AMAXX

JULY 17, 2025

When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance. What Is the Experience Mod? A mod of 1.00

Workers Comp

AMAXX

JULY 22, 2025

This is where medical bill review (MBR) becomes an essential part of any effective workers’ compensation cost containment strategy. High-Risk Areas: Where Overcharges Hide While billing errors can happen anywhere, certain areas are particularly vulnerable to abuse or misinterpretation: 1.

Workers Comp

AMAXX

MAY 6, 2025

But when it comes to the workers compensation system, a rushed or poorly evaluated hire can be far more costly than leaving a role vacant for a few extra weeks. In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury.

Workers Comp

AMAXX

MARCH 18, 2025

Consider the case of Jane, a worker who sustained a severe back injury. She was given a list of four medical providers but found that: Two providers did not accept workers compensation patients. One provider accepted workers compensation but was not taking new patients. Are currently accepting new patients.

Workers Comp

Triple-I: Workers Compensation

MAY 20, 2025

William Nibbelin, Senior Research Actuary, Triple-I Economic uncertainty, industry-specific trends, and evolving risks were the focus of the NCCI Annual Insights Symposium (AIS) 2025 a key event for the workers compensation industry. Key Findings Premium: Workers compensation net written premium decreased by 3.2

Workers Comp

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Small companies especially found themselves at risk of being put out of operation entirely after just one major injury claim.

Workers Comp

AMAXX

JULY 1, 2025

If there’s one universal truth in workers’ compensation, it’s this: The best claim is the one that never happens. Injuries occur, costs mount, and safety meetings become reactive discussions about what went wrong rather than proactive strategies to keep workers safe. Risk management tracks claim costs.

Injury

AMAXX

JANUARY 21, 2025

In the complex world of workers’ compensation, achieving optimal outcomes for injured workers requires a blend of precision, consistency, and empathy. By aligning care with proven recovery pathways, these guidelines foster a quicker return to normal activities and reduce the risk of complications or prolonged disability.

Workers Comp

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Its one of the simplest variables to control, yet one of the most commonly overlooked.

Claim

AMAXX

MARCH 24, 2025

In this three-part series, we are examining nine elements of independent premium audits to help you better understand and control your workers’ compensation premiums. General Exclusions Some roles carry such distinct risks or differ significantly from an employers core operations that they’re classified separately.

Workers Comp

AMAXX

JUNE 30, 2025

Suddenly, multiple departments spring into action—HR files paperwork, safety investigates hazards, risk management analyzes costs, and someone else tracks regulatory compliance. In workers’ compensation and safety management , these silos are all too common—and costly. That’s how you close the loop and continuously reduce risk.

Injury

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. Heres how: 1. OSHA Compliance as a Cost-Saving Strategy Workplace injuries are expensive.

Workers Comp

AMAXX

JULY 15, 2025

When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? Your experience mod is essentially your company’s credit score for workers’ comp. Employers, safety managers, and CFOs alike wrestle with this.

Workers Comp

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. Drivers of Human Behavior in Workers Compensation The science of human behavior has been studied extensively, and one of the most insightful works on the subject is Drive by Daniel Pink.

Workers Comp

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

Rough Notes

JUNE 30, 2025

Stop chasing quotes and start controlling risk Mod analysis tools allow you to instantly generate a visual analysis of an employer’s mod history—highlighting costly mistakes, trends, and opportunities they’ve never seen.

Workers Compensation

AMAXX

JULY 7, 2025

And while a little résumé fluff might seem harmless, the consequences can be anything but—especially when it comes to workers’ compensation costs and workplace safety. Dishonest hires are more prone to actively disengage, cut corners, and disregard safety protocols —raising the risk of accidents and injuries. The good news?

Workers Comp

AMAXX

MAY 13, 2025

With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time. It’s a leading indicator of workplace safety and risk exposure. And watch your workers comp program transform from chaotic to controlled.

Workers Comp

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. The Risk of Unreported Injuries Even more dangerous than the direct cost is the risk lurking behind unreported injuries. At first glance, it feels like a smart move. After all, fewer claims mean fewer red flags on your insurance history—right?

Claim

AMAXX

MAY 6, 2025

Theyre moving fast, skipping steps, and taking on avoidable risk. But what if hiring was treated like risk management? Integrity tests filter these high-risk candidates before you invest time in interviews. These are the individuals most likely to contribute to workplace friction, safety violations, or early-stage injuries.

Workers Comp

AMAXX

FEBRUARY 17, 2025

When a worker is injured, their experience in the workers’ compensation system can have a profound impact on their recovery, return to work, and overall job satisfaction. A lack of clear communication often leads to confusion, frustration, and even litigation , increasing costs for both the employer and the injured worker.

Workers Comp

AMAXX

MARCH 10, 2025

Mass layoffs or company closures can trigger a significant increase in workers’ compensation claimssome legitimate, others potentially unsubstantiated. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%.

Workers Comp

AMAXX

MARCH 24, 2025

When an employer receives a revised workers’ compensation premium bill, the accuracy of the bill can be uncertain and confusing. This series of articles will provide clarity on what independent premium auditors evaluate, with practical insights to help you navigate the complexities of workers’ compensation premium audits.

Workers Comp

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams.

Workers Comp

AMAXX

JULY 21, 2025

In workers’ compensation, some of the most expensive decisions happen in the first few minutes after an injury. It’s a low-risk, high-impact strategy—and one of the smartest moves any employer can make in their workers’ comp program. A knee-jerk trip to the emergency room. A questionable diagnosis. An unnecessary MRI.

Injury

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. The real reason many workers comp claims go off the rails?

Workers Comp

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Workers compensation isnt a solo actits a team sport. Key Players in the Workers Comp Ecosystem Heres a closer look at the major participants and how they fit into the puzzle: 1.

Workers Comp

AMAXX

JUNE 26, 2025

When people think about avoiding workers’ compensation litigation, their minds often go to legal strategies, claim investigations, or maybe physician networks. FREE DOWNLOAD: ” Avoid the 3 Primary Reasons Injured Workers’ Hire Attorneys “ Start Small. It’s operational. It’s simple. It’s called a weekly roundtable.

Workers Comp

Triple-I: Homeowners Insurance

MAY 15, 2025

Conversely, workers compensation combined ratios continued to benefit from favorable PYD for the eighth consecutive year, indicating sustained underwriting profitability. The workers compensation system continues an era of exceptional performance with strong results and a financially healthy line, said Glenn.

Workers Compensation

AMAXX

FEBRUARY 10, 2025

This mirrors the Eagles’ game plan execution staying focused on fundamentals and eliminating unnecessary risks. The Chiefs’ offensive struggles were worsened by their failure to adjust, just like a supervisor’s negative or delayed response can worsen a workers’ compensation claim.

Injury

AMAXX

MAY 6, 2025

A lack of structured onboarding is a silent contributor to workplace accidents, workers comp claims, and high turnover. The Data Doesnt Lie: First-Year Employees Are at Highest Risk According to data cited in Workers Comp Mastery Training , nearly 35% of all workplace injuries occur in an employees first year.

Injury

AMAXX

JULY 30, 2025

How the Cost Adds Up When an employee stays out of work after an injury, you’re not just paying their workers’ compensation indemnity benefits. He is co-author of the #1 selling comprehensive training guide “Your Ultimate Guide to Mastering Workers’ Comp Costs: Reduce Costs 20% to 50%.”

Workers Comp

LexisNexis

JULY 1, 2025

Discover how nothing says “legacy risk” like a 1972 occurrence clause. For Practical Guidance on workers’ compensation, review these easy-to-use resource kits: Climate Change Resource Kit Environmental Resource Kit PFAS Resource Kit What’s New in Practical Guidance Discover the newest Practical Guidance content and resources in this update.

Policy

Zywave

MAY 15, 2025

Digital platforms and APIs can integrate insurance into purchases across multiple industries, while advanced data analytics and AI allow for real-time risk assessment and personalized offerings, creating more relevant and frictionless customer experiences. The future of our industry lies in innovation, connectedness, and customer convenience.

Broker

AMAXX

MARCH 10, 2025

In the first part of our series, we emphasized the importance of thoughtful layoff planning to mitigate the risk of increased workers’ compensation claims following a workforce reduction or facility closure.

Workers Comp

AMAXX

MAY 14, 2025

Step 1: Appoint a Workers Comp Leader Every successful program has a point personsomeone responsible for driving initiatives, measuring results, and serving as the central hub for communication. This could be: A risk manager An HR director A safety leader An injury coordinator What matters is not the titleits the accountability.

Workers Comp

AMAXX

JULY 8, 2025

Yet, tucked inside this humble document lies one of the most powerful risk management tools a company has. A clear, accurate job description isn’t just a recruiting aid—it’s a secret weapon for safer hiring, lower workers’ compensation costs, and legal protection against costly discrimination claims.

Workers Comp