Crime, Cyber and Personal Property - Insurance Industry Brief

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Crime

Cyber

Personal Property

Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

Distinguished

JULY 7, 2025

Q: What are your crime score requirements? A: There are no specific crime score criteria, but we may utilize crime scores in our underwriting process. A: Yes, tenants, betterments, and improvements should be included in the Business Personal Property (BPP) limit when entering information in the portal.

Policy

Policy Protection Underwriter Underwriting

HOA Insurance: Everything You and Your Clients Need to Know

Distinguished

JUNE 16, 2025

HOA insurance typically includes coverage for property damages, crime, and liability suits to common areas like: Rec rooms Pools Clubhouses Walkways Stairways Tennis courts Here’s a breakdown of the core coverages an HOA needs.  Typical exclusions are bodily injury, property damage, and intentional or dishonest acts.

Crime

Crime Liability General Liability Policy

Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

HOA Insurance: Everything You and Your Clients Need to Know

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