AMAXX

JULY 1, 2025

If there’s one universal truth in workers’ compensation, it’s this: The best claim is the one that never happens. Injuries occur, costs mount, and safety meetings become reactive discussions about what went wrong rather than proactive strategies to keep workers safe. Yet for many employers, the reality is different.

Injury

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Injured workers no longer had to navigate the legal system or prove negligence just to receive help. In other words, both parties won.

Workers Comp

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters.

Workers Compensation

AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. In reality, workers comp costs are one of the most controllable expenses in your organization. But that mindset couldnt be further from the truth.

Workers Comp

AMAXX

JUNE 24, 2025

Sometimes, the smallest gestures make the biggest difference—especially in workers’ compensation. And when an employee feels like their livelihood is threatened—or that they’re being cast as dishonest—it’s easy to see why they seek legal protection. Yes, a card. But perception drives behavior.

Workers Comp

New Jersey Workers' Comp

FEBRUARY 4, 2025

This new reporting requirement gives CMS access to every single workers compensation claim if it involves a Medicare beneficiary. The guidelines state that unless an MSA is submitted, reviewed, and approved by CMS prior to settlement, CMS cannot be certain that the Medicares interests are adequately protected. See, Section 4.2.

Workers Compensation

AMAXX

JUNE 30, 2025

In workers’ compensation and safety management , these silos are all too common—and costly. Michael Stack, CEO of Amaxx LLC, is an expert in workers’ compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers’ compensation costs by 20% to 50%.

Injury

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. When you report claims properly, you preserve your legal protections, ensure proper care for your employees, and reduce the risk of financial surprises. At first glance, it feels like a smart move. Not always. Create legal complications.

Claim

AMAXX

MARCH 10, 2025

Mass layoffs or company closures can trigger a significant increase in workers’ compensation claimssome legitimate, others potentially unsubstantiated. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%.

Workers Comp

AMAXX

MAY 6, 2025

With this step in place, you now have legal protection and a process that objectively determines whether someone can safely perform the role. Step 5: Baseline Testing Protect Your Claims and Documentation One often-overlooked opportunity in hiring is establishing a baseline health record.

Workers Comp

AMAXX

JULY 21, 2025

In workers’ compensation, some of the most expensive decisions happen in the first few minutes after an injury. Enter nurse-led injury triage —one of the most cost-effective and underutilized tools in workers’ comp. A knee-jerk trip to the emergency room. A questionable diagnosis. An unnecessary MRI. What Is Injury Triage?

Injury

AMAXX

FEBRUARY 11, 2025

As a general rule, workers compensation insurance is the primary insurance, which requires the claim team to investigate and make determinations regarding compensability and subrogation rights. These sensors only deploy corresponding airbags to protect the vehicle occupants (front, side, or head curtain airbags).

Workers Compensation

AMAXX

JULY 30, 2025

How the Cost Adds Up When an employee stays out of work after an injury, you’re not just paying their workers’ compensation indemnity benefits. compared to companies where 90–100% of workers return quickly. That means your workers’ comp program is not just a safety measure—it’s a profit protection tool.

Workers Comp

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Workers compensation isnt a solo actits a team sport. Employers, in turn, gained more predictability and protection from potentially devastating lawsuits.

Workers Comp

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums.

Liability

AMAXX

MARCH 10, 2025

In the first part of our series, we emphasized the importance of thoughtful layoff planning to mitigate the risk of increased workers’ compensation claims following a workforce reduction or facility closure. Employees should document and verify any existing medical conditions.

Workers Comp

AMAXX

JULY 8, 2025

A clear, accurate job description isn’t just a recruiting aid—it’s a secret weapon for safer hiring, lower workers’ compensation costs, and legal protection against costly discrimination claims. Your safety record, legal protection, and bottom line depend on it. Or better yet—rewrite them.

Workers Comp

Zywave

MAY 15, 2025

At the point of purchase the exact moment when customers are most receptive to considering protection insurance providers are now able to make instant underwriting decisions. Nor is it appropriate for lines with significant regulatory oversight, such as workers compensation.

Broker

AMAXX

JUNE 16, 2025

When an employee is injured on the job, a timely and thoughtful return-to-work (RTW) program can be the difference between a minor detour and a long, costly journey through the workers’ compensation system. Collaborative programs protect your mod by accelerating return to work. A high mod increases your insurance premiums.

Workers Comp

AMAXX

JULY 10, 2025

You’re facing lost time, medical costs, and skyrocketing workers’ compensation expenses. Michael Stack, CEO of Amaxx LLC, is an expert in workers’ compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers’ compensation costs by 20% to 50%.

Injury

Distinguished

JUNE 25, 2025

Commercial surety bonds serve as a critical risk management tool across industries—ensuring compliance, protecting the public, and building trust between parties.

Commercial

AMAXX

MARCH 11, 2025

Effectively managing workers compensation requires careful oversight and proactive measures to identify and prevent fraudulent or exaggerated claims. Surveillance serves as a powerful tool in validating claims, protecting your organizations financial health, and ensuring resources are dedicated to genuinely injured employees.

Workers Comp

AMAXX

MAY 21, 2025

Ask the average employee who pays for workers compensation, and you might hear answers like the insurance company, the government, or even nobodyits just a benefit. In reality, the employer foots the bill for every dollar spent in the workers compensation system. These misconceptions are widespreadand costly.

Workers Comp

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Heres a closer look at best practices every risk manager should be following to create a high-performing, cost-effective workers compensation program.

Workers Comp

AMAXX

JUNE 19, 2025

Return-to-work (RTW) programs are one of the most effective strategies for reducing workers’ compensation costs and improving recovery outcomes. Monitor Claims and Protect Against Abuse A successful RTW program doesn’t end at policy launch. The good news?

Workers Comp

Distinguished

JUNE 25, 2025

Commercial surety bonds serve as a critical risk management tool across industries—ensuring compliance, protecting the public, and building trust between parties.

Commercial

Distinguished

JULY 9, 2025

These contract surety bonds protect the obligee (in this case, the city) from financial loss if the contractor fails to deliver on time, within budget, or according to specifications. A-rated carrier backing : Give your clients peace of mind with financially strong, reputable protection behind every bond.

Agents

Distinguished

JULY 9, 2025

These contract surety bonds protect the obligee (in this case, the city) from financial loss if the contractor fails to deliver on time, within budget, or according to specifications. A-rated carrier backing : Give your clients peace of mind with financially strong, reputable protection behind every bond.

Agents

AMAXX

APRIL 15, 2025

The research offers a clear call to action for employers aiming to protect their workforce and control costs. Michael Stack, CEO of Amaxx LLC, is an expert in workers compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers compensation costs by 20% to 50%.

Injury

Insurance Journal

JULY 15, 2025

Worker safety regulators in Washington are warning businesses that temperatures and wildfire smoke are making for hazardous conditions for outdoor workers. The Washington State Department of Labor & Industries issued a notice to employers and workers about which weather conditions …

Protection

New Jersey Workers' Comp

JUNE 16, 2025

Joint employment for workers’ compensation purposes is quite common in New Jersey. Vola brought a workers’ compensation claim against both the City and Asplundh. The Judge of Compensation ruled against Asplundh. The Judge of Compensation disagreed. The recent case of Vola v. City of Northfield , No.

Workers Compensation

LexisNexis

JUNE 10, 2025

Explore with renowned workers’ compensation jurist Robert G. Rassp how artificial intelligence (AI) fits in the context of medicine and law and whether a legitimate role, if any, exists for the use of AI in the context of workers' compensation cases.

Workers Comp

Insurance Journal

JUNE 19, 2025

A former Connecticut state police trooper has been arrested and charged with collecting workers’ compensation benefits totaling $8,341.00 during his employment with the Connecticut Department of Emergency Services and Public Protection (DESPP). Jose Campos, age 32, of Winsted, was arrested …

Workers Compensation

Insurance Journal

JULY 2, 2025

A new law in that expands Washington workplace protections involving equal pay and promotion discrimination takes effect today. The law legislation passed in 2024 expands the Equal Pay and Opportunities Act from gender discrimination to also include: Sex, marital status, …

Protection

AMAXX

JANUARY 14, 2025

Workers’ compensation programs are a cornerstone of workplace safety and risk management. Exclusivity: Protection Against Lawsuits One of the most significant benefits of workers compensation for employers is the exclusive remedy provision. Lets dive deeper into these aspects.

Workers Compensation

AMAXX

SEPTEMBER 16, 2024

This helps in managing workers’ compensation costs more effectively, as the employer takes the lead in coordinating care and managing the return-to-work process. Proper documentation not only aids in managing the workers’ compensation claim but also helps protect the employer against potential legal challenges.

Workers Compensation

AMAXX

NOVEMBER 5, 2024

Successfully settling workers’ compensation (WC) claims can significantly reduce costs and streamline processes for employers and insurers. Medicare Set-Aside (MSA) Requirements: Federal law requires that Medicare’s interests be protected in WC settlements.

Workers Compensation