LexisNexis

FEBRUARY 5, 2025

By Christopher Mahon, LexisNexis Legal Insights Contributing Author A September 2024 study from the Workers Compensation Research Institute indicates that workers represented by an attorney in workers compensation claims receive substantially more payments than workers who are not represented by an attorney. See [link].

Workers Compensation

AMAXX

JULY 22, 2025

This is where medical bill review (MBR) becomes an essential part of any effective workers’ compensation cost containment strategy. High-Risk Areas: Where Overcharges Hide While billing errors can happen anywhere, certain areas are particularly vulnerable to abuse or misinterpretation: 1.

Workers Comp

AMAXX

JULY 17, 2025

When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. Your experience mod is essentially your company’s credit score for workers’ compensation. Each code reflects the inherent level of risk in that job. What Is the Experience Mod? A mod of 1.00

Workers Comp

Triple-I: Workers Compensation

MAY 20, 2025

William Nibbelin, Senior Research Actuary, Triple-I Economic uncertainty, industry-specific trends, and evolving risks were the focus of the NCCI Annual Insights Symposium (AIS) 2025 a key event for the workers compensation industry. Key Findings Premium: Workers compensation net written premium decreased by 3.2 points in 2024.

Workers Comp

AMAXX

JANUARY 21, 2025

In the complex world of workers’ compensation, achieving optimal outcomes for injured workers requires a blend of precision, consistency, and empathy. By aligning care with proven recovery pathways, these guidelines foster a quicker return to normal activities and reduce the risk of complications or prolonged disability.

Workers Comp

Mark Jackson Insurance Agency

APRIL 21, 2025

For business owners, preventing injuries is key to protecting employees, maintaining productivity, and minimizing workers compensation claims. Damaged or outdated equipment can increase the risk of accidents, so be sure to implement a maintenance schedule and replace worn-out gear regularly.

Workers Compensation

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Its one of the simplest variables to control, yet one of the most commonly overlooked. litigation rate.

Claim

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Small companies especially found themselves at risk of being put out of operation entirely after just one major injury claim.

Workers Comp

Boyle Agency Insurance

APRIL 4, 2025

Worker’s Compensation Insurance Worker’s compensation insurance covers medical expenses and lost wages for contractors’ employees injured while working on your property. Risks of Hiring Uninsured Contractors Hiring uninsured contractors exposes you to significant risks.

Property Damage

Shield Insurance Agency

JUNE 19, 2025

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims. Peace of Mind Knowing your business is protected against various risks reduces stress for business owners, allowing you to focus on growth and operations.

Business Insurance

AMAXX

MARCH 18, 2025

She was given a list of four medical providers but found that: Two providers did not accept workers compensation patients. One provider accepted workers compensation but was not taking new patients. Solution: Employers must routinely verify that the medical providers they recommend: Accept workers compensation cases.

Workers Comp

Protect Commercial Insurance

MAY 9, 2025

Owning a retail shop or salon can be a thrilling venture, but it also comes with its fair share of risks. The Importance of Retail Shop & Salon Insurance Image courtesy: Pexels Running a retail shop or salon involves a certain level of risk, just like any other business. Introduction Hello, savvy UK business owners!

Liability Insurance

AMAXX

JULY 1, 2025

If there’s one universal truth in workers’ compensation, it’s this: The best claim is the one that never happens. Reduce Costs Fewer injuries mean lower workers’ compensation premiums, fewer lost workdays, and higher productivity. Risk management tracks claim costs. Yet for many employers, the reality is different.

Injury

AMAXX

JULY 7, 2025

And while a little résumé fluff might seem harmless, the consequences can be anything but—especially when it comes to workers’ compensation costs and workplace safety. Consider these risks: Underqualified hires placed in physically demanding jobs are far more likely to be injured, especially during the critical first weeks of employment.

Workers Comp

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. Heres how: 1. OSHA Compliance as a Cost-Saving Strategy Workplace injuries are expensive.

Workers Comp

Distinguished

MAY 19, 2025

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory.

Policy

AMAXX

JUNE 30, 2025

Suddenly, multiple departments spring into action—HR files paperwork, safety investigates hazards, risk management analyzes costs, and someone else tracks regulatory compliance. In workers’ compensation and safety management , these silos are all too common—and costly. That’s how you close the loop and continuously reduce risk.

Injury

AMAXX

MAY 13, 2025

With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time. It’s a leading indicator of workplace safety and risk exposure. The key to turning this around is a focused, data-driven approach. These metrics arent just numbers.

Workers Comp

Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. Without the right coverage, property owners could be exposed to significant financial and legal risks.

Building

Zywave

MAY 15, 2025

Digital platforms and APIs can integrate insurance into purchases across multiple industries, while advanced data analytics and AI allow for real-time risk assessment and personalized offerings, creating more relevant and frictionless customer experiences. The future of our industry lies in innovation, connectedness, and customer convenience.

Broker

AMAXX

MAY 6, 2025

Theyre moving fast, skipping steps, and taking on avoidable risk. But what if hiring was treated like risk management? Integrity tests filter these high-risk candidates before you invest time in interviews. These are the individuals most likely to contribute to workplace friction, safety violations, or early-stage injuries.

Workers Comp

LexisNexis

MARCH 4, 2025

The competition for skilled professionals is fierce, and organizations must offer competitive compensation, career development opportunities, and a positive work culture to retain their best employees. This can result in inefficiencies, increased risk of errors, and challenges in demonstrating value to the organization.

Risk

Protect Commercial Insurance

JUNE 20, 2025

Essentially, it covers a variety of risks associated with office environments, aiming to protect both physical assets and financial interests. It covers compensation claims from employees in case of workplace injuries or illnesses. In the world of office insurance, the types of risks covered can make all the difference.

Protection

AMAXX

MARCH 24, 2025

When an employer receives a revised workers’ compensation premium bill, the accuracy of the bill can be uncertain and confusing. This series of articles will provide clarity on what independent premium auditors evaluate, with practical insights to help you navigate the complexities of workers’ compensation premium audits.

Workers Comp

Zywave

MARCH 3, 2025

To shed light on these challenges and offer guidance on navigating this complex landscape, Risk Strategies Mike Vitulli, Zurich North Americas Bill Chepulis, and Zywaves Jim Blinn and Jeff Cohen recently participated in a webinar titled “Casualty Craziness: Whats the Cause and Whats the Cure.” million loss records.

Casualty Insurance

Rough Notes

JUNE 30, 2025

Stop chasing quotes and start controlling risk Mod analysis tools allow you to instantly generate a visual analysis of an employer’s mod history—highlighting costly mistakes, trends, and opportunities they’ve never seen.

Workers Compensation

Protect Commercial Insurance

APRIL 4, 2025

– Tenant Vetting Support : Many insurers offer tenant referencing services, ensuring landlords select reliable tenants, thereby reducing the risk of defaults in the first place. – Pest Infestations : Infestations can bring about serious disruptions and health risks.

Out-Of-Pocket

AMAXX

MARCH 24, 2025

In this three-part series, we are examining nine elements of independent premium audits to help you better understand and control your workers’ compensation premiums. Understanding these areas will further empower you to identify premium savings opportunities and maintain precise control over your workers’ compensation costs.

Workers Comp

LexisNexis

JULY 1, 2025

Discover how nothing says “legacy risk” like a 1972 occurrence clause. For Practical Guidance on workers’ compensation, review these easy-to-use resource kits: Climate Change Resource Kit Environmental Resource Kit PFAS Resource Kit What’s New in Practical Guidance Discover the newest Practical Guidance content and resources in this update.

Policy

LexisNexis

APRIL 10, 2025

Human resources lawyers offer legal advice on HR practices, including recruitment, compensation, benefits, and employee relations. Extractive AI can quickly sift through these documents to identify key clauses, terms, or compliance issues, saving time and reducing the risk of oversight. Advising on HR Practices. Legal Research.

Policy

AMAXX

MAY 6, 2025

The Data Doesnt Lie: First-Year Employees Are at Highest Risk According to data cited in Workers Comp Mastery Training , nearly 35% of all workplace injuries occur in an employees first year. New hires should be trained on the specific risks of their job and location. Thats when risk is highestand when support is often lowest.

Injury

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams.

Workers Comp

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. The Risk of Unreported Injuries Even more dangerous than the direct cost is the risk lurking behind unreported injuries. At first glance, it feels like a smart move. After all, fewer claims mean fewer red flags on your insurance history—right?

Claim

AMAXX

JULY 15, 2025

When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? It compares your actual workers’ compensation losses to the losses expected for similar businesses in your industry. Let’s break it down. is average.

Workers Comp

AMAXX

FEBRUARY 10, 2025

This mirrors the Eagles’ game plan execution staying focused on fundamentals and eliminating unnecessary risks. The Chiefs’ offensive struggles were worsened by their failure to adjust, just like a supervisor’s negative or delayed response can worsen a workers’ compensation claim.

Injury

Protect Commercial Insurance

JULY 18, 2025

Even if you never intended harm, a single incident can lead to hefty legal fees, compensation payouts, reputational damage and higher premiums in future. Carry out regular risk assessments, keep proper records, and make sure staff are trained and processes are documented.

Liability