ compensation and employers’ liability insurance. The new rates will apply to new and renewal policies effective January 1, 2025. New Jersey Commissioner of Banking and Insurance Justin Zimmerman has approved a 6.9% The …

Workers Compensation

Insurance Journal

OCTOBER 29, 2024

statewide average decrease in rates for workers’ compensation and employers’ liability insurance. The new rates will apply to new and renewal policies effective January 1, 2025. New Jersey Commissioner of Banking and Insurance Justin Zimmerman has approved a 6.9% The …

Workers Compensation